About Jacksonville's Northside

Down payment assistance is alive and well in Jacksonville, FL. I know this because I had the pleasure of awarding the keys to a brand new 4 bedroom 2 bathroom home utilizing down payment and closing cost assistance funds.

My customer knew a good deal when she saw it. After running the numbers and realizing that her monthly payment was less than she was paying a rent, new construction was the obvious choice. She realized that she didn't want to wait on a short sale that may never get approval or unreasonable bank selling dirty destroyed foreclosures.

With the combination of great builder incentives such as them paying all closing cost and including all appliances she just couldn't resist.

This new homeowner was able to utilize the Florida Bond program and the Headstart to Homeownersip (H2H) program to make her dreams of homeownership come true.

If you have dreams of owning a home and don't know what steps to take please give me a call. Down payment assistance is available and could be a homeowner.

Four Benefits Of An Short Sales

Stop The Foreclosure Proceeding On Your Home…..

Stop The Calls & The You Going Lose Your House Letters

Get Rid of The High Mortgage Debt

You May Be Eligible For Relocation Assistance Up to $3,000.00

We Can Help You Sell Your Home

For More Details Contact Us Today

www.NorthFloridaShortSales.com

If you're unemployed and having trouble making payments on your FHA-insured mortgage, more help is on the way! The Federal Housing Administration (FHA) already requires its lenders to go the extra mile in helping un- or underemployed borrowers who are at least three months behind in their mortgage. Now, FHA is providing additional breathing room for unemployed homeowners by requiring FHA-approved lenders to extend special forbearance from four to 12 months.

This means certain unemployed borrowers with FHA-insured mortgages may have up to a full year to find work and get back on their financial feet. These special forbearance agreements between lenders and borrowers make it possible to delay any foreclosure action to allow you a chance to catch up missed payments in an agreed-upon timeframe. At the end of the forbearance period, the lender will review your financial situation again to determine what option might fit your circumstances like a loan modification or repayment plan. The extended forbearance period begins August 1^st with another 60 days for lenders to implement.

But what if you don't have an FHA-insured mortgage? The Obama Administration also intends to require lenders participating in the Making Home Affordable Program (MHA) to extend the minimum forbearance period to 12 months wherever possible under regulator and investor guidelines.

WWW.northfloridashortsales.com