De Land, FL

Cynthia DeLuca accepted my Active Rain invitation on August 21, 2006!

Cynthia has not added to her blog roll on Active Rain, but if you google 'Cynthia DeLuca', her Active Rain profile comes up in the top 3 listings.

I know Cynthia DeLuca is an instuctor and Real Estate Speaker in Florida as well as a successful and knowledgable Florida Real Estate Broker.

It was a pleasure doing a transaction with her when I was an active agent in Florida.

You can follow Cynthia on Facebook.

Total Realty Corp’s Mission Statement reads:

The mission of Total Realty Corp. is to provide consistent superior service for customers and associates, to aid in the selling, purchasing or maintaining of real estate properties while adhering to the Code of Ethics that our REALTORS® have sworn to abide by, along with local and regional policies, and those standards given to us by the direction of God. We strive to make our community a better place to live, work and play for generations to come.

With a mission statement like this, wouldn't you want to use Cynthia DeLuca or one of her team at Total Realty Corp to buy or sell a home in DeLand, Deltona, Orange City or elsewhere in Volusia County Florida?

Cynthia's personal website is at http://www.dependondeluca.com/

No Money Down Rural Housing USDA Loans in De Land Florida are back and fully funded. The new sub-prime loans of today are the government backed or sponsored loans. The FHA Loan is one we are all familiar with but how many of you know about the USDA Rural Housing Loan.

Here's how it works

100% financing on homes located in certain geographical area's with borrower's who are in certain income ranges.

That's it!

Use this link to see if the property qualifies by falling into one of the designated geographical area's

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Remember when income qualifying to use the income of the ENTIRE family.

Seller can pay up to 6% of buyers closing cost

The 3.5% Guarantee Fee is included (Financed) in with the loan amount

100% of borrowers cash to close can come from a gift.

Must have a minimum credit score of 640.

USDA Loans are Assumable

No Manufatured Homes

For a list of Income limits by Region go to:

http://www.rurdev.usda.gov/HSF-Guar_Income_Limits.html

The next FREE Green Building Council Event Is September 23 at 8am. The Green Building Envelope - Learn Why Attic Insulation and Windows Play A Major Role In Going Green Lock it into your calendar today.

Join us at the Volusia Building Industry Association Offices for a great education and networking event. Breakfast will be provided for our sponsor Builder 1^ST Source. Our last event had a packed house. Our programs run until 8:45 am to allow time for networking, as well as to insure that some of our guests can be on time to their 9:00 meetings. Did you know that the room was still full an hour after the last program ended? These events are great opportunities to meet the people that are succeeding in a down market. Call me for more information on how to participate as a sponsor or a speaker at an upcoming event.

Keeping an eye on the markets for you is my business. Please keep those much appreciated referrals coming in.

If you know anyone purchasing a home, selling a home, or refinancing a current mortgage, I am a home pricing specialist.

I am your one stop shopping choice. Sell your home with me today. Find out how your home can qualify to be featured on realtor.com.

The third annual Florida Wildflower Festival will be held from 9 a.m. to 4 p.m. March 28 on West Indiana Avenue in downtown DeLand. Originally having a Volusia County focus, the Florida Wildflower Festival is gradually expanding into a statewide celebration and a forum to encourage wildflower propagation both commercially and residentially.

The festival will feature vendors who provide information, products and arts and crafts related to native plant gardening, gardening for birds, butterflies and wildlife, habitat creation, environmental conservation, recycling and "green" living. Organizers said more potted wildflowers will be offered for sale than in past years, thanks to their partnership with the Volusia County Extension Service, 4-H and the DeLand Garden Club. Festival goers can also purchase packaged wildflower seeds, provided by the Florida Wildflower Growers Coop.

INFO: 386-734-0162, FloridaWildflowerFestival.com
WHERE: West Indiana Avenue, DeLand
COST: free admission and free parking

(source: NewsJournal Online)

We have plenty of interesting things to do and see in Daytona Beach and Ormond Beach. Visit my web site for local news in the Daytona Beach area, and contact me for ideas.

Sherry Armstrong, REALTOR
sherry@sherryarmstrong.com
386-679-3191
www.sherryarmstrong.com