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About Lake Worth's Lake Charleston

Homeowners Have You Fallen Behind on Your Mortgage Payments?

Winston Heverly, GRI, SFR, CDPE, CIAS, PA: Real Estate Broker in Atlantis, FL

Homeowners Have You Fallen Behind on Your Mortgage Payments?

If you would like to stay in your home and have fallen behind on payments due to a
short-term financial setback such as an unexpected expense or a temporary loss of income:


A
Forbearance allows you to suspend payments for a specified time period. At the specified period, the missed payments are either repaid in full or added on as an extension to the term of the loan.

A Repayment Plan is similar to forbearance, although the past-due loan amount is spread out over a specified time frame, increasing the existing mortgage payment until the mortgage is brought back up to date.

If you would like to stay in your home and have fallen behind on payments due to a long-term financial setback such as a job loss or a sustained drop in income:

You may be eligible for a permanent loan modification, either through your lender or the Home Affordable Modification Program (HAMP) administered by the U.S. Treasury. A loan modification results from an agreement between you and your mortgage company, and results in a permanent change to the original terms of your mortgage in order to bring your monthly payment in line with your current budget. HAMP modifications ensure that monthly mortgage payments are no more than 31 percent of your monthly income before taxes.


If you are up to date on your payments but unable to refinance because the market value of your home is less than your mortgage:

The Home Affordable Refinance Program (HARP) was created to enable underwater borrowers with mortgages backed by Freddie Mac or Fannie Mae and are current on their mortgage payments to take advantage of historically low interest rates. The recently revised HARP 2.0 extends eligibility regardless of how big the difference is between how much you owe on your mortgage and the value of your home.


For confidential consultation and help navigating the option that best suits your situation contact me today.

Another great deal closed again in Lake Charleston in Lake Worth FL.

12-18-11
Lisa Treu
Lisa  Treu: Real Estate Agent in Delray Beach, FL

The Treu Group closed another home in Lake Charleston in Lake Worth, FL. What a great home for the new buyer. Who needs to sell your Lake Charleston home? The Treu Group hass the exclusive marketing to get you the sold sign that you deserve.

We just had a call from a seller stuck in a long term contract with no succss and she is feeling frustrated. We understand that as we have helped many clients get their home sold after 2-3 different times with others. Why do we get the results that The Treu Group does? We have exclusive marketing that gives our clients the competitive "Treu Advantage". Can we assist you? Give us a call to schedule a time to meet to see how we can help you.

Are you our next sale in Lake Worth? Let's find out. Give The Treu Group a call.

Lake Charleston Lake Worth Florida Real Estate - Homes For Sale

Michelle Gibson REALTOR®  Wellington Florida Homes for Sale: Real Estate Agent in Wellington, FL

Lake Charleston Lake WorthFlorida Real Estate - Homes For Sale

Lake Charleston is a fabulous community located in Lake Worth Florida. Homes for sale in Lake Charleston are within walking distance to top rated schools. Shopping, dining and entertainment are in every direction. Plus there is easy access to the Florida Turnpike and I-95 from Lake Charleston.

Lake Charleston Lake Worth Florida Real Estate - Homes For SaleLake Charleston was built from 1989 to 1998 by several different builders, such as GL Homes, Lennar Homes, K Hovnanian and Centex Homes. Lake Charleston is surrounded by several brethtaking lakes. Home sites vary in size and some of the biggest lots are over an acre. There are 27 sub-developments throughout this community.

All of the 27 sub-developments in Lake Charleston have single family homes, except Water's Edge and Misty Cay, which have one and two story villas. Living square footage starts at 1,246 and goes well over 3,600 square feet. Each sub-development in Lake Charleston has great amenities, such as a pool and park. The only gated sub-development is Water's Edge.

For more information about Lake Charleston and Lake Worth Florida Real Estate visit: Lake Charleston Real Estate