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Homosassa, FL

Citrus County Florida Home Buyer Assistance Program Process and Time Line

Jim Poole Zero Down USDA Purchase Loans FHA 203(K) Rehab & VA Streamline Loans  : Loan Officer in Tampa, FL

Citrus County Florida Home Buyer Assistance Program Process and Time Line

1. County sponsored home buyer education class is required.

2. Home buyer is APPROVED and signs contract for home.

3. Lender sends Reservation Form with contact to county.

4. With-in 5 days, home is inspected by county staff.

5. If necessary, lead based paint assessment is completed.

6. Lender sends loan package to county.

IF NO REPAIRS ARE NECESSARY......

7. County approves application package.

8. County contracted appraiser completes appraisal.

9. Home buyer meets with home buyer counselor.

10. Mortgage package e-mailed to title company.

11. Home buyer assistance check is released by county after HUD 1 is approved.

12. Closing occurs at the offices of the title company.

FOR MORE INFORMATION PLEASE VISIT:

HUDS List of Home Buyer Assistance Programs in the State of Florida by County

For More Information on Government Loan Programs in the State of Florida Please Visit:

Government Home Loan Programs in the State of Florida

No Money Down Rural Housing USDA Loans in Homosassa Florida

Jim Poole Zero Down USDA Purchase Loans FHA 203(K) Rehab & VA Streamline Loans  : Loan Officer in Tampa, FL

No Money Down Rural Housing USDA Loans in Homosassa Florida are back and fully funded. The new sub-prime loans of today are the government backed or sponsored loans. The FHA Loan is one we are all familiar with but how many of you know about the USDA Rural Housing Loan.

Here's how it works

100% financing on homes located in certain geographical area's with borrower's who are in certain income ranges.

That's it!

Use this link to see if the property qualifies by falling into one of the designated geographical area's

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Remember when income qualifying to use the income of the ENTIRE family.

Seller can pay up to 6% of buyers closing cost

The 3.5% Guarantee Fee is included (Financed) in with the loan amount

100% of borrowers cash to close can come from a gift.

Must have a minimum credit score of 640.

USDA Loans are Assumable

No Manufatured Homes

For a list of Income limits by Region go to:

http://www.rurdev.usda.gov/HSF-Guar_Income_Limits.html

34th Annual Homosassa Seafood Festival

Melinda Barry: Real Estate Agent in Crystal River, FL

HOMOSASSA ARTS, CRAFTS, & SEAFOOD FESTIVAL
Start Date: 11/8/2008
End Date: 11/9/2008
Times: 8 AM - 5 PM

Description:
Hours: Saturday 8:30 - 5:00 pm, Sunday 8:30 - 4:30 pm

Location: Corner of Yulee Drive and Mason Creek Rd in Old Homosassa, FL

Cost: $2.00 -- 12 and under free
All proceeds go to charity

Visit a rustic river town for a delightful weekend. Old Homosassa will come alive for the 34th Annual Homosassa Arts, Crafts & Seafood Festival sponsored by the Homosassa Civic Club. Juried art shows, exhibits and holiday gifts. Southern delicacies, fresh seafood and arts and crafts booths.

Click here http://www.homosassaseafoodfestival.com/

to visit their website for additional information.





Another Price Reduction!

Melinda Barry: Real Estate Agent in Crystal River, FL
$74,900
5915 W DELTA DAWN LANE, Homosassa
Cross Street: Glenn Acres Rear Expo:
County: Citrus Area: 21
Subdivision: Glen Acres Year Built: 2002
Beds: 3 Apx. Acres: .66
Baths: 2 Apx. SqFt Under Roof: 1,404
Waterfront: No Apx. Liv. SqFt: 1,404
Waterfront Ft: Sec/Twp/Rng: 31/ 19/ 18
Private Pool: No Alt Key: 3130476
Apx. Lot Size: Irregular MLS: 324292
Waterfront:
Interior Features: Blinds , Breakfast Bar , Ceiling - Vaulted , Counters - Laminate , Eat-In Kitchen , Great Room , Inside Laundry , Open Floor Plan , Pantry , Split Floor Plan , Walk-In Closet(s) , Wood Cabinets
Exterior Features: Fenced Yard , Landscape - Full , Window - Sgl. Hung
Appliances: Ceiling Fan(s) , Dishwasher , Microwave , Oven - Range , Refrigerator , Smoke Detector(s)
Public Remarks: Nicely Maintained Home on large corner lot. Newly built deck on front of home. Fenced in back yard for the pets with double gates for boat or RV parking. Great room floor plan. Access to second bath from hall and laundry area. Large master bath with garden tub and walk in shower. Nice foyer with mirror and built ins.
Directions: 19 S, L W Village Dr, R W Village Dr, R W Sasser St, R S Bob White Dr, L W Chablis Ln, L W Meadow St L Glenn Acres Terr, at curve turns into Delta Dawn, home on left
Prepared by: Melinda Barry Email : melinda.barry@era.com
American Realty & Inv., ERA - Crystal Ri Off. Ph# : (352) 795-3144
1675 S. Suncoast Blvd. Agt. Ph# : (352) 795-3144
Homosassa, FL 34448 Cell Ph# : (352) 212-3773
www.melbarry.com
- - - - Information herein deemed reliable but not guaranteed - - - -
Copyright 2006 REALTORS ® Association of Citrus County, Inc 05/20/2008 11:10 AM

New Listing

Melinda Barry: Real Estate Agent in Crystal River, FL
$88,900
3249 S ARUNDEL Terr, Homosassa
Cross Street: Lee Way Rear Expo:
County: Citrus Area: 21
Subdivision: Villa Terrace Year Built: 1979
Beds: 2 Apx. Acres: .28
Baths: 1 Apx. SqFt Under Roof: 968
Waterfront: No Apx. Liv. SqFt: 968
Waterfront Ft: Sec/Twp/Rng: 23/ 19/ 17
Private Pool: No Alt Key: 1941831
Apx. Lot Size: 100 x 125 MLS: 326062
Waterfront:
Interior Features: Blinds , Ceiling - Beamed , Ceiling - Cathedral , Counters - Laminate , Eat-In Kitchen , Great Room , Inside Laundry , Split Floor Plan
Exterior Features: Entry - Ground Level , Fenced Yard , Lawn Sprinklers , Window - Sgl. Hung
Appliances: Cooktop - Elec , Disposal , Oven - Range , Refrigerator , Water Filter Owned
Public Remarks: Great open floor plan, plenty of room for a pool. New ceramic tile throughout living and bathroom, new carpet in bedrooms, new paint, new kitchen sink, new faucets. Completely fenced yard with circular driveway. Nice homes in surrounding neighborhood. Seller providing a one year home warranty to buyer at closing. Owner Financing available (25% down; 8.5% for 30 years with a 3 year balloon; credit and reference checks apply)
Directions: From 19 & 44, take 19 S, L on Homosassa Trail, R on Lee Way, R on High Place, High Place turns into Arundel, House on L
Prepared by: Melinda Barry Email : melinda.barry@era.com
American Realty & Inv., ERA - Crystal Ri Off. Ph# : (352) 795-3144
1675 S. Suncoast Blvd. Agt. Ph# : (352) 795-3144
Homosassa, FL 34448 Cell Ph# : (352) 212-3773
www.melbarry.com
- - - - Information herein deemed reliable but not guaranteed - - - -
Copyright 2006 REALTORS ® Association of Citrus County, Inc 05/20/2008 11:06 AM