About Stockton's Morada West

"Keep Your California Home Programs." California homeowners who pulled money out of their homes are frequently confused about what, if any, options are available to them for assistance. The San Francisco Chronicle recently published a good primer of the possibilities. Since even the "Chron" had trouble keeping the pieces together, the California Association of Realtors® published a recent "Summary" of the article ... pointing out some of the resources that are available to California Homeowners falling into distress.

"Keep Your California Home" programs and eligibility requirements are shown in the overview. However, if a Homeowner still has a level of confusion after reading the summary and the full article, please contact a lending or real estate professional ... every case is individual and the results will vary from one homeowner to another.

Via the San Francisco Chronicle

Mortgage aid offered to those who cashed out equity

The California Housing Finance Agency announced this week that people who cashed out equity on their home now are eligible for three of the four "Keep Your Home California" programs.

MAKING SENSE OF THE STORY

 Keep Your Home California is a state-run program funded with $2 billion from the U.S. Treasury's Hardest Hit Fund. It is designed to help low- and moderate-income people who are unemployed or owe more than their home is worth pay their mortgage.

 There are four individual programs that fall under Keep Your Home California. Eligible homeowners can get up to $50,000 in assistance from one or more of the four programs combined.

 Under the new rules, people who took equity out of their homes will be eligible for the unemployment mortgage assistance, mortgage reinstatement assistance, and transition assistance programs if they meet all the other program requirements. Homeowners who cashed out equity will continue to be ineligible for the principal reduction program.

 When the program first started, homeowners who had tapped the equity in their homes were ineligiblefor the programs. CalHFA decided to include these homeowners due to the large number of homeowners who were being turned away for assistance.

 Under the program revisions, homeowners who originated mortgages after Jan. 1, 2009 also are eligible for the same three programs. Originally, these borrowers were excluded because they also are excluded under the federal Home Affordable Modification Program, so CalHFA wanted to be consistent with HAMP.

 To qualify for any of the four programs, homeowners must fall below certain income limits, must be living in the home, and cannot own a second home, among other criteria. For additional requirements, click here

Read the full story

Hopefully most of your questions may be answered by the preceding resources. If not, please do not hesitate to contact one of our Team members for additional information or other resources.

888-868-4398

If you may be considering relocation to the Central Valley of California considering adding Stockton and Lodi, California to your interest list. The folks at The Nines Team will be delighted to show you our town … and some of the best real estate buying opportunities in the valley. If you wish to search the local MLS please click here. Don’t hesitate to call us if we can answer questions or get additional information for you!

History in the Sunset – Mount Diablo from the Central Valley of California

Sometimes just taking a few moments to actually “see” that which is around us have a “pleasure moment” of their own. Countless times this “mount” is seen by travelers moving north and south on two major highways of Central California - Interstate Route 5 and Highway 99. Mount Diablo may be seen from a major portion of Northern California … and the view is different from the vantage point of the looker.

This view is from the Central Valley of California – on the side of the frontage road next to Highway 99 in North Stockton. Unlike many of the other “mounts” in California (Mt. Whitney, Mt. Shasta) this mount has a real estate history unique to the California scene.

Today, the 3864 feet high Mt. Diablo is the site of a 20,000 acre state park. The preserved lands around the park total over 90,000 acres and include watersheds, regional parks and over 38 preserves. Viewed from the Central Valley, the more common “double-pyramid” outline is hidden … but it is more clearly seen from the “Bay Area.” So today, the influence of Mt. Diablo is a pretty significant piece of real estate.

The Real Estate History of Mount Diablo started 160 years ago in 1851 when Leander Ransom identified it as the initial point where the Mount Diablo Base and Meridian lines intersect. Cadestral surveys based on metes-and-bounds of real properties find one of their reference points at Mount Diablo.

If you are considering moving to the Central Valley of California … you could see this iconic site every day (weather permitting) across the playground of the Delta. In fact, there are numerous homes that the view can be captured from your living room or decks. Let the members of The Nines Team help you to find that picture perfect spot … and see the “center” of the local real estate Universe …. Mount Diablo …. California!

Call today - toll free at: 888-686-4398

The central attraction of the Tapestry Collection at the Tuscany Villas in Stockton, California is the Parma Park. Parma, Italy is one of the Sister Cities of Stockton, California and is the namesake of the park.

Bordered on the north by Chianti Circle, west and south by Dolcetto Lane and on the east by Vernaccia Lane Parma Park offers multi-use activities for all ages. The "age-restricted" playground is reserved for those folks between ages of 2 to 5, accompanied by a supervising adult. Lighted tennis courts are all-age available. The field area is open for field sports from soccer, field hockey and even weekend football warriors. Several pavilions are available with picnic tables and in-ground barbeque stands.

Living in the Tapestry neighborhood offers a retreat from the rest of the world for its residents. Homes are available for sale and are priced in the upper $100s to the mid-$200s for these Mediterranean inspired homes built in 2004 to 2005.

The diversity of the neighborhood is assured by buildings with single-story 1600 square foot 3 bedrrom-2 bath homes to much larger two-story 2,600 square foot properties, some with 5 bedroom options.

If you may be considering relocation to the Central Valley of California considering adding Stockton, California to your interest list. The folks at The Nines Team will be delighted to show you our town … and some of the best real estate buying opportunities in the valley. If you wish to search the local MLS please click here. Don’t hesitate to call us if we can answer questions or get additional information for you:

888-868-4398

The Tapestry Collection of homes in the Villa Tuscany subdivision in north east Stockton is situated in an area commonly called "La Morada or Morada West." Homes in this area were built between 2003 to late 2006 by multiple local and national builders.

Tapestry is centered around a dedicated City Park - Parma - one of a number of parks that celebrate Stockton, California's relationship with other Sister Cities around the globe - this one being Parma Italy. The architectural flavor carries a strong suggestion of both Tuscan villas and the more common "Mediterranean" influence. Some of the old Live Oak Trees have been preserved throughout the subdivision, including in the park area.

Villa Tuscany is free from Homeowner Association dues, but the annual property tax bill does support a Facilities Management District - which provides via City contract for the maintenance of the common areas, streets and park. There are only two access routes to Villa Tuscany, one to the west from Maranatha Drive and the other to the south from Inspiration Drive.

Lodi Unified School District serves this subdivision; the area is also close to Highway 99 (making it an easy commute access corridor to both the Sacramento area and via the "Cross-town Freeway" just minutes away from the Highway 5 commute corridor to the Bay Area.

The Nines Team in Stockton can make private appointments to accommodate showing needs for any of the following "active listings," all built between 2004 and 2005.

4243 Dolcetto Ct 4 bedroom 3 bath 1899 SF $169,900 38 DOM

4208 Chianti Cir 4 bedroom 2 bath 1966 SF $179,089 73 DOM

Private appointments for viewing the following Short Sale listings may also be made with The Nines Team; all homes were built between 2004 and 2005:

9153 Chianti Circ 3 bedroom 2 bath 1660 SF $169,000 123 DOM

4232 Dolcetto Ct 4 bedroom 3 bath 2364 SF $185,000 5 DOM

9010 Chianti Cir 4 bedroom 3 bath 2364 SF $199,900 10 DOM

9056 Chianti Cir 3 bedroom 2 bath 1680 SF $145,000 181 DOM

9128 Chianti Cir 4 bedroom 2 bath 1966 SF $149,950 138 DOM

9148 Chianti Cir 4 bedroom 3 bath 1899 SF $175,000 86 DOM

If you may be considering relocation to the Central Valley of California considering adding Stockton, California to your interest list. The folks at The Nines Team will be delighted to show you our town ... and some of the best real estate buying opportunities in the valley. If you wish to search the local MLS please click here. Don't hesitate to call us if we can answer questions or get additional information for you:

888-868-4398

Every year during the holiday season, the real estate community in Stockton, California holds an event called the "Cantree." This is not exclusive to Stockton, other agents in other communities do the same thing ... The idea ... build a "tree" of canned foods that are given to food banks and kitchens at the end of the "drive."

The "Hunger Free and Healthy by 2020" summit held on January 27 at the Robert J Cabral Agricultural Center, is still looking for means to achieve their goal, but is taking steps to provide plans for building and rebuilding relationships in the drive to provide for the County's poor and hungry. Part of the goal is to pay particular attention to the "kind" of food donations received. They are taking steps to provide for healthier food in their drives.

Perhaps we as an industry may be able to help ... earlier than just the holiday season. Here's a list of the foods needed most - and the percentages the food providers tell us they ALWAYS need more of these food types: Bread (59%) - Fresh fruits/vegetables (74.6%) - Milk/cheese (61.1%) - Meat/poultry (65.8%) - Beans/peanut butter (26.3%) - Formula/baby goods (28.6%) - Canned goods (63.2%) -

For information about how you, your office, your committees, your associations can participate, please contact the Stockton Food Bank by clicking here.

If you may be considering relocation to the Central Valley of California considering adding Stockton, California to your interest list. The folks at The Nines Team will be delighted to show you our town … and some of the best real estate buying opportunities in the valley. If you wish to search the local MLS please click here. Don’t hesitate to call us if we can answer questions for get additional information for you:

888-868-4398