Golden, CO

Interesting.... a person's financial position can be traced to their Check book...what they are spending money on. So ...Today ..on " BLK Friday....did you go buy a TV which will be worth nothing in twenty years..or did you go look at a home to invest in.....that will be double in value...in twenty years !!!!

Below is a little twist..to the Night before Christmas..

Twas the Month before Christmas.......By Gary D

Twas the month before Christmas, when a few scurries around like a mouse.

A few smart shoppers , were looking at a house

The stock market drop.... had made them move their cash with care

In the hopes that St James place, who soon be theirs.

Their Children were choosing which room for their bed

While dads' visions of a great interest rate danced, in his head

And Mama in her kitchen and a child on her lap

Had just rested, for they had a low interest rate and cap.

When an intelligent lender proposed such a flutter

All sprang from their chair to see was the matter

Away to the table, they flew like a flash

Tore open their file and prayed for more cash

All rooms had a great view of the new fallen snow

Gave the luster of a great day to purchase below

When, what to their wondering eyes a did appear

A sweet REO listing, all shouted with cheer.

With an awesome Realtor to react so quick

They new in a moment they could...buy in a lick

More rapid than eagles with no one to blame

And they all whistled and call out some names

Now Lender, Now Appraiser and processor too

On title, On Docs, on with the big blizzin

To the top of pile with their loan with no call

Now dash away, Dash away all

As dry documents were ready to sign

The buyers were ready to meet and sign on the line

So all flew to the closing table

To close the deal with a lady called Mable

So they closed on their new home that day

Knowing it was a great time buy with little to pay

They had confidence they made a good buy

And live happy ever after... they all let out with a sly...

==========================================================

Gary DiGiorgio

The DiGiorgio Group

9035 Wadsworth pkwy 2000

Westminster.Co 80021

Direct 303 898 4279

Office 303 422 5200 fx 303 467 0211

Gary@Di-DenverRealty.com

Listen to the tunes of :
("Sunrise -Sunset")
OR
(Some Buy-Some Don't)

Buy today... Don't snooze and loose
The old phase..buy low --sell high, is more realistic then ever.
Homes are at a low today. Buy Today...Sell in 5 years...you 'll be glad YOU did !!!

Please scroll down to the video, click to start
Please scroll back up to the new words
Some Buy - Some Dont"t

------------------------------------------------------------------------
Is this the little home we looked at?
Is this little home under contract ?

I don't remember growing older
When did they?

This little home was a beauty?
When did it go under contract?

Wasn't it yesterday
Wished I hadn't drop the ball?

Some buy, some don't
Some buy, some don't
Swiftly flow the days
Homes turn under contract for sellers
Low interest rates even as we gaze

Some buy, some don't
Some buy, some don't
Swiftly fly the years
One season following another
Buyers with happiness and tears

What words of wisdom can I give buyers?
How can I help to ease their way?

Now they must learn from one another
Day by day

They look so natural together

Just like two buyers should be

Is there a closing in store for me?

Some buy, some don't
Some sell, some don't
Swiftly fly the years
One season following another
Buyers with happiness and tears

-----------------------------------------------------------------------------------------------

I love ..to help people ..helping themself to a Real ---Estate investment.....

Buy a home..its the smart way to achive financial success.

Gary DiGiorgio
The DiGiorgio Group
9035 Wadsworth pkwy 2000
Westminster.Co 80021
Direct 303 898 4279
Office 303 422 5200 fx 303 467 0211
Gary@Di-DenverRealty.com


--------------------------------------------------------------------------------------------

Tis the season to be ...investing in the future..buy now..you ll be gald u DID !!!,

Please scroll down to get the beat
Then scroll back up to sing somethin neat.
Cause I have a buyer

--------------------------
Cause I have a buyer.
I show em the morning
I show em in... the evening
All over.. this find land..

Id write out on strangers
Id write out a welcome
Id write out love between my buyers and my sellers
All over this fine land !!!...

Cause I have a listing
I sell it in the morning
I sell it in the evening
All over.... this fine land

Id write out on strangers
Id write out a welcome
Id write out of love between my buyers and my sellers
All over this fine land !!!...

Cause I do have a contract
Id write em ...in the morning
Id write em.. in the evening
All over ..with my bears hand

Id write out on strangers
Id write out a welcome
Id write out love between my buyers and my sellers
All over this fine land !!!...

Cause I have a buyer.
I show em the morning
I show em in... the evening
All over.. this find land..

Cause I have a buyer.
I show em the morning
I show em in... the evening
All over.. this find land.....

------------------------------------

God bless the USA --God Bless U ...
I Love this Real Estate Business....even when it kicks me in the a....ngle...hehe
Gary DiGiorgio
The DiGiorgio Group
9035 Wadsworth pkwy 2000
Westminster.Co 80021
Direct 303 898 4279
Office 303 422 5200 fx 303 467 0211
Gary@Di-DenverRealty.com

Remember the wonderful song "Downtown"
Where we could forget all our problems, forget all our cares...

Well that was yesterday...today is today...when you need to forget all your problems
Forget all your cares ....you can go ...."On Line "...

So just scroll down and click on the video to listen to the gentle song
Then scroll back up the and sing along to this re write below

"On Line"

When you're house hunting and wishing you had a home
You can always go .....on line..
When you've got tax problems, all the toys and the furry
Seems to help,..... you know...on line

Just listen to music of your fingers on the keyboard
Linger on my web site where the newest homes are pretty
How can you lose ?? The screen is much clearer there
You can forget all your tax problems, forget all your credit cards so.. go

On line ....things will be great when you're
On line , no other place for sure

On line ..new listings waiting for you......

Don't bang around and let your problems compound you
There are groovie homes ...on line.
Maybe you know some little condos to go to
Where they always close..on time

Just listen to rhythm of your fingers on the keyboard
You'll be prancing on a web site before your time is ove
r Sappy again ?? The screen is much clearer there
You can forget all your tax problems; forget all your credit cards and go
On line... where all the homes are bright
On line ..waiting for you late night
On line...you're gonna buy all right ..ya know...

On line....On line...On line.... On line.....

And you may find a Realtor kind to help and assist you.
A Realtor who is just like you and needs a buyer to drive.. them along
So, Baby I'll see you there
We'll remember all our obligations, remember all our fica scores and go

On line...listings will be great when you're
On line....don't procrastinate no mo..go
On line...operators will be waiting for you .......

On line.....On line .....On line..... On line.....
On line..... On line..... On line..... On line.....

The DiGiorgio Group..
9035 Wadsworth pkwy 2000..
Westminster.Co 80021..
Direct 303 898 4279..
Office 303 422 5200 fx 303 467 0211..

Di-DenverRealty.com
Gary@Di-DenverRealty.com..
..
Serving and selling Denver for over 29 years..
ARVADA***GOLDEN***THORNTON***WESTMINSTER..
I REALLY APPRECIATE YOUR REFERRALS..

In a continuing effort to boost the economy by jumpstarting real estate sales by first time home buyers, Congress recently enacted a bigger and better tax credit of up to $8,000 for qualified first-time home buyers purchasing a principal residence on or after Jan. 1, 2009 and before Dec. 1, 2009.

A tax credit is significantly better than a tax deduction since it is a direct reduction in the amount of taxes owed. This typically results in a huge tax refund! Or if you alter your tax withholdings-- you will net considerably more from each paycheck.

The tax credit is for first time home buyers only. DON'T RULE YOURSELF OUT if you have previously owned a home. The law defines a first time buyer as one who has not owned a principal residence in the previous 3 years-a rental home or vacation home will not exclude you from this tax credit.

Most purchases will qualify for the entire $8,000 credit since it is equal to 10%of the home's purchase price (up to $8,000).

There are income restrictions with the credit which are important to consider. The tax credit is reduced proportionately for tax payers with Modified Adjusted Gross Incomes greater than $75,000 for an individual or $150,000 for a married couple filing jointly. The tax credit is not available for individuals with Modified Adjusted Gross Incomes greater than $95,000 or $170,000 for married couples.

The tax credit does not have to be paid back-as long as you use the residence as a principal residence for at least three years!

Any home that will be used as a principal residence will qualify for the credit. This includes single-family detached homes, attached homes like townhouses and condominiums, manufactured homes (also known as mobile homes) and houseboats although, again, you would have to use the residence as your principal residence.

You can even build a new home-or have a contractor or new home builder to build the residence as long as long as the first date of occupancy of the new home is before December 1, 2009 and if a new home builder builds it-the closing occurs prior to December 1, 2009.

This program can be combined with the Mortgage Revenue Bond (MRB) for additional benefit.

Overall this tax credit is basically like a bonus for first time Buyers. The government is more or less paying $8,000 to you to buy a home! This combination of tax credit bonus, low interest rates, large amount of inventory and reduced prices on many homes makes it a great time to buy a home.

If you're considering buying a home in Colorado take a look at Evergreen Real Estate