About Denver's Greenwood Village

This week we are going to see Yelp reviews of Landmark Theater, situated at 5415 Landmark Place, Greenwood Village, CO 80111. Few of the top reviews are given below:

Ken, from Denver, CO says, “Free popcorn and soda with admission. Steep stadium seating so there isn't a bad seat in the house. For a few dollars more (VIP) you get: upgraded seating, popcorn & soda delivered to your seat, waiter service, and the best part...access to the VIP bathrooms (that feature is simply strange, but true).”

Andrea, from Denver, CO says, “I absolutely love this theatre. In fact, I refuse to watch a movie anywhere else. (Well, almost refuse.) Yes it's a little more expensive than the average theatre, but for the most comfortable chairs available, never any screaming children or loud teenagers, unlimited popcorn and soft drinks, an available bar?? Yes, I think I'll pay the extra $3. I came here most recently yesterday to see Super 8. Another terrific experience (good movie, too). I love that you can buy your tickets online or at a kiosk if there is a line and it even tells you how full the theatre is. It's definitely the place to go if you're looking to enjoy your cinema experience!”

Tres, from Denver, CO says, “Fantastic theater! We saw the ribald "Cedar Rapids" here and the theater was posh, super clean and the concessions were very reasonably priced compared to many others. This is expensive real estate, but somehow Landmark manages to keep their prices fair.”

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The fiscal responsibility of a Denver homeowner and everywhere else -- extends beyond the mortgage's basic principal and interest repayments. Homeowners are also responsible for the real estate taxes on the home and its insurance premiums, too.

Failure to pay taxes can lead to foreclosure, and failure to insure is breach of your mortgage contract.

As a homeowner, you have a choice about how you manage your real estate tax and insurance bills. You can choose to pay them from your own bank account when the bills come due, or you can choose to pay 1/12 of the annual bill to your mortgage servicer each month, and then let your servicer pay the bills on your behalf when they come due.

Not surprisingly, servicers prefer the latter method -- it reduces two major lender risks:

1. That the home's real estate taxes go delinquent and are sold to a third-party
2. That the home endures catastrophic damage during a lapse of insurance coverage

In theory, when the servicer is paying the bills, the home's taxes are always current and the home's insurance is always paid. This method of managing taxes and insurance is commonly called "escrowing".

To calculate a home's monthly escrow payment is simple. Just take the sum of the annual real estate tax bills and insurance bill, then divide it by 12 months in the year.

As a example, a $4,000 annual tax bill with a $800 insurance policy = $4,800 annually = $400 paid into escrow monthly. These monies are collected as part of the regular mortgage payment along with the mortgage's scheduled principal + interest payment.

Denver CO Homeowners choosing to escrow tend to get the lowest rate, lowest fee loans. This is because lenders often charge a premium to "waive escrow" (i.e. pay their own taxes and insurance). Escrow waiver fees vary between banks, but can range up to half-percent of the amount borrowed. The larger the loan, the stiffer the penalty in dollar terms.

Choosing to waive escrow can also raise your mortgage rate by up to 0.250 percent.

If you're unsure whether escrowing is right for you, talk to your loan officer and/or financial planner. There's good reason to go either route depending on your profile.

Keep up to date with the latest market data information each week on this blog. http://www.coloradodreamhouse.com Home Values peaked in last 2007 in Greenwood Village, Colorado and since then have been dropping. Despite the numbers this is still a very desirable neighborhood to live in and one that people want. Market data shows that values are down about 10% from this time last year. To see how Greenwood Village is comparing to other neighboring areas click the blue link below the graph. As always if you have specific questions and would like to contact me directly feel free at dpolimino@fullerproperties.com and 303-522-1161.