About Denver's Highlands Ranch

This week we are going to see Yelp reviews of Pierre Michel Organic French Bakery Café, situated at 3624 E Highlands Ranch Pkwy, Highlands Ranch, CO 80126. Few of the top reviews are given below:

Karli, from Highlands Ranch, CO says, “I almost hate to write another glowing review (for fear that I will no longer be able to get my Saturday morning Croc Madame) but I want to share the deliciousness with the world. This place is a-mazing! The coffee is strong and rich, the pastries are light and flaky, the service is French! The Croc Madame is wonderful, any of the pastries are a good choice. We really like the salted butter croissant. You might see me there on Saturday mornings!”

Jeetu, from Austin, TX says, “Wow wow wow. Never seen a better bakery in North America. Totally impressed. Organic and fresh every day, doesn't get better than that, with the nicest most authentic service.”

Ava, from Littleton, CO says, Oh my gosh! This place is fabulous. I have yet to have something I don't love. Everything is always fresh and so tasty that the frequently run out of their popular items. The place just makes me miss Paris, but it truly is the next best thing. If I thought it wouldn't hit my waistline I'd go by here every day. Love love love it!

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Taste of Lone Tree Festival of Arts

This past weekend at the Lone Tree Festival of Arts there were some very talented sculptors, artists and musicians. Lots of restaurants offering some of their menu choices. The weather was balmy, not too hot ,not too cold and no rain. Magicians, paramedics on bicycles and lots of music.

Denver Mortgage Rate News The Federal Open Market Committee holds a one-day meeting today, its fifth scheduled meeting of the year, and sixth overall since January.

The FOMC is the government's monetary policy-setting arm and the group's primary tool for that purpose is an interest rate called the Fed Funds Rate.

The Fed Funds Rate is the prescribed rate at which banks borrow money from each other and, since December 16, 2008, the Federal Reserve has voted to keep the benchmark rate within a target range of 0.000-0.250 percent.

It's the lowest Fed Funds Rate in history.

Because the Fed Funds Rate is near zero, it's accommodative of economic growth, spurring businesses and consumers to borrow money on the cheap. This, in turn, fosters economic growth within a U.S. economy that is somewhat tentative and facing headwinds.

The Fed has said over and again that it will hold the Fed Funds Rate "exceptionally low" for as long as conditions warrant. It's expect that the Fed will reiterate that message in today's post-meeting press release.

However, just because the Fed Funds Rate won't be changing today, that doesn't mean that mortgage rates won't. Mortgage rates are not set by the Federal Reserve; open markets make CO mortgage rates.

Mortgage rates in Colorado tend to be volatile when the Fed is meeting. This is because the Fed's press release highlights strengths and weaknesses in the economy and, depending on how Wall Street views those remarks, bond markets can undulate and mortgage rates are based on the price of mortgage-backed bonds.

When Ben Bernanke & Co. speak, Wall Street listens.

The Fed's press release today will be dissected and analyzed. Talk of higher-than-expected inflation, or better-than-expected growth should have a negative effect on rates. Talk of an economic slowdown may help rates to fall.

Either way, we can't be certain what the Fed will say or do this afternoon so if you're floating a rate right now and wondering whether the time is right to lock, the safe choice is to lock before 2:15 PM ET today.

http://www.coloradodreamhouse.com This week we are looking at home values for my neighborhood of Highlands Ranch, Colorado. As you can see from the graph Highlands Ranch home prices hit a high in late 2007 early 2008 of an average price of $305,900. Values steadily declined until early 2009 and then started to rebound. So far Zillow says home values are up 1.5% from this time last year to an average of $293,000. To read more about this trend, the market in Highlands Ranch or to see how Highlands Ranch is comparing to other neighboring areas click the blue link below the graph. As always if you have specific questions and would like to contact me directly feel free at dpolimino@fullerproperties.com and 303-522-1161.