About New London County, CT

Preston Trading Post!

CTHomeLocator.com: Presents PRESTON TRADING POST For all your Alternative Heating Needs!

Looking for alternative heat this winter?

Look no further, Preston Trading Post has got you covered! Offering quality service from some of the most knowledgeable professionals in the industry. They carry the best of the best including Jotul, Quadra-Fire, Hearth Stone, Mendota and Morso just to name a few.

So if your in the market for a new stove whether it be Gas, Pellet or Wood Preston Trading Post is where you want to be! Check out their online catalog to view the style that will fit your home best!

Putting in a pellet stove was about the best thing I could have done! My heating costs are down and the heat is so inviting when you come in out of the cold. I put mine in at the end of the season last winter and am so looking forward to the comfort and relaxing feeling I get while having my morning coffee in front of the fire while the snow falls outdoors! My installer was Jeffrey L Decker. He has all the knowledge and expertise with 30+ years of experience behind him. He was there when the pellet stove was invented! So if you need yours installed or serviced please contact him and let him know Kathy Chase of JCKC Realty sent you and he will give you a discount!

Keep Warm This Holiday Season!

Two Blondes With Hammers...

Lynn and Judy were doing some carpenter work on a Habitat for Humanity House. Lynn was nailing down house siding; she would reach into her nail Pouch, pull out a nail and either toss it over her shoulder or nail it into the siding.

Judy, figuring this was worth looking into, asked, 'Why are you throwing those nails away?' Lynn explained, 'When I pull a nail out of my pouch, about half of them have the head on the wrong end and I throw them away.' Judy got completely upset and yelled, 'You moron! Those nails aren't defective! They're for the other side of the house!'

BONUS: Did you hear about the two blondes who froze to death in a drive-in movie? They had gone to see 'Closed for the Winter.'

:)
Matt

Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108

credit repair company

It's been a long week - take a minute to laugh!

WOMAN'S PERFECT BREAKFAST

She's sitting at the table with her gourmet coffee. Her son is on the cover of the Wheaties box. Her daughter is on the cover of Business Week. Her boyfriend is on the cover of Playgirl. And her husband is on the back of the milk carton.

WOMEN'S REVENGE

"Cash, check or charge?" I asked, after folding items the woman wished to purchase. As she fumbled for her wallet I noticed a remote control for a television set in her purse. "So, do you always carry your TV remote?" I asked. "No," she replied, " but my husband refused to come shopping with me, and I figured this was the most evil thing I could do to him legally."

UNDERSTANDING WOMEN

(A MAN'S PERSPECTIVE)
I know I'm not going to understand women. I'll never understand how you can take boiling hot wax, pour it onto your upper thigh, rip the hair out by the root, and still be afraid of a spider.

MARRIAGE SEMINAR

While attending a Marriage Seminar dealing with communication, Tom and his wife Grace listened to the instructor, "It is essential that husbands and wives know each other's likes and dislikes." He addressed the man, "Can you name your wife's favorite flower?" Tom leaned over, touched his wife's arm gently and whispered, "It's Pillsbury, isn't it?

CIGARETTES AND TAMPONS

A man walks into a pharmacy and wanders up and down the aisles. The sales girl notices him and asks him if she can help him. He answers that he is looking for a box of tampons for his wife. She directs him down the correct aisle. A few minutes later, he deposits a huge bag of cotton balls and a ball of string on the counter. She says, confused, "Sir, I thought you were looking for some tampons for your wife? He answers, " You see, it's like this, yesterday, I sent my wife to the store to get me a carton of cigarettes, and she came back with a tin of tobacco and some rolling papers; cause it's sooo-ooo--oo-ooo much cheaper. So, I figure if I have to roll my own ........ so does she.
( I figure this guy is the one on the milk carton! )

WIFE VS. HUSBAND

A couple drove down a country road for several miles, not saying a word. An earlier discussion had led to an argument and neither of them wanted to concede their position. As they passe d a barnyard of mules, goats, and pigs, the husband asked basically, "Relatives of yours?" "Yep," the wife replied, "in-laws."


W O R D S

A husband read an article to his wife about how many words women use a day... 30,000 to a man's 15,000. The wife replied, "The reason has to be because we have to repeat everything to men...
The husband then turned to his wife and asked, "What?"

CREATION

A man said to his wife one day, "I don't know how you can be so stupid and so beautiful all at the same time. " The wife responded, "Allow me to explain. God made me beautiful so you would be attracted to me; God made me stupid so I would be attracted to you!

The Silent Treatment

A man and his wife were having some problems at home and were giving each other the silent treatment. Suddenly, the man realized that the next day, he would need his wife to wake him at 5:00 AM for an early morning business flight. Not wanting to be the first to break the silence (and LOSE), he wrote on a piece of paper, "Please wake me at 5:00 AM." He left it where he knew she would find it. The next morning, the man woke up, only to discover it was 9:00 AM and he had missed his flight. Furious, he was about to go and see why his wife hadn't wakened him, when he noticed a piece of paper by the bed. The paper said, "It is 5:00 AM. Wake up."

:)
Matt

Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108

credit repair company

Today is the first day of the new smoking tax. Before today, Connecticut taxed cigarettes at the rate of $2 per pack. As of today that is now $3 per pack - a whopping 50% increase!

Since I have never smoked, the tax itself does not affect me but I recognize that fact that it is getting a bit excessive! I hope more people think it's too expensive and decide to quit. In the long run, if more people quit, it should lower the states long term medical costs.

Tell me - what do you think?

:)
Matt

Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108

credit repair company

It's late 2009 and the consumer credit world is still in turmoil. You have a new credit law, The Credit Card Accountability Responsibility and Disclosure Act of 2009, which partially became law in August 2009 and will completely become law in either February of 2010 or December 1, 2009 if Democrats have their way. You have a new FICO® score, FICO 08, which is now live and commercially available at all three of the credit reporting agencies. This new FICO score promises to do a better job of predicting future credit risk. You have millions of credit card holders who have seen their credit limits reduced, accounts closed, interest rates increased and/or their minimum payment requirements increased.

In addition you have billions in lost home equity, which means no more safety net for those consumers who have excessive credit card debt. You have debt settlement companies aggressively marketing their services like vultures circling a dying carcass without fully disclosing the downside of possible lawsuits and severe credit damage to their customers who use their services. And finally, you have media and the undereducated that are spreading fallacies about the credit world, and are causing panic. All in all, it's a tough environment to survive and thrive in. Here are what I believe are the most important things that we consumers should be focused on over the next 24 months;

Continue to Improve Your Credit Scores

Continue to make your payments on time regardless of what you read or hear -
Debt settlement companies would have you believe that the best way to serve you is to suggest that you stop making your payment to your credit card issuers. The theory is that a lender who isn't getting paid might be more flexible for a consumer who isn't making their payments. I guess it's the "I'm lucky to get something" hypothesis. The problem is that many credit card issuers will gladly work with their debtors and work out settlements or payment plans directly, without the intervention of debt settlement companies.
This helps them to collect more than what they'd get from a 3rd party settlement company and it will also mean that you are paying them more of what you owe them, which is a good thing. It will also protect you from litigation should the credit card issuer grow tired of you avoiding them at a debt settlement company's request.

Pay down your debt to no more than 10% -
The new FICO score, FICO 08, is more sensitive about your revolving utilization percentage, which is the relationship between your balances and limits on credit card accounts. This means those of you who are highly utilized will suffer more as lenders continue to convert to this newer credit score, and many have already made the switch.

If you can't get your balances to less than 10% of your credit limits then get them as low as possible and your score will benefit. Why is this important? It's simple. Lenders are being more critical about credit scores than in the past 36 months. A good score, say 700, two years ago would have gotten you approved at their best deal a lender had going. Today it will get you approved but not with the best terms. Shoot for 750 to ensure you of the best terms. And, be aware that mortgage lenders not only want 750 but they also want a larger down payment in many cases.

More Cards Are Better, Shoot for Five -

This is counter intuitive but we're living in a bizarre credit world. Those of you who have less than five credit cards are in a bad position. A bad position because of a couple of reasons, which are;

You have fewer options if one of your credit card issuers changes your terms - Tens of millions of consumer have seen the terms of their credit card accounts changed adversely over the past 18 to 24 months. This means lower credit limits, higher rates, higher minimum payments and closed accounts in some cases. If you have only one or two cards then you leave yourself without options should one or more of your credit card issuers start misbehaving. And for those of you who think you're immune from this because you have good FICO scores, think again. FICO released a study several months ago that showed that, at a 2 to 1 ratio, cardholders who saw their credit limits decreased had median FICO score of 770. Nobody is immune.

With more cards you give yourself the option to move your business elsewhere and not lose the access to the capital that a credit card provides.

Think About Litigation If You Know You're Right -

Fair Debt Collection Practice Act (FDCPA) lawsuits are going to eclipse 8,500 this year, which will easily be a record. According to John Ulzheimer, founder of www.creditexpertwitness.com, and a professional expert witness, "many consumer are finding that they can't get legitimate errors corrected on their credit reports. The choice they have is to live with it for seven years or take someone to court and force them to listen."

Many collection agencies are finding it hard to avoid lawsuits despite a huge growth in outstanding delinquent receivables. Some are calling for a revamping if the FDCPA but any politician that chooses to reduce consumer protections at this time in history is asking to be voted out of office.

:)
Matt

Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108

credit repair company