Apollo Beach, FL

A lot has changed since you bought your Apollo Beach home. Home values have tanked, unemployment has spiked and homeownership has taken a turn for the worse.

Millions feel stuck in a home they can’t afford to sell because they owe more on their mortgage than the home is worth. And for many, the mortgage payment is no longer manageable, so they are slipping farther and farther behind every month.

At the same time, scam artists are coming up with new schemes to take advantage of Apollo Beach homeowners who are down on their luck.

As a Certified Distressed Property Expert (CDPE) my mission is to help Apollo Beach homeowners to steer clear of scams and figure out the best option based on their circumstances. The fact is, no one wants to see you foreclose on your home, and more help is available than ever before.

I invite you to visit my website FloridaForeclosurePreventionCenter.com for a copy of my recent report entitled, “Are You Living Under the Cloud of an Unmanageable Mortgage?”



And then contact me for a confidential consultation.

PURCHASE AND REHAB YOUR HOME IN APOLLO BEACH FLORIDA WITH THE FHA 203(K) LOAN - Most home buyers are turned off at the sight or even thought of buying a fixer-upper; a foreclosure or an older home today. However, educated and informed home buyers are utilizing the FHA 203(k) loan to buy their new home and fix it up with no additional out-of-pocket expense.

The FHA 203(k) loan is a tool that savvy home buyers, successful contractors, Realtors and mortgage originators have been using since 1978. An FHA 203(k) loan is very similar to the traditional FHA loan. The only real difference is that with the FHA 203(k) loan, the home buyer is adding money to their mortgage balance to finance-in any repair/improvement cost.

Whereas the traditional FHA loan requires that certain repairs be done before the home is purchased, theFHA 203(k) loan allows the home buyer to purchase their home and complete the repairs after the transaction closes.

The other traditional FHA qualifications (appraisal guidelines,seasoning rules,credit qualifications, etc...) still apply. But with the FHA 203(K) loan, a home buyer can fix up his home and not have to worry about the additional out-of-pocket expenses for the repairs/improvements. What a brilliant way to purchase a fixer-upper!

HERE ARE THE REASONS SMART HOME BUYERS ARE CHOOSING TO GO WITH THE FHA 203(K) LOAN

1. Better opportunities for a great financial deal on a home purchase

2. Allows buyers who are approved for an FHA loan to buy properties that would not otherwise qualify

3. Allows buyer to put personal touches into the interior/exterior making it feel like more of a home

4. Sellers do not have to pay for repairs prior to listing the property if they do not care to

5. There is less competition to buy fixer-uppers which forces sellers to accept lower offers

6. FHA loans are assumable; so when buyers go to sell house it will be easy to market.

Come find some exceptional waterfront homes located in a prestigious Dolphin Cove neighborhood in Apollo Beach. Where it is just a 10 minute, unobstructed, easy boat ride to Tampa Bay. Dolphin Cove in Apollo Beach is a single family neighborhood. The majority of the homes are on salt water canals with access to the Gulf of Mexico. Most of the homes were built in the 1980's, but a few are newer. The subdivision is right off of Apollo Beach Blvd., within walking distance to the Gulf of Mexico.

Whether you ever wanted a luxury home with a view of water or a condo next to downtown you can find them and more in the Tampa Bay area. Tampa Bay has a wide range of housing choices and we can help you find your dream home.

To view homes for sale in the Pinellas and Hillsborough area by searching the Tampa Bay MLS just click on: Tampa Homes and then fill in the information on your dream home or just call 813-245-0316.

The contents of this posting are the property of Pam Joffe and Solaris Realty of TampaBay. Pam Joffe is a broker working in the Pinellas and Hillsborough area helping buyers and sellers buy and sell homes. Contact Pam at 813-245-0316 to list your property for sale or to purchase a property in Hillsborough, Pinellas or Pasco County area. Information is provided in this blog with the intent to educate homeowners and buyers about Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Lutz, Valrico, Odessa and other communities in the Tampa area. For more information on different communities and subdivisions go to my website by clicking on Tampa Homes. You can also call 813-245-0316.

These luxury townhomes at Compass Pointe in Mira Bay are beautiful. They are tha great maintenance free value in all of MiraBay! They are large townhomes with garages. Mira Bay has a lot of amenities for its residents. Homeowners can enjoy private club that overlooks the lagoon and is where many of the events in Mira Bay take place. The MiraBay Clubhouse is 10,000 sq. feet. Mira Bay also has a tennis club, the Racquet club. Golfing is also easily accessible. The Mira Bay clubhouse also has a resort style pool with lap lanes, volleyball, and a children's pool.

Boating is one of the amenities of in Mira Bay. MiraBay has in the middle of it a 135 acre fresh water lagoon. It also hosts the fabulous MiraBay Club. Many of the homes in Mira Bay have saltwater canals in their backyard and have docks built on them. These canals in Mira Bay allow the homeowners to access the Gulf Mexico through Tampa Bay. This access is provided by a boat lift that lits boats out of the lagoon, giving the boats direct access to Tampa Bays. The canals in Mira Bay wind their way through Mira Bay giving many the homes beautiful backyard views. Much of the architecture in Mira Bay is Old Florida traditional with front porches.

To look for homes on MLX in the Tampa Bay and Pinellas area go to my website by clicking on Tampa Homes.

The contents of this posting are the property of Pam Joffe and Solaris Realty of TampaBay. Pam Joffe is a broker working in the Pinellas and Hillsborough area helping buyers and sellers buy and sell homes. Contact Pam at 813-245-0316 to list your property for sale or to purchase a property in Hillsborough, Pinellas or Pasco County area. Information is provided in this blog with the intent to educate homeowners and buyers about Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Lutz, Valrico, Odessa and other communities in the Tampa area. For more information on different communities and subdivisions go to my website by clicking on Tampa Homes. You can also call 813-245-0316.

Southshore Falls by Del Webb is an impressive 55+ community in Apollo Beach, Florida. The community originally opened in 2004 by Centex. With the acquisition of Centex by Pulte Homes, parent company of Del Webb, in 2009, the Southshore Falls community is now being operated under the award-winning Del Webb brand name.

Plans call for 866 homes at this elegant Florida active adult community. Buyers today can choose from a nice selection of resale homes or choose from one of Del Webb’s floor plans including single-family ranch homes, attached ranch duplexes and attached ranch villas. Sizes range from 1,363 to 2,544 square feet. Most of the homes feature two bedrooms plus a den, two baths, a two-car garage and a screened lanai. Prices range from the mid $100’s to the high $200’s.

The location of Southshore Falls by Del Webb is convenient to shopping, dining, entertainment, beaches and more. The area offers a charming small-town feel yet Tampa Bay is just steps away. The South Shore Tampa Bay area has been growing in popularity among active adults thanks to its wide variety of attractions and amenities. Here you’ll find everything from gorgeous beaches to award-winning healthcare, all just minutes from home. Just a short 30 minutes from the community are wonderful museums, art galleries, professional sports venues and so much more. There is something new to discover to keep residents busy for a very long time!

The amenities within the gated Del Webb Southshore Falls community are centered around a 14,000 square foot clubhouse. The moment you drive into the gated community entry you’ll be impressed with the lush landscaping and stunning architecture. The community clubhouse offers a wide variety of amenities to encourage a physically fit and socially active lifestyle. There is a fitness center, Internet café, grand ballroom, card & game room and billiards table. Outdoor features include an amazing lagoon-style swimming pool with beach entry plus a resistance pool. There are also sports courts for bocce ball and tennis plus a putting green and miles of beautiful paths for walking, jogging or bike riding.

Residents of this vibrant Florida active adult community enjoy a wide variety of planned activities thanks to the efforts of the full-time Lifestyle Director. There is always something exciting on the social calendar such as special interest club meetings, daytrips, dances, games, classes, seminars, holiday parties and more. It’s easy to meet new people and make new friends!

For more information and photos of this and other FL active adult retirement communitiesplease visit 55Places.com. To stay in touch with us please join our Facebook page by clicking the Facebook link below.

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