I do not have all the details yet, but was I informed this morning at out Monthly Sales Meeting, that we have received word that the New FHA Condominium Approval Guidelines will now not go into effect until December 1, 2009. This is great news, because it means that Spot Approvals will continue to be available until then.

We also received word that even though the New FHA Condominium Approval Guidelines will not go into effect until December 1st, that the change on "The Right of First Refusal" restriction will still go away on November 2nd. This would mean that for at least one month (and in my opinion FHA will continue to delay the New Approval Process) that we will be able to do Spot Approvals on Condominium Complexes that have "The Right of First Refusal". There is also early indication that the new proposed 30% limitation on available FHA Loans within each Condo Complex will be increased to 50%.

No this is not official yet, and I would normally wait to put out this kind of information until it was made official, but our source is excellent, and there is a lot of concern about the new changes with only 2 1/2 weeks left before they were to go into effect. Even though a new Mortgagee Letter will be published within the next couple of weeks announcing these changes, I felt that a little heads up notice was appropriate. As soon as I know that the New Mortgagee Letter has been published, I will provide a link to it.

There will be other changes besides the ones that I have mentioned, but I do not have any details on those yet.

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Info about the author:

George Souto is a Loan Officer who can assist you with all your FHA, CHFA, andConventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com

HARVEST PORK DINNER

THIRD CONGREGATIONAL CHURCH

94 MINER STREET (just off Route 217/East Street)

MIDDLETOWN, CT

Don't you find on fall weekends you are out and about with the family? At this time of the year, you are apple picking, pumpkin picking.. or raking those dreaded fall leaves. With everything you are doing, do you really have time to cook dinner this weekend? Do you want a break from this activity/chore?

The Third Congregational Church on 94 Miner Street in Middletown, CT is holding its Annual Harvest Roast Pork Dinner, Saturday, October 17th. The event starts at 5:00pm and continues to 7:00pm.

You may pay more, but you won't discover a better quality, all-you-can-eat, multi-course HARVEST DINNER (Roast Pork) than the one created and served by the Partnership for Sharing Committee.

On the menu is Roast Pork (obviously) with mash potatoes, gravy and vegetables. Then of course there is dessert....where you have a choice as well. That is if you have room. Coffee and tea will be available.

All of the above is for the low price of $9.00 for adults, and $4.50 for children under the age of 10. The same price as last year. NO RESERVATIONS NEED.

Did I tell you the best part.... FREE SECONDS!!! So, there is no reason to go home hungry, or feel you have paid too much. Yes, I was at this last year, and my mouth is watering just thinking about this.. the question is can I wait until tomorrow. I guess I have too.

All proceeds from this event go back to the community... such as food for the local food bank, gifts for the needy,etc.

So, why not come on down to the Third Church this Saturday and not only get a good meal, but support the town.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

For real estate... all you need to know, is VALERIEO

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...*ANNUAL HARVEST PORK DINNER THIS WEEKEND*

THIRD CONGREGATIONAL CHURCH

MILITARY WHIST

94 MINER STREET

MIDDLETOWN, CT

I received a call from the 3rd Congregational Church to see if I could blog about the card game Military Whist. They are having this at the church this evening, Thursday, October 14th starting at 6:30pm. I've heard about this game, and have been told it is a lot of fun. Never have tried it.. maybe I will tonight.

So, if you are looking for something different to do stop by and check it out. I'd love to hear what you think of the game.

FOR ACCURATE INFORMATION ON REAL ESTATE.. CONTACT YOUR LOCAL AGENT

Info about the author:

Valerie Osterhoudt is a Cromwell Connecticut Residential Realtor who can assist you with the purchase and/or sale of real estate in the Middlesex County of CT, which includes Cromwell, Rocky Hill, Berlin, Middletown, Wethersfield, Newington, as well as all other surrounding areas. Please visit me at www.CTrealtorMLS.com for all your relocation and/or local needs.

For real estate... all you need to know, is VALERIEO

If you're thinking about buying a home in Cromwell CT there are plenty of great buys in today's market. There is no better time than now to take advantage of these homes while interest rates remain at an all time low. For more information on Cromwell CT real estate's homes and/or condos please visit Johnson Real Estate to access the newest listings.

Valerie Osterhoudt, ABR - Johnson Real Estate, Inc. - 860.883.8889 cell- valerierealtor@sbcglobal.net.

Copyright © 2009 By Valerie Osterhoudt, ABR, All Rights Reserved...*MILITARY WHIST... CARE TO PLAY TONIGHT?*

Connecticut's New Move Over law

EFFECTIVE DATE: October 1, 2009

This bill requires a motorist approaching one or more stationary emergency vehicles located on the travel lane, breakdown lane, or shoulder of a highway to:

1. Immediately slow down to a reasonable speed below the posted speed limit.
2. If traveling in the lane adjacent to the location of the emergency vehicle, move over one lane, unless this would be unreasonable or unsafe.

For these requirements to apply, the emergency vehicle must have flashing lights activated. Under the bill, an "emergency vehicle" includes a vehicle:

1. operated by a member of an emergency medical service organization responding to an emergency call;
2. operated by a fire department or by any officer of the department responding to a fire or other emergency;
3. operated by a police officer;
4. that is a maintenance vehicle, as defined by law; or
5. that is a licensed wrecker.

The fine is a maximum of $ 2,500 (unless the emergency vehicle operator is killed which bumps the maximum fine to $10,000).

:)
Matt

Toll Free: 888-NCFIXER (623-4937)
Toll Free Fax: 888-FAX-4020 (329-4020)
Local: 860-282-6181
330 Roberts Street 4th Floor
East Hartford, CT 06108

credit repair company

If you are in the Middletown, Connecticut area, and are looking to take younger children to have a great time, then KidCity Children's Museum is the plase to take them. KidCity Children's Museum in Middletown, Connecticut is a place that younger children, and their parents can spend hours at and still not do everything that they have to offer.

At KidCity Children's Museum in Middletown, Connecticut you will find several rooms. There is a Musical Planet, Video Theater, Reading Room, Clubhouse Room, Cornfield Room, Clipper Ship & Fishery Room, Main Street Room, Farm Room, Spaceage Road Trip Room, and Toddler Sea Caves. Each and everyone of these rooms is a special adventure for you and your child. The scenery in each room as well as the things to do within each room is simple amazing. Once you take your child there, you and your child will want to come back over and over again.

KidCity Children's Museum in Middletown, Connecticut is best suited for children the ages of 1 to 8 although children older than that can still have a great time. KidCity Children's Museum in Middletown, Connecticut is one of those places that you and your child can play pretend together using your imaginations and have fun.

KidCity Children's Museum in Middletown, Connecticut is also the perfect place to have a party for your child. KidCity can accommodate up to 10 children and the adults with them. Each party lasts about 2 hours, and will include party desserts from a local bakery, or ice cream shop.

KidCity Children's Museum in Middletown, Connecticut has a great website to get much more information than I have written here, and to also get a good feeling for what you can expect when you get there. If you are in the Middletown area, make it a point to stop by KidCity, you will be glad that you did.

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nfo about the author:

George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com