Financial Plaza, FL

Outstanding Couples of South Florida to be Honored at 2009 Finest Couples Gala

South Florida's most outstanding couples will be honored for their success in business, leadership in the community, and unparalleled support of charitable causes. The CF Foundation will celebrate the couples' power in partnership and recognize their accomplishments on Friday, October 2, 2009 at 6:30 p.m. at the Hyatt Regency Pier Sixty-Six in Fort Lauderdale.

This year's event co-chair persons are Jennifer and William E. Lewis, Jr., and Eileen and Chip LaMarca. The couples being honored include: Catalina and Freddie Avalos, Robin and John Bartleman, Tony Beall and Ray Birbilas, Rhonda and Adam Black, Cheryl and Michael Brown, Tamara and John Chase, Carole and Governor Charlie Crist, Marlene and Pedro Dijols, Danielle and Nick DiNicola, Stephanie and Commissioner Angel Gomez, Pauline and Juan Carlos Gomez, Genesi and Julio Gonzalez, Barbara and Hal Hammel, Lisa and Derek Hayward, Karen and Joe Hillman, Cyndie and Lt. Governor Jeff Kottkamp, Trina Robinson and Clarence McKee, Melissa and Congressman Adam Putnam, Summer and Jim Robertson, Sharon Glazer and David Singer, Kristi Krueger and Todd Templin, Sheryl and Bruce Udolf, Michelle Seyez and Alan Jay Wildstein.

The fifth annual gala will include a cocktail reception, dinner, dancing, a silent auction, and a tribute to the honorees. Following presentations of South Florida's Finest Couples, guests at this black-tie optional event will have the opportunity to mingle while dancing the night away to EOEntertainment. This year's sponsors include Publix Supermarkets and Credit Restoration Consultants.

Tickets to attend South Florida's Finest Couples are available for $200 each or $1,750.00 for a table of ten. For more information about the event, to purchase tickets, or to find out about the available sponsorship opportunities, please call Jennifer Tate at the Cystic Fibrosis Foundation office at (954) 739-5006 or email jtate@cff.org

WHAT: South Florida's Finest Couples

WHEN: Friday, October 2nd, 2009 at 6:30 p.m.

WHERE: Hyatt Regency Pier Sixty-Six, 2301 S.E. 17^th Street, Fort Lauderdale, FL 33316

About CF and the CF Foundation

The Cystic Fibrosis Foundation is the leading organization devoted to curing and controlling cystic fibrosis. CF is a genetic disease that can lead to life-threatening lung infections and digestive problems. Headquartered in Bethesda, Md., the Foundation funds CF research, has more than 80 chapter and branch offices throughout the country, and supports and accredits a nationwide network of CF care centers, which provide vital treatments and other CF resources to patients and families. For more information, please visit www.cff.org.

Why I believe this concept is a way to build your business and close more transaction during this economic crunch. Every week I will bring information on how to build and resurrect your real estate business.

1. Think outside of the Box-if your are a professional in the Real Estate business then you are aware if the turn of events our industry. Slow homes sales & financing resulting from a dwindling economy and the high credit standards and criteria set by the banks. Well I am here to tell you there are opportunities knocking at our doors. Just think outside of the box. These opportunities will benefit, the Buyer, Seller, Banks, Realtor, Investors and our communities. Thinking outside of the box is also a way to get our economy back on its feet by the efforts of ourselves. We can do this by applying new concepts and approaches to the market one professional at a time. "YES WE CAN".

This brings me to my discussion: PRIVATE OWNER FINANCED NOTES

What is a Private Note? An instrument with a promise to pay based on the terms agreed upon between the seller and the buyer. A promissorynote. Breakdown: At the time the seller sold their property, odds are that they would have preferred a cash sale. Taking back financing, however, provided a quick and inexpensive way to sell the property without the rigid guidelines,hassles, and delays of bank financing. This loan also provided them with the same monthly income and hopefully, a good rate of interest.

Taking back financing is a sensible way to sell more properties and is extremely common all over the United States. In some states they are called Trust Deeds, Contracts for Deed, Deeds of Trust, Notes or (privately-held) Mortgages, but they all represent the same thing: a way of selling property where the Purchaser "borrows" from the Seller rather than paying cash up front or borrowing from a bank. All these vehicles are referred to as Seller Take Back financing.

Now that you understand what a Private Financed Note is, lets talk about how this can increase your real estate sales and how banks can benefit from this too. Below I will give you an example of a Note Transaction:

Sue wanted to sell her house for $100k. Dave was a food friend of Sue's and wanted to buy the house but could not come up with $10,000 or get a loan from the bank leaving $90,000. Sue agreed to carry the financing and allow Dave to make monthly payments to her at 8% interest. She receives $100k from Dave promissory note to make payments every month for the next 30 years.

Sue would have liked to use that money to pay all of her bills and take a long vacation but will have to put those plans on hold. Thankfully, Sue discovers me, the Realtor who makes this all possible. "YES YOU CAN". My service as a Private Note Specialist will allow Sue to sell her note at a discount and get a lump sum of cash. A few weeks later, Sue is in Hawaii sipping on Pina Colda's and all of her bills are paid. Dave is happy, he is now a home owner and living the American Dream. Dave is working on his credit and he is considering making some upgrades to his home in the future 12 months up the road. By that time his credit will be strong and he will probably want to refinance his home for a lower interest rate to save money for upgrading his home. The investor who bought this note his jumping to the ceiling, because he will get paid the balance of the note he acquired at a discount profiting the future equity from the property. Everyone WINS!

Well folks, thats it for now, I will be blogging with more insight of this exciting business. Lets all think outside the box for once and re-birth our businesses. Get excited, opportunity knocks! If you would like more information about my note service visit my website: www.cash4cash4flows.com/tadams8 You may also register for a FREE newsletter and monthly updates with the changes in our Real Estate industry.

Hope you enjoyed this blog. Give me some feed back. Your thoughts, ideas and motivation are all welcomed.

Thomasina Adams, Realtor

Professional Note Specialists.