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Gibsonton, FL

King's Lake Townhomes

09-10-11
Pam Joffe
Pam Joffe: Real Estate Brokerage in Tampa, FL

King's lake townhomes have some great buys right now. There are several listings that are currently listed under $50,000. Imagine owning your own place under $50,000 in a gated community that is just minutes from I-75. The Kings Lake community is both townhomes and single family homes. Kings Lake subdivision surrounds Kings Lake in Gibsonton. It has a beautiful lakefront community park with playground, picnic tables, wood/charcoal grills, volleyball and basketball courts. New preschool, elementry, middle and high school all less than a mile away. Location is perfect-close to I-75, US 41, shopping, schools, beaches and so much more. The HOA is so reasonable and there are no CDD's.

To look for homes on MLX in the Tampa Bay and Pinellas area go to my website by clicking on Tampa Homes.

The contents of this posting are the property of Pam Joffe and Solaris Realty of TampaBay. Pam Joffe is a broker working in the Pinellas and Hillsborough area helping buyers and sellers buy and sell homes. Contact Pam at 813-245-0316 to list your property for sale or to purchase a property in Hillsborough, Pinellas or Pasco County area. Information is provided in this blog with the intent to educate homeowners and buyers about Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Lutz, Valrico, Odessa and other communities in the Tampa area. For more information on different communities and subdivisions go to my website by clicking on Tampa Homes. You can also call 813-245-0316.

FHA Loans Now Available With Credit Scores As Low As 500

Jim Poole Zero Down USDA Purchase Loans FHA 203(K) Rehab & VA Streamline Loans  : Loan Officer in Tampa, FL

FHA Loans Now Available With Credit Scores As Low As 500

GREAT NEWS! In an effort to help increase home ownership opportunities to those currently underserved, we are introducing a new program. Our FHA AFFORDABLE PROGRAM was designed to help credit worthy borrowers who have been unable to obtain financing due to their credit scores.

Under this program, eligible borrowers can obtain affordable mortgage financing with scores AS LOW AS 500.

Some of the necessary common sense requirements are:

1) Debt to Income Ratio's must be LOW (31/43 MAX) making the payments AFFORDABLE!!!

2) Borrowers must show a propensity to save money and/or pay down debt

3) Borrowers must have a solid 2 year work history with 6 Months minimum on current job

Exceptions to this rule can be made on recent college graduates with a job that is related to their degree

4) Borrowers must have their own down payments of 3.5% ( NO GIFTS ALLOWED)

5) NO INCREASE in current Rent/Mortgage payments

6) Owner occupant borrowers only

For more information on this dynamic new loan program call or email me today

Tuscany Bay in Gibsonton

06-21-11
Pam Joffe
Pam Joffe: Real Estate Brokerage in Tampa, FL

Come see the great deals at Tuscany Bay Italian Style Complex in Gibsonton. Currently you can find beautiful 3/2 units with garages around $100,000. All the units have 3 bedrooms, 2 1/2 baths, some have loft or den. Tuscany Bay is conveniently located with easy access to I-75, Highway 301 and Highway 41 for a quick commute to Tampa, Brandon or Bradenton and within walking distance to all school Close to shopping and beaches. To look for homes on MLX in the Tampa Bay and Pinellas area go to my website by clicking on Tampa Homes.

The contents of this posting are the property of Pam Joffe and Solaris Realty of TampaBay. Pam Joffe is a broker working in the Pinellas and Hillsborough area helping buyers and sellers buy and sell homes. Contact Pam at 813-245-0316 to list your property for sale or to purchase a property in Hillsborough, Pinellas or Pasco County area. Information is provided in this blog with the intent to educate homeowners and buyers about Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Lutz, Valrico, Odessa and other communities in the Tampa area. For more information on different communities and subdivisions go to my website by clicking on Tampa Homes. You can also call 813-245-0316.

No Money Down Rural Housing USDA Loans in Gibsonton Florida

Jim Poole Zero Down USDA Purchase Loans FHA 203(K) Rehab & VA Streamline Loans  : Loan Officer in Tampa, FL

No Money Down Rural Housing USDA Loans in Gibsonton Florida are back and fully funded. The new sub-prime loans of today are the government backed or sponsored loans. The FHA Loan is one we are all familiar with but how many of you know about the USDA Rural Housing Loan.

Here's how it works

100% financing on homes located in certain geographical area's with borrower's who are in certain income ranges.

That's it!

Use this link to see if the property qualifies by falling into one of the designated geographical area's

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Remember when income qualifying to use the income of the ENTIRE family.

Seller can pay up to 6% of buyers closing cost

The 3.5% Guarantee Fee is included (Financed) in with the loan amount

100% of borrowers cash to close can come from a gift.

Must have a minimum credit score of 640.

USDA Loans are Assumable

No Manufatured Homes

For a list of Income limits by Region go to:

http://www.rurdev.usda.gov/HSF-Guar_Income_Limits.html

East Bay Lakes

05-29-11
Pam Joffe
Pam Joffe: Real Estate Brokerage in Tampa, FL

East Bay Lakes is a single family home subdivision that was built out in the early 2000's in Gibsonton. This subdivision has easy access to I-75 and Highway 301. Tampa, Brandon, and Manatee and Pinellas County are all just a stones throw away East Bay also has access to shopping and restaurants. East Bay Lake has no CDD fees here and low HOA fees. HOA fees include community pool and playground.

To look for homes on MLX in the Tampa Bay area go to my website by clicking on Tampa Homes.

The contents of this posting are the property of Pam Joffe and Solaris Realty of TampaBay. Pam Joffe is a broker working in the Pinellas and Hillsborough area helping buyers and sellers buy and sell homes. Contact Pam at 813-245-0316 to list your property for sale or to purchase a property in Hillsborough, Pinellas or Pasco County area. Information is provided in this blog with the intent to educate homeowners and buyers about Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Lutz, Valrico, Odessa and other communities in the Tampa area. For more information on different communities and subdivisions go to my website by clicking on Tampa Homes. You can also call 813-245-0316.