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I would like to take this opportunity to Thank Bay County for supporting Rowlett Real Estate School and say that we had a great great turn out for the 63 hour Pre Sales Associate Course with a 100% passing rate! This class was a joy to teach and I look forward to teaching our 63 hour Pre Sales Associate class and our 45 hour Post Sales Associate class in January. Along with our upcoming Pre and Post Broker classes, January and February 2010 will be a busy month. Classes will be held at the Bay County Association of Realtors Building in Panama City, Florida. If anyone is interested in our upcoming classes visit www.ourclassschedule.com. or www.RowlettRealEstateSchool.com or call Captain Wayne Rowlett at 850-547-1333
We are proud to provide "for free" the Florida classroom 63 hour Real Estate course for those who have served in Iraq or Afghanistan. We will also extend this offer to the spouse of any member of the armed forces who is currently serving in Iraq or Afghanistan.
To qualify for this free course, students must have served in Iraq or Afghanistan in a branch of the Armed Forces. These may include Army, Navy, Air Force, Coast Guard, National Guard and Marines. Students must purchase the course book. $43.17.
Students may still be currently involved with a branch of the Armed Forces, but must have served in Iraq or Afghanistan.
The 63 hour Pre-Associate class is held in Panama City, Florida, at the Bay County Association of Realtors 1123 Harrison Avenue. Check the schedule for class dates. Classes will be from 8:30am to 5:30 on class dates. This class is subject to cancel if we do not have six (6) full tuition students registered by one week prior to the scheduled class, so register early.
Troops, check schedule below for the dates, but do not pay...
We will accept students up to the morning of the class once the six (6) full tuition students are registered. Register at www.RowlettRealEstateSchool.comor the Florida link in www.RowlettCareerSchool.com.
This class must have a minimum of 6 full tuition students to extend this offer.
Interested Military students must call or email to register. All other Veterans will receive a 10% discount. Veterans that receive a 10% discount are considered a full tuition student.
Stay Safe & GOD bless America
~Captain Wayne Rowlett~
captwer@yahoo.com
800-482-1375 or 850-547-1333
A Salute to all members of the Armed Forces for keeping us safe!

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Mortgage rates continue to hover near record lows with the rate on the benchmark thirty year flirting with 4.875% this week. The rate on the fifteen year fixed rate has dipped below 4.50% coming in at 4.375%. Thirty year rates on most government loan programs including FHA. VA and Rural Development have eased to 5%. Rates were helped this week after Federal Reserve Chairman Ben Bernanke gave a speech on Monday in which he cited “economic headwinds” as rationale for keeping rates low for the foreseeable future. Low interest rates helped keep the value of the dollar low against other major currencies and driven the price of gold to record highs in recent weeks as investors look for a safe alternative to the U.S. currency.
On Wednesday the Commerce Department reported that permits for new home construction tumbled 10.7% in October to their lowest level in six months to an annual rate of 529,000. The October housing starts were also 30.7% below the October 2008 figures. The numbers were also well below economist’s forecast that had expected housing starts to com in at 600,000 for the month. This was the second month in a row where housing starts did not meet analysts’ expectations.
On a brighter note, the National Association of Realtors reported last Friday that nearly half of all homes now being sold are to first-time homebuyers. NAR said that 47% of all new homes being sold are to first-timers. This is up from 41% in 2008 and up a whopping 11% since 2006. Most industry experts credit low home prices, low interest rates and the first-time homebuyer tax credit. That credit was extended last week through June 2010.
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This is to all the active military and retired veterans. Thank you for defending, loving and protecting this country and the freedoms that we take for granted. Please don't think that one day of thanks and recognition is all you deserve. 352 days of praise every year is not enough thanks for all you do. God bless you all!
To my Daddy.... Thank you for serving and defending our country. I love you and miss you so much. I hope I live to make you as proud of me as I am of you. Rest in peace Daddy, I love you.
Lynn is a licensed Realtor in Florida and Georgia.

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Last night while watching ESPN and feeling overwhelmed from a long day of selling real estate, I watched a program that totally changed my mind.
Charlie Wilks is your normal 14 year old kid in Emporia Kansas. He plays nose tackle for the Freshman football team and at 5'10" and 185 pounds, he is a force to recon with. Charlie plays with one major disadvantage, he is blind! He lost his sight when he was five years old.
Watch this video and then try to tell me there is a challenge that you can not overcome! If you can not get inspired by this, you are uninspirable.
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Looking for specific and real time information for Panama City Real Estate including all of Bay County, Florida? School information, restaurants, hospitals, shopping, demographics, everything you would want to know about your potential home purchase..... just a click away at Panama City Real Estate Market Information
This page is also available at www.KnowPayneKnowGain.com
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