About Sussex County, DE

For those 77,000 members of the Delaware Electric Cooperative, you should be receiving a credit refund. Since you are owners of the co-op, you share in the margins, otherwise known as profits. The co-op strives to keep rates as low as possible, so when there are profits, they go back to the consumer. This year, there is $1.5 million in margins that will be credited to the owners- you!

If you are a current member and have a credit of $100 or more, then you will receive a check. If your credit is under $100, the amount will be credited to your December bill. Do you know of any other utility that gives back to their customers?

How often do we wonder about the people that tirelessly give of themselves to give back to the community? Let me tell you about one such angel amongst us that goes about his business in a quiet and humble way in order to help feed the homebound and hungry in Millsboro Delaware. The gentleman's name is Nick Varatto. Nick is a full-time REALTOR with Keller Williams Realty at the Beach in Lewes, Delaware.

As busy as his life may be as a REALTOR, every Thursday morning without fail; rain or shine, Nick can be found at the church hall on Morris St., in Millsboro Delaware preparing the noon meal for about 80 area residents. He scuttles about the kitchen like a mother hen tending to her brood. He pours over his receipes and makes sure every morsel is prepared to perfection and with the same care and attention to detail found in the best bestros of America. His diligence in his work can only be matched by the finest chefs and can only be appreciated by the most in need to which he attends. Nick is the Leonard Berstein of the kitchen as his tenacity and uncany ability to orchestrate the entire process can only be matched by orchestral masters.

Nick gets his food from donations from area residents and what is not donated, he purchases himself. He never turns anyone away and constantly seeks out new families in need of a helping hand. He accepts food and money donations from those that can, and a smile from the rest.

Nick, you are a great guy and we are so very blessed to have you in the community! If you would like to donate to the soup kitchen, stop by the Methodist Church hall any Thursday morning at 330 East Church St. on the corner of E. Church St., and S. Morris St., in beautiful downtown Millsboro Delaware.

With the recent news about defective drywall made in China, how can a homeowner detect if their home has this insidious material? According to the Consumer Product Safety Commission, there is no positive test to detect this drywall. There are however, some common homeowner tests you can do to see if you have it installed throughout your home.

First, contact your builder and see if they can advise you where they purchased your drywall or if they know the brand name of the drywall they installed. If this does not yield the results you need, here are some simple checks you can perform. Since this particular drywall emits a Sulphuric smell, mostly associated with what we consider a rotten egg odor, it's a good bet you may have it. Other telltale signs are corrosion on copper coils on your a/c unit, water pipes, or electrical wiring in your outlets. There may be some obvious signs such as a blackening mold-like appearance on the surface of the drywall. Check in the attic and pull back some of the insulation. You may be able to see the name of the manufacturer on the exposed drywall. If your home has copper piping, look carefully for signs of corrosion.

According to Danny Lipford, a well known home-improvement guru on DiY network, he advises there is another way to determine if you have this Chinese made product. He suggests suspending silver jewelry or kitchen utensil in front of an air vent. If the item begins to discolor, not just tarnish, in a few days, it's possible you have this drywall.

Many consumers also report adverse health effects such as respiratory difficulties, unexplained and frequent headaches.

The only know remedy, is to remove and replace all the defective drywall, a rather expensive remedy. Simply painting or papering over this drywall, will not stop it's deterioration. Always contact an expert and possibly and attorney if you suspect you have this drywall in your home.

(Delaware has not been currently identified as a state with this problem associated with this drywall.)

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Buyers who think the tax credit extension will give them more time to buy should be careful how long they wait...for 2 reasons. 1) Tighter credit standards are coming. Fannie Mae will very soon be reducing their allowable debt-to-income ratios which will therefore reduce the monthly mortgage amount a buyer will qualify for. 2) Mortgage rates are set to climb. The Fed ended their $300 billion Treasury bond purchases on 10/29 and will stop buying mortgage bonds in March. This will create an oversupply of bonds in the market looking for buyers. When there's too much of anything the price typically drops. When bond prices drop, the yield (or rate of return) goes up. The only way to get the $$ to pay higher yields is to charge borrowers higher rates. And none of this takes into account inflation (which bond investors hate). Though inflation remains relatively tame right now, we as a country can't continue spending billions that we don't have (which devalues the dollar) and expect that prices are not going to climb. Do your buyers a favor and tell them they can't afford to wait!