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Temecula, CA

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Temecula Wine Country Homes

02-08-10
Jane Grant - Southern California Homes - Temecula - Wine Country - Custom Homes
Jane Grant - Southern California Homes - Temecula - Wine Country - Custom Homes: Real Estate Brokerage in Temecula, CA
  • view my blog
  • Office: (866) 621-0155
  • Mobile: (951) 757-6152

If you are reading this post then you must be searching for information on the Temecula Wine Country. You have come to the right place!

The Temecula Wine Country is ripe with opportunity for Country Living that is convenient to shopping, the I15 Freeway, and the type of lifestyle that many people dream of having.

Our schools are rated among the highest in California per the great schools website and Temecula was voted one of the top places to live by "Relocate America". See the blog I wrote regarding that HERE!

Click Here to find the most recent Temecula Wine Country Listings!

For more information about Temecula's many communities including Crowne Hill, Redhawk, Morgan Hill, Wolfe Creek, Paloma De Sol, Paseo Del Sol, Vail Ranch, Harveston, Chardonnay Hills, Starlight Ridge, or anything to do with Real Estate in Southwest Riverside County contact me by telephone or e-mail for detailed information.


Have a lovely day!

Jane Grant

Broker of Record- DRE 01109492
Southwest Real Estate, Inc.
Telephone: 866 621-0155

Temecula Homes For Sale

Riverside County Homes For Sale

Visit my blogs below!


"Temecula Wine Country"

"Temecula Neighborhoods"


"Riverside County Living"


Trulia Profile: Click here to view my "Q & A", about "Temecula Home Buying" and Life in Temecula

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Temecula Property Taxes and Special Assessments - What You Need to Know!!!

02-08-10
Dianne Hicks
Dianne Hicks: Real Estate Agent in Temecula, CA
  • view my blog
  • Office: (951) 514-5709
  • Mobile: (951) 514-5709

Temecula Property Taxes and Special Assessments - What You Need To Know!!!


A while back I wrote a blog on Temecula property taxes and special assessments that would be very good for you to go back and read if you are unfamiliar with property taxes. It will explain how the property taxes and special assessments work and how to understand them in relating to purchasing you home. Here is the link http://www.trulia.com/blog/dianne_hicks/2009/07/buyer_beware_know_the_pr

In the special assessments there are always items in there that are repeated cost that do not go away and can be adjusted when the city needs to adjust to cost. In Temecula trash pick up is there but in Murrieta you are billed separately for the trash. And there are other like items for running the city.

Well.... In additon to this there are the home builders bonds that are for a specific time frame anywhere from 10 - 35 years that are under the special assessments. Starting in about 2003 they really started to adding bigger bonds to all the new homes. Why would the builder pay from then when the buyer would pay for them.

Here is why you need to call on the bonds (in the special assessments) and find when they expire. I called on the 3 bonds (yes, there are often more than 1) in Harveston to find out when the bonds expire. For this one house, the biggest one (about $900 a year) does not ever expire. Now... I loooove Harveston, it is a gorgeous community and I would consider living there, but I think being informed before you buy a home in key in making the decision that is right for you. That means on top of the HOA's of about $130, you have about another $100 a month they is tied to Harveston that does not go away. As long as you are aware of this and you want to buy, it is all good. What makes me sad to see is when home buyers are not aware when they buy.
 
So Please do your homework and pick a Realtor that will help you understand and provide you with the current information so you can understand property taxes and special assessments, it will help making the decision that is best for YOU!!! 

 The Grapevine for Temecula Valley 
California Dreaming.... MAKE IT HAPPEN!!!

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Relocation Specialist Team... Just Closed With a Home Buyer from the UK in 2 weeks

02-08-10
Dianne Hicks
Dianne Hicks: Real Estate Agent in Temecula, CA
  • view my blog
  • Office: (951) 514-5709
  • Mobile: (951) 514-5709

Relocation Specialist Team...
Just Closed with a Buyer from the UK in 2 weeks.!!!


I am thrilled for my buyers from the United Kingdom, we just closed on a beautiful house in Redhawk in 2 weeks and he wasn't even here. If you are interested in Relocation.... Here is how it went...

We corresponded via email for a while so I had a good idea of what they wanted. In Relocating, most is done on the Internet due to fact that many of my buyers are not currently residing in Temecula. They wanted something that would bring good rent for about 10 years but something they really liked because after that, they will move here to live. We discussed taxes and all other important details about Temecula home buying.

They came out for a week, we prepared for him. Found his home on the first day out, a beautiful home in Redhawk with a pool and a spectacular view. We submitted offer and he went back home.

Everything else was done via Internet while he was back home in the UK. They are now a proud owner of a home here in Temecula.They were a joy to work with and I now consider them friends.

Now, today... I am going out to measure for stove size for a buyer who is relocating from San Clemente that is currently in escrow.

The Grapevine for Temecula Valley
California Dreaming.... MAKE IT HAPPEN!!!

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Temecula FHA Home Buyers... You can NOW buy without waiting out the 90 Day Flip Rule!!!

02-08-10
Dianne Hicks
Dianne Hicks: Real Estate Agent in Temecula, CA
  • view my blog
  • Office: (951) 514-5709
  • Mobile: (951) 514-5709

Temecula FHA Home Buyers...
You Can NOW but Without Waiting out the 90 Day Flip Rule!!!!!!


Tired of hearing.. you cannot buy that home because it is a flipper, FHA will not allow you to purchase due to the 90 flip rule?

Well....Good News...FHA has temporarily changed their guildlines for a year and are now allowing FHA buyers to purchase homes without waiting for the 90 day flip rule. That is great news because if you have been out there looking you keep running across No FHA due to 90 day flip rule. Well...up until FHA rules have prohibited you from purchasing those homes for 90 days. They are homes which have been purchased by investors for resale.

Some of these homes may have to go through a more strigent home appraisal but still great news for FHA buyers!!!

Ever changing rules in this market and we are here to help you keep up with it. Have questions? Please feel free to ask.

The Grapevine for Temecula Valley
California Dreaming.... MAKE IT HAPPEN!!!

The Realtor You can Expect More From!!!

The opinions and thoughts expressed here are mine and mine alone, they may or may not reflect those of Tarbell, Realtors.

picture compliments of emumbert1 from photobucket

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The Obama budget and its effect on the Real Estate Industry

02-08-10
Jesse Madison
Jesse Madison: Real Estate Agent in Temecula, CA
  • view my blog
  • Office: (951) 526-2574
  • Mobile: (949) 306-8416

The Obama budget and its effect on the Real Estate Industry

The new Obama budget has been released and it has significant proposals that directly effect the real estate industry and homeowners. These proposals may be enacted, modified or discarded, but they are on the table.

Dissecting the Obama budget and its effect on the Real Estate Industry

Let's have a look at some of these:

  • To lower the upfront FHA premiums by raising the annual premiums, thus allowing more homebuyers to qualify for FHA loans. The budget proposes to authorize FHA to raise its annual premiums charged to borrowers in order to strengthen FHA reserve funds.These FHA annual premiums would be raised from 55 basis points to 90 basis points (they are typically rolled into a monthly payment)
  • It tries to reduce mortgage interest write-offs by high income owners.
  • Also tries to raise capital gains rates.
  • Limits the value of deductions for mortgage interest to 28%
  • Limits the value of deductions for charitable contributions for single taxpayers earning more than $200,00 and married couples earning more than $250,000 to 28%.
  • Permits the top federal brackets to Move to 36% (from 33%) and 39.6% ( up from 35%).

We can expect some vigorous debate over these proposals and I hope that due to the challenged state of our economy and housing market we will see some relief for homeowners and policies that incentivize homeowners and potential buyers in our housing market. The FHA premium reduction is the type of policy proposal that I think can have a positive effect on the housing market. I would like to see more proposals that focus on awarding homeowners with incentives. As housing is such a large segment of the economy and homeowners will be impacted by these changes, I hope our Congress will work to restructure these proposals to assist homeowners during these fiscally challenging times.

Jesse Madison

951-526-2574

Se Habla Espanol

http://www.TemeculaRealEstateForeclosures.com

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