Bristol, CT

Bristol, Connecticut Real Estate - Foreclosed and Bank Owned

Purchasing a home at a Bristol CT foreclosure auction has many risks to a potential buyer and in most cases the bank will bid and take possession of the property at auction. The property is then referred to as bank owned, REO (real estate owned) or foreclosed property.

To search the CT MLS listings visit Bristol CT MLS listings.

A home owner may attempt a "short sale" whereby the bank agrees to accept less than the mortgage balance based on the owner's hardship and financial status. Obtaining approval can be a long and difficult process. Additionally, there is no assurance that the lender will accept an offer at or above the listed price.

Bank-owned and short sale listings are often marketed with a real estate agent and placed in the Connecticut Multiple Listing Service (to ensure full market exposure).

Register at Bristol CT foreclosures (bank-owned) listings and short sale opportunities. We will contact you and provide:

• A list of existing real estate foreclosure (bank-owned) and short sale listings in Bristol.
• Email alerts on NEW foreclosure (bank-owned) and short sale listings in the CT MLS.
• Address and mapping information.

For community information including school reports, demographic, relocation, home buying and selling information go to Bristol CT real estate.

Go to Virtual Homes MLS for a map based search of all MLS listings of NH and Massachusetts real estate. Vist NH Homes for Sale and MA Homes for Sale for direct MLS access to all listings. To obtain school, demographic, commuting, relocation, home buying and selling information go to New Hampshire real estate, Massachusetts real estate, Connecticut real estate, Maine real estate and Rhode Island real estate. For information regarding foreclosures visit Massachusetts foreclosures, New Hampshire foreclosures and Connecticut foreclosures.

Virtual Homes real estate agents provide home buying and selling services. Please call 800-856-2479 for information.

The Right Bristol CT Mortgage - Purchase or Refinance at the best Mortgage Rate!

Rick Cignoli is Mortgage Professional with expertise in all areas of FHA and Conventional Mortgage lending in CT focusing on the Bristol CT Mortgage market. Understanding his Mortgage clients' needs with honest answers to their concerns has earned Rick the reputation as a Bristol CT Mortgage Advisor you can trust. ________________________________________________________________________________________________

Whether you plan to:

• Purchase your First Home in Bristol CT
• Purchase a Larger Home. Downsize and Purchase a smaller one.
• Refinance to a lower Mortgage rate
• Refinance to Consolidate High Cost debt

Rick is committed to helping your family with ... the Right Mortgage Solution at the Best Rate! _____________________________________________________________________________________

• FHA Mortgage.
  • Reduced Rates, Cheaper MI & Low Payments for Greater Savings
  • Purchase with Only 3.5% Down
  • $8,000 1st Homebuyer Mortgage Tax Credit (Hurry! Expires Nov. 30, 2009)
• Refinance to a Low Fixed Rate
  • Cash-Out to 85% of Home Value
  • No-Cash Out up to 97% of Value
  • Streamline" FHA Mortgage Refinance with No Appraisal
• Rural Housing Development Mortgage Loans.
  • Purchase with 100% Financing of Appraised Value in Select Areas
  • No MI. No Minimum Credit Score
• Conventional Mortgages & Jumbo Mortgages too!
• Mortgages for 1-4 Family Homes & Investment Properties. ____________________________________________________________________________________________

Rick (http://activerain.com/rcig37) and the local Envoy Mortgage team control the entire mortgage process from the initial application all the way through to the closing of your Mortgage. All your information is kept secure and private.

• Direct Mortgage Lender means In-House Mortgage Approval, Local Mortgage Processing and Prompt Mortgage Closings
  • No Mortgage Application Fee. No Middleman. No Hidden Fees. No Surprises!
  • FREE Mortgage Pre-Approval
  • $300 Credit at closing towards Appraisal cost
  • Hassle FREE Mortgage Experience

When You Work with a Mortgage Professional, You Get Professional Mortgage Results

Rick Cignoli

Senior Mortgage Advisor

Envoy Mortgage

774 Straits Turnpike, Watertown, CT 06795

Direct: 860.945.9284

email: rcignoli@envoymtg.com

Bristol CT Mortgage - Purchase or Refinance

Bristol FHA Mortgage - The Benefits of Prequalifying for a Home Mortgage in Bristol, Connecticut

Getting prequalified for your mortgage loan is a measurement of your commitment and dedication to making an actual purchase of a property in Bristol. This also gives benefits to all three players in the purchase of a home: the buyer, the seller and the real estate agent. Here are a few benefits of getting prequalified for a mortgage before you actually take the time to look for a Bristol home.

Benefits to the seller

Knowing that you are able to purchase their home will bring credibility to your offer. A prequalification letter is a big step in proving that point to the seller. When that letter comes from a company that is local, or the agents have experience can bring more value to that offer as well. Far too often everyone has been left hanging when the processes started with an internet lender who didn’t properly pre-qualify the borrower, or maybe they don’t offer FHA Mortgage Loans in Bristol.

The Benefits to the Real Estate Agent

Any real estate agent in Bristol will tell you that it takes a lot of time and energy to help his clients find their perfect home. If the bank does not approve their buyers loan that Real Estate Agent has lost those hours and revenue. By taking the time to get pre-qualified before looking at homes shows your Real Estate Agent that you are serious and also able to buy a home.

Your own benefits

You will find that your Bristol real estate agent is much more dedicated to giving you the time and energy necessary to help you find a great home. Also, the seller will take you much more seriously when you place an offer, because he can assume that you are able to purchase their home, because you took the time to get prequalified for your mortgage.

There is a lot of free information available to you about buying, selling or investing in Bristol real estate. For complete information about the Bristol real estate market including current homes for sale, property values and mortgage options including Bristol FHA Mortgage Loans more please call me on my cell at 860-306-8029.

Thanks to: http://www.flickr.com/photos/michiganmoves/ for a great photo.