Temecula, CA

Yes I am going to answer some questions that most Temecula Short Sale clients ask me.

Many of you are worried about the money trail. Don't keep worrying! A Short Sale Can be
the start of your recovery from getting out from under a huge mortgage.

You don't have to worry what it's going to cost.
There is no fee from me to handle your Short Sale. Yes its FREE!!
When I get your approval, I get paid by your lender.

Will your lender go after you for the shortage?
Not if your loan is the original 1st loan on the house.

What if I have a 2nd loan on the house?
You're not protected by law like you are on the 1st loan. I will get the 2nd lender to release their lien
on your home to allow the Short Sale to be completed. They will work with you on the balance owed.

How long does it take to complete a Short Sale? Each lender is different, but on an average I am getting
them completed in 90 days once I have an offer accepted on your home.

Please call or email me with your questions for straight answers on your housing issues. I will help!!
My direct cell # is 951.217-6745 and I am available to you after hours if needed till 9:00PM

Will a $6500 Tax Credit Get You Moving.




Have you been thinking about Moving Up or Downsizing? Well... I think with the tax credit incentive there is not a better time than NOW!!! Here is some info on the Tax credit to help you decide.

If you have owned a home as your primary residents 5 out of the last 8 years, you may qualify for a $6500 tax credit. There is a cap, the house your purchase cannot exceed $800,000. Here is a link to NAR for the entire scoop on this http://www.realtor.org/home_buyers_and_sellers/2009_first_time_home_buyer_tax_credit


Here is a quick snap shot in a chart
http://www.realtoractioncenter.com/realtor-party/documents/2009-NAR-Issue-Brief-Homebuyer-Tax-Credit-Changes-1104-1107.pdf

Here is a link to some frequently asked questions about the tax credit http://www.realtor.org/wps/wcm/connect/d336a1804033a163816af5205f470b6e/government_affairs_tax_credit_FAQs_110509.pdf?MOD=AJPERES&CACHEID=d336a1804033a163816af5205f470b6e

If you are confused, just give me a call. You can also call your accountant, they will know if you qualify.

But wait...there is more ,think about it, there IS more to consider.
>

If you have been watching you know that house prices have been slowly making their way back up again. Let's say that they go up next year by 11% which is what some have been predicting. Here is an example that will help you understand the effect of that.

Let's say your house is worth $300,000 and the house you are interested in is $375,000.
Your current house ($300,000 x 11% estimated gain in a years time) = 33,000
Your new house ($375,000 x 11% estimated gain in a years time ) = $41,250

If, the houses were to go up buy 11%, You would have gained an additional $8,250 in equity if they went up by the same value. That is on top of the additional $6500 for a total gain of$14,750. Purchase price difference of $75,000.

If you wait a year to buy.....Let's say you don't move for another year and then decide to move and we will use the same dollar values for the house
 You will sell your house for $333,000 and you will pay $416,250 for the house you wanted. The purchase price difference will be $83,250 with no additional gain of equity.

Instead of gaining $14,750 you will pay an additional (83,250 - 75,000) = 8,250 to purchase that same home. So the overall difference....it will cost you  an additional $23,000 to move in a year based on the figures and percent estimates presented. And that is not counting the additional interest you will pay for that additional 8,250 so it even will compound to be a bigger number.

Soooo, if you are thinking about moving, NOW is the perfect time. This tax credit is NOT expected to be extended past April.

Indian Casinos Give Back Millions to Inland Schools, Needy and Nonprofit.




Indian Tribes have shown their generosity again and again giving to our schools, needy and nonprofit organizations. There was an article in the Press Enterprise yesterday, written by John F. Hill. I think their contributions deserve some special thanks and some well recognition because I personally think it is noble and generous. Their gifts seen to focus on well being of children in our communities and schools as well as the needy in general.

Their generosity is not for public....it is from true, genuine giving back which is ancient and sacred to them.
This is not all of their donations but a snapshot of some the good wealth they have been so kind to spread around which I think deserves some appreciation and a big thank you. They do not have to give it but they do and I for one love people who give back! 




Pachanga - Donated 1.5 million dollars to the Boys and Girls Club here in Temecula and French Valley in 2005. Pachanga has also given about 2.5 million dollars to southwest Riverside County High Schools since 1998. They also gave $250,000 in scholarships to students in the Los Angeles area. Pachanga also has donated for at least the past 6 years $50,000 to local schools. This year it was cutback to $35,000 not because they are less generous but because their business like other businesses have been affected by the economy.

San Manuel gave a whooping 3 million dollars for a state of the art new football stadium and tract at San Gorgonio High school in San Bernardino in 2007.

Soboba donated $400,000 towards the Public Library in Hemet in 2003. In addition Soboba has decided to give more when the economy tanked because the need was greater.

Next time you visit one of these Casinos, take a moment to say Thanks for sharing!

Pics are from Photobucket by erzso

Thanks to all Veterans, who serve in our Military, Past Present and Future!

Where would we be without them? It's a tough job and someitme not very rewarding. I thought I would include this link regarding the "History of Veterans Day".

And special thanks to my current and past Veteran clients of 2009!

Michael Logue

Kevin Jones

The Inocencio Family

The Vinluan Family,

"Ollie" and Taryn

I am truly grateful!!!

Contact me for the latest information regarding Temecula Real Estate, Temecula Custom Homes, or Real Estate anywhere in Southwest Riverside County.

Jane Grant ~ DRE: 01109492
Southwest Real Estate, Inc.
Telephone: 866 621-0155

Website: www.soreal.biz
Additional Website: www.servingtemecula.com


Blog: www.janegrant.biz
Blog: www.janegrant.wordpress.com
Blog: http://activerain.com/blogs/janegrant

Trulia Profile: http://www.trulia.com/profile/id/331413

Have you been through the drop off loop at an elementary school lately? This is a scary place. I'm not sure what it is like in the rest of the country but here it is crazy. I'm only familair with elementary since I have 3rd graders.

So picture a lot of parents (moms mostly) lining up in their cars and slowly taking their turns pulling through a loop to drop off their kids. Some are awake and dressed for the day. Some are not. Some are eating. Some are drinking coffee. Some are yelling at their kids (some days this is me).

But what I am NOT doing is talking on my cell phone while driving my huge vehicle within feet of your kids walking on the sidewalks, crossing the streets, etc. all around me. WHO does this? I mean is the president on the phone? All it would take is one kid to bump another kid off the curb and then even with my best intentions...someone could get hurt.

I do talk on my phone in the car, respectful of the new law, always with my earpiece. But even then...never ever in the school zone which I'm pretty sure includes that scary loop place. I am continually amazed that there are people that actually think that it's okay.

So really what I wanted to say in a nutshell....Temecula moms and dads....please get off the phone while you are driving your SUV within feet of my two little boys.

Did I mention I have to go back there again today since it is also the "pick up" loop??