Bokeelia, FL

No Money Down Rural Housing USDA Loans in Bokeelia Florida are back and fully funded. The new sub-prime loans of today are the government backed or sponsored loans. The FHA Loan is one we are all familiar with but how many of you know about the USDA Rural Housing Loan.

Here's how it works

100% financing on homes located in certain geographical area's with borrower's who are in certain income ranges.

That's it!

Use this link to see if the property qualifies by falling into one of the designated geographical area's

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Remember when income qualifying to use the income of the ENTIRE family.

Seller can pay up to 6% of buyers closing cost

The 3.5% Guarantee Fee is included (Financed) in with the loan amount

100% of borrowers cash to close can come from a gift.

Must have a minimum credit score of 640.

USDA Loans are Assumable

No Manufatured Homes

For a list of Income limits by Region go to:

http://www.rurdev.usda.gov/HSF-Guar_Income_Limits.html

I had the pleasure of hiring a small local company to install some gutters on my home. I then hired this same company to help with another home repair to my property. The company is called Done Right Home Repairs, Inc. and the owner is Michael Newman, and he lives up the the name.

Michael has lived in SW Florida his entire life. His office is in Bokeelia Florida. If you've never been to Bokeelia, it's a nice island community just past Pine Island.

Michael showed up on time, took pride in his work, and was great at troubleshooting.....just a super hard worker. That combination is hard to find.

I think when a guy does a great job, it should be recognized. You can reach Michael Newman at Done Right Home Repairs, Inc. at 239-910-8111 or 239-283-3591.

Pine Island is a 17-mile-long stretch of land west of Cape Coral that includes the communities of St. James City and Bokeelia, with the community of Matlacha being just east, on a smaller island. This Island is typical of "old Florida," lifestyle, laidback and slow paced,and people are taking advantage of the lower prices in the real estate market to buy homes in this natural environment.

Through July 24, 57 waterfront single-family homes have sold in 2010 on the island with a high price of $1.07 million and a median price of about $260,000. In addition, 42 more off-water single-family homes, 12 condominium and 25 manufactured homes have sold. The respective median prices in those categories are $119,000, $190,000 and $115,000.

For Example, this home below is direct gulf access waterfront, located in Bokeelia, listed at $199,000.

Classical island home in Bokeelia on stilts. Full remodeling in kitchen , great room, with granite counters, wood floors.Its a Pine island Short Sale. $129,800. 82 x100 feet tropical lot. Open garage under the house, extra room, outside fireplace, tropical landscaping...1200 SF 1 bath 1/2 2 bedrooms. Time is of the essence. Ask LLoyd about the latest information regarding offers and dead line. I can tell you that there isn’t much time left. Lender will respond very fast. Its a beauty in a private setting. If you enjoy a peaceful community and a quality island home, this one is for you! Comparable in this great area of Bokeelia are in the mid 150’s to $190’s and they do not even come close to this property. This is Bokeelia Island home at its best. Located a few miles south of the tip of Bokeelia on Pine Island, this property is near the semi-private Alden Pines Country Club Golf Course, designed by renowned golf architect Gordon Lewis. Alden Pines Country Club is not a lengthy course but its quite challenging. For More information regarding homes in Bokeelia or Pine Island Real Estate as a whole or Southwest Florida properties call Lloyd and Happy Hunting. Part of the rural island charm of Pine island is that the city prohibits any high density developments and they want to keep it that way and still be 15 minutes or so from the center of cape Coral. This seven by over 2 miles wide island can be your next home. Happy Hunting! LLoyd Nichols Right Choice Realty LLC cell: 239-810-2980 office: 239-463-5217 Activerain Local Blog: http://localism.com/neighbor/lloydn Active Rain Blog: http://activerain.com/lloydn Website: http://www.mlsouthwestfloridahomes.com Search the MLS in Southwest Florida Listingbook: http://lloydnswfloridahomes.listingbook.com/

  Bokeelia is located in the southern part of Pine Island. it is an island which belongs to a time long gone, and that si the way the resident like it. No, they do not want to be another Fort Lauderdale or Cape Coral. Nothing against these cities, but that is not what Pine island is about. Many areas of cape Coral are glorious. Life style in Cape Coral is exciting and modern. No question there, but Pine Island is proud to belong to the past. One thing for sure: you don’t mess with Pine Island residents. They don’t want to be a resort town. they don’t like condos. They want to preserve of the natural beauty of the island.Yes, they do have one stop light.Yes, they have a winn Dixie, yes, they have a few museums, yes they have a clinic, yes they have preserves,yes they do grow palm trees, yes they have homes on the gulf and on gulf access canals. Yes, they do have a golf course  and yes they have outstanding homes on generous lots.

Don’t let it fool you though. There is plenty to do in Pine island. You can reach the beautiful center of cape Coral in about 20 mn. They are very close to the action of a very modern city but they are like a cocoon away from it.

Below is an example of a beautiful Key West style home in Bokeelia. Its a very well priced beauty of 1200 SF and even though its a short sale, it will move fast. Very fast.

LLoyd Nichols
Right Choice Realty LLC
cell: 239-810-2980
office: 239-463-5217
Activerain Local Blog: http://localism.com/neighbor/lloydn
Active Rain Blog: http://activerain.com/lloydn
Website: http://www.mlsouthwestfloridahomes.com
Search the MLS in Southwest Florida
Listingbook: http://lloydnswfloridahomes.listingbook.com/