Sherman Oaks, CA

SHERMAN OAKS HANDYMAN. HANDYMAN IN SHERMAN OAKS. CARLOS HANDYMAN earns the trust of his clients, one job at a time (Se Habla Espanol) (818)955-8026

CARLOS HANDYMAN HAS THE TOOLS, SKILLS & TIME FOR YOU!

REQUEST A QUOTE ONLINE & SAVE, click here

• all REPAIRS and general MAINTENANCE for your home or office<br>
• TILE installation, marble, stone, ceramic for flooring, counter tops, shower walls, any room, flat fees<br>
• DRYWALL handyman, repairs & new drywall, ceiling, framing, small or big patches, hanging, taping, sanding & finish, any wall or ceiling, any area, garage, patios, affordable flat fees<br>
• STUCCO & re-stucco handyman, installation and repairs, small holes, any size patches, black paper, chicken wire, 2-coat stucco & 1 coat stucco finish, flat fees<br>
• small cement/brick repairs<br>
• Wood GATES installation & repairs, driveway, side, patio, pet gates, pre-assembled METLA gates installation service <br>
• CEILING drywall, smooth finish, texture finish<br>
• KITCHEN & BATHROOM installation, repairs & minor upgrades, replace new cabinets, install new appliances<br>
• RE-CAULKING, RE-GROUTING maintenance/ repair for bathrooms/ kitchens<br>
• SINK/TOILET/FAUCET replacement<br>
• light PLUMBING installation, repairs, new sinks, leaky faucets, sinks, toilets, fixtures, water line for refrigerator, garbage disposal, WATER HEATER replacement <br>
• light ELECTRICAL, replacing lights, switches, sockets, plugs, fans, appliances<br>
• DOORS installation & service, flat fees: sliding doors bedroom door, French door, front door, kitchen door, closet door, screen door, security door, doggie doors, PET doors, flat fees for installation only <br>
• WINDOW replacement, installation, too small, too big, we repair to fit, flat fees<br>
• need to PAINT a room or living room? touch up, flat fees<br>
• CURTAIN, rods, curtains, blinds, pictures, mirrors hanging, etc<br>
• WATER line for refrigerators new installation, under the house, from kitchen line,<br>
• ASSEMBLY IKEA furniture, putting up shelves, please describe brand/model your entire to do list<br>
• LOCKS front door, bedroom door, any door, installation, home or office
• PRESSURE WASHING, cleaning patios, driveways, garages, decks, exterior, gutters
• WALL MOUNTING TV, putting up shelves

REQUEST A QUOTE ONLINE & SAVE$$$,click here

ABOUT SHERMAN OAKS

Sherman Oaks , close to two major freeways, serves as a gateway to the San Fernando Valley. The community is perhaps best known as the home of the Sherman Oaks Galleria, which was recently transformed from a fashion mall into an open-air shopping area combined with office space. The community is considered by many as the undisputed residence of the Valley Girl, a cultural label popularized by the song and 1983 movie of the same name. Two large shopping malls are in the area and numerous smaller boutiques and plazas line Ventura Boulevard, providing residents and visitors with endless window-shopping opportunities. Sherman Oaks is 13 miles from downtown Los Angeles. Carlos Handyman in Sherman Oaks also serves Burbank & nearby areas of San Fernando Valley.

ABOUT CARLOS HANDYMAN (Se Habla Espanol)

http://activerain.com/blogs/handymanburbank

We are a family-owned-operated maintenance & handyman services with care!. We are dedicated to providing our clientele with prompt, professional and friendly service. Our goal is to ensure complete satisfaction of every customer while offering quality maintenance & repair services and great customer service at affordable fees. Lupe answers the phone, email quotes and schedule appointments. Carlos is the Handyman.

We know that you have a world of choices in the area. We are grateful that you have confidence in our maintenance & handyman services. Our hope is that you will feel confident in our ability to meet all of your expectations and we know that our customers are always our number one focus. We believe in repeated business and we earn this trust! We'll bend over backwards to give you great service.........and we'll do back flips over referrals!. We earn your trust, one job at a time.

SERVING AREAS:

Arleta, Burbank, Canoga Park, Calabasas, Chatsworth, Encino, Glendale, Granada Hills, Hidden Hills, Lake Balboa, Lake View Terrace, Mission Hills, North Hollywood, North Hills, Northridge, Panorama City, Pacoima, Porter Ranch, San Fernando, Reseda, Sherman Oaks, Studio City, Sylmar, Sun Valley, Sunland, Shadow Hills, Toluca Lake, Topanga Canyon, Tujunga, Valley Village, Valley Glen, Van Nuys, Universal City, West Hills, Winnetka, Woodland Hills.

La Crescenta, La Canada, Montrose, Los Feliz, Atwater, Ecko Park, Eagle Rock

Hollywood, West Hollywood, Hollywood Hills.

DISCLOSURE: Carlos Handyman is not a licensed Contractor, Carlos Handyman is an EXPERIENCED unlicensed HANDYMAN. Carlos Handyman has a business license permit from City of Burbank CA which allows him to do home repairs & maintenance services labor under $500 per Contractor's State Board Licensing Requirements. (owner to provide any material to be needed)

If you entered 2009 with decent debt, a good FICO score, and a stable income, this may be the perfect year to buy a home. The week of December 31^st saw mortgage rates drop to an average of 5.1 percent, an all-time low according to a Freddie Mac survey. And the good news is that they’re expected to drop even more in the coming months.

Experts are still divided on whether it’s wiser to buy now or wait. After all, the economy is still far from stable. It all comes down to your personal risk preferences: borrow now if you want to play it safe, wait if you’re sure there’s a better deal ahead. Here are some key points to keep in mind:

Shop around

Twenty years ago, when rates never varied by more than 0.25 percent, one loan would have been as good as the next. But the plunging economy has put lenders’ offers all over the scale. Late last month, two major banks—Bank of America and Wells Fargo—offered identical 30-year conforming loans at 5.0 and 6.625 percent plus one point respectively. A rash buyer can easily miss these differences and get stuck with a 30-year mistake.

Check your books

The rates may have dropped, but lending standards are still the same. The best deals are handed out to borrowers with a FICO score of 720 or more, or those who make down payments of at least 20 percent. If you don’t meet either standard, you’ll pay for it some other way, such as a higher interest rate or expensive private mortgage insurance.

Another big factor is your debt-to-income ratio, or how much of your income is taken up by mortgage payments. For Fannie Mae or Freddie Mac loans, the limit is 28 percent of gross income for mortgages and 36 percent for all other debts. Federal Housing Administration (FHA) standards are set to 29 and 41 percent respectively.

Get pre-qualified

Pre-qualifying for a mortgage can increase your chances of getting a good rate. This is simply because the deal closes faster. With the rates tanking, you can expect a lot of competition from buyers with the same budget and qualifications. The last thing a seller needs is a buyer who’s interested but unqualified.

Sign up for credit counseling

You’d be surprised at how much first-time borrowers underestimate the costs of home ownership. Credit counseling can prevent costly mistakes by giving you a better idea of what you’re getting into. Warnings about maintenance costs, taxes, and overextension tend to get ignored, but many homeowners would have avoided tight fixes if they’d planned more carefully.

The fixed/ARM question

Fixed-rate is still the best choice if you’re buying a new home. For one thing, most of the government support is geared towards 30-year fixed-rate loans. And since rates are expected to drop, most banks are no longer willing to originate ARMs anyway.

If you have an ARM that’s set to adjust this year, it may be more practical to keep it for now. With luck, it might adjust to a lower monthly payment in the next few months. ARMs that are indexed to the Treasury bill are in luck, as the yield is now at a very low 0.5 percent. This means that even with a normal spread, you’ll be enjoying a rate of about 3.25 percent.

Loan modification options

Borrowers stuck with costly sub-prime mortgages can still take advantage of these market conditions. With foreclosures on the rise, many banks have found themselves burdened with bad debt and losing key investors. That’s why many of them are actually helping borrowers get current and stay in their homes.

One of the most common arrangements is loan modification, a deal wherein the bank and borrower agree to restructure the mortgage to more comfortable terms. The key requirement is a valid financial hardship: a medical emergency, unexpected job loss, or death of a spouse or co-owner. Lenders typically favor borrowers in serious delinquency or about to enter foreclosure, as the process stops foreclosure proceedings and gives them enough time to catch up.

Here's a link to a chart that shows September's ACTUAL statistics for the Local Real Estate Market. These are the graphs that the news media doesn't want you to have. Why? because they go contrary to the negative hype that the news media wants to perpetuate.

CLICK HERE FOR CHARTS

When you click on the link, scroll down to the chart that says "Single Family Sales By Price." Look at the category that you are planning to purchase a home or sell your home. If you are a homebuyer and the green bar is longer than the blue bar for your category, you are in trouble. This means that the market for that segment is VERY hot and if you don't purchase soon, you may have to lower your standards for the type of home that you can afford or move to a less desirable city. If you are a homeseller and the blue bar is longer than the green bar for your category, you are in trouble. This means that the market segment is continuing to decline for your price range (better plan ahead and lower the price on your listing). If you haven't already noticed, foreclosures are the majority of the inventory in this market. Buyers- beware of buying foreclosures that have structural problems. These homes are not meant to be purchased by owner occupants, they are meant for contractors or investors. Sellers- beware of keeping your prices too high and negotiating yourself out of the market. The next time you'll experience prices like we saw in 2006 will probably be in 2012. If you can wait that long, then stay where you are. If you can't, MAKE your move right now before interest rates go up.

Paul Aragon is a top rated licensed realtor in the Northern Los Angeles County. He can be contacted at (818) 528-4410 and welcomes questions from all real estate owners, buyers, and investors. He can be reached at

AragonEstates.com

Home Sales in the San Fernando Valley were up 110.5% for the month of October 08 compared to October 07 based on the latest numbers released by SRAR ( Southland Regional Association of REALTORS ) The "Valley" includes communities like Studio City, Sherman Oaks, Toluca lake, Burbank, Encino, North Hollywood and Calabasas

The spike in sales can be partially attributed to a 30% drop in Average Home Price to Approx $410,000 based on 745 Homes sold in the month compared to a peak of almost $640,000 in 2007. But Sellers and buyers are still showing signs of dementia and unrealistic thinking. Home owners still overvalue their properties in todays market and buyers are continuing to test the waters with incredible low ball offers to the dismay of listing agents citywide.

At the Same time Condo Prices in the Valley were down over 40% to approx $225,000 creating amazing opportunities for first time buyers to get a great property in a nice location at an amazing holiday discount.

Inventory in the San Fernando Valley is at approx 6000 Homes which amounts to a 6 month Supply compared to a 23 month supply during the last bursting bubble in the 90s.

Below is a Home price heat map courtesy of Cyberhomes.com that outlines Average prices in the San Fernando Valley

As a local REALTOR, my feeling is that prices will continue their downward momentum on most of the properties in the " Valley " for the next 3 - 6 months. Having said that I must also state that the properties that continue to see these declines are incredibly overpriced as it is. Homes in desirable areas like Studio city, Toluca Lake, Sherman Oaks and the Hollywood hills are still seeing multiple offer situations if they are priced right and marketed aggressively across all mediums.

To get a first hand look at available homes for sale in Studio City, homes for sale in Sherman oaks, homes for sale in North Hollywood, homes for sale in Toluca lake, homes for sale in Encino, homes for sale in Calabasas, homes for sale in Northridge, homes for sale in Burbank or anywhere else in the entire southern california Real estate market. visit my website www.realestate-818.com

On-time service, up front rates, professional & friendly uniformed drivers and clean, shiny trucks.

Book online and save $10 http://www.1800gotjunk.com or call 1-800-GOT-JUNK (1-800-468-5865)

What We Do?

1-800-GOT-JUNK? Is a full-service junk removal franchise that will remove almost anything from old furniture and appliances to e-waste and renovation debris. We will handle everything from loading to cleanup so you don't have to. We even recycle up to 60% of the items we pick up and make every effort to donate to non-profit organizations.

How Do We Price?

We charge by Volume, not by the time it takes us to remove your junk.

Just 3 Easy Steps

1. Book online at http://www.1800gotjunk.com or call 1-800-468-5865 (1-800-GOT-JUNK) ; choose an appointment time that's convient for you, often the same day, if needed.

2. Our truck team will arrive at your jobsite to give you a free estimate, and present you with a price list. Our prices include all labor, weight and dumping fees.

3. Your junk is removed and a clean-up of the site is completed.

Areas Serviced:

Woodland Hills, Agoura Hills, Calabasas, Canoga Park, Tarzana, Reseda, Encino, Valley Village, Van Nuys, Winnetka, Sherman Oaks, Studio City, Beverly Hills, Bel Air, and other parts of Southern California.