Woodland, CA

As the first Certified Distressed Property Expert in Yolo County I have found it to be very gratifinig helping Sellers avoid foreclosures. There are many misconceptions that Sellers have. They immediatley think that there are NOT tax consquences if they walk away from the property and foreclose. This is false. I cannot stress to you more it may be worse than you ever thought.

Right now there are 90 shortsales in Woodland, CA alone. Many will be subject to foreclosure. Because I am certified I can really give you the facts and insight help you learn how to protect yourself and learn about your options. For more information about shortsales go to:

Go to: www.shortsaleconsultantnow.com to learn more.

A short sale can be an excellent solution for homeowners who need to sell, and who owe more on their homes than they are worth. In the past, it was rare for a bank or lender to accept a short sale. Today, however, due to overwhelming market changes, banks and lenders have become much more negotiable when it comes to these transactions. Recent changes in corporate policy and the Obama administration have also improved the chances of getting a short sale approved.

Don't wait...ACT NOW! We need time on our side.

Serving Yolo, Coulsa, Solano, and Sacramento Counties

As of today there are 85 homes for sale in Woodland listed as short sales. A short sale is when the seller owes more on the house than what it will sell for. In order for a seller to "sell short" the mortgage holder(s) must approve the sale and agree to accept less than what is owed on the property.

Since there is never a guarantee of what a home will sell for until there is a contract - most banks will not even look at a seller's package until there is an offer in place. Banks are also overwhelmed with the volume of home owners who are looking to complete a short sale and the process of reviewing files can take some time.

A better metric as a buyer is to see if the seller is working with a short sale negotiator - they work on behalf of the seller to negotiate directly with the bank - leaving the listing agent to do what they do best - market the property and work directly with the seller.

There are some bargains out there for patient buyers - but the key is PATIENCE. Search Short Sales in Woodland to look specificially for homes listed in MLS as a short sale. You can also search all homes for sale in Woodland, CA on my website.

DO YOU OR SOMEONE THAT YOU CARE ABOUT NO LONGER MAKE THEIR HOUSE PAYMENT. READ BELOW.

If you are having a hard time in making your house payment because....there just is not enough money at the end of the the month and now your thinking about NOT making your mortgage payment please give me a call. I may be able to help you.

Many homeowners just like you don't know that there are options. One of the options is to sell your home as a "short sale". That is where the lender must agree to the price that the buyer is offering. It is a complex and I have been successful in helping others just like you...who just can't afford to make their payments anymore.

LET ME TELL YOU A QUICK STORY ON HOW I WAS ABLE TO HELP MY FRIENDS BERTO AND MIKA.

Bert and Mika owned a home in Yuba City. The had 2 children to care for and they no longer could make their house payment. They contacted me and asked me to help them. I crafted a strategic plan and then put their home on the market. We received an offer yet the assigned negotiator from the bank would not respond. The bank finally took the property back. Because of the skills and knowledge I have acquired in working with short sales and the banks, I was able to stop the legal recording of that foreclosure. I secured one of the head supervisors, explained to him how hard we tried and the negotiator ignored us, he took it into his own hands and made sure that the negotiator responded to us and we got the job done. Berto and Mika are very happy to say that their credit that they worked so hard to preserve got only a small ding and there are happily renting while they recover.

There are other options too. If you are interested and want to learn more just pick up the phone and give me a call. I will get you connected with a person that may be able to help you.

From the heart I want you to know that I really do want to help and best of all you don't pay me anything. :)

Have you discovered the remarkable city of Woodland located about 9 miles north of Davis, California. At first glance you would not notice how many historical homes and storefronts date from the late 1880's. The town also boasts an original Opera House which still has performances. This past weekend September 6, 2008 the town hosted its annual Stroll through History where you can enjoy the pleasure of viewing the interiors of these historical homes located in the historical downtown area.

Woodland has some remarkable restaurants to experience. Ludy's Main Street BBQ has the best barbequed meat in town. View the pictures of the extraordinary restaurant with artwork on every wall and every ceiling. The outside patio is so much fun and kids love the small river which runs down the middle of the patio. You can contact Ludy's on the internet at Ludys.com. to arrange for a reservation as well as catering.

Another great restaurant which is known for its fish menu is Maritime Seaford and Grill. I have eaten here often because I love their fish. It is located on a side street off of Main Street. It affords elegant dining.

If you are looking for a great Sushi restaurant I highly recommend Osaka Sushi which is located on Main Street across the street from Ludy's. In addition there is a great Bistro name Tazzina Bistro which has outside seating to enjoy afternoon and evening dining. My daughter and I have enjoyed eating at this little taste of Paris dining.

Another favorite restaurant is Morrisons. My family especially enjoys the quality of service that you receive at this special restaurant. It is located upstairs in a most unusual building.

Woodland was founded as an agricultural town and the railroad tracks still run through the downtown area. You can almost feel the qualifty of the previous life of this small town as you walk on Main Street and enjoy the beautifully preserved commercial buildings that form the downtown shops, restaurants, and great antique shops.

Speaking of the greater Sacramento Region, it seems as if $200,000 is the level at which demand steps up to meet the supply. Reports are that homes at $200,000 and below are experiencing multiple offers as of late.

My previous post points out however that precious few of these low priced homes are available in Davis and Winters. Woodland and Sacramento seem to have more supply.

As mortgage requirements get tighter, it is investors filling the void. First time buyers struggle against current economic conditions to save a down payment and qualify, while experienced investors with cash and financing snap up the bargains.

There is no doubt that housing in Yolo County and Sacramento County is becoming more affordable. In my next post, I will provide some details as to the latest median home prices and sales numbers for the area.