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Lehigh Acres Flroida Florida short sale real estate advice is written on 10/03/2011 by Joe Kendall, Broker Associate with Sandals Realty. The HAFA stands for the Home Affordable Foreclosure Assistance Program it's importance to you the home owner is best described as am program of helping borrowers and a great alternative for you then loosing your home to foreclosure.
Ask yourself these simple questions.
Is your home located in Lehigh Acres, Cape Coral or Fort Myers going nowhere?
Is your burden of making payments effecting you Mentally? Personally? professionally?
Do you feel like your home in Lehigh Acres, Cape Coral or Fort Myers is loosing money every month making the mortgage payment?
Here is a link to understanding a hardship and how to write a hardship letter
You may be able to walk away without you owning the bank another dime after closing a successful short sale. A short sale or deed-in-lieu is a very smart move for both the lender and the borrower because the home will maintain it's value better when occupied, and the borrower gets to reduce their debt load. If you were not able to get your loan modified, this may be the best option for you since a foreclosure or bankruptcy can affect your credit for 7-10 years.
I have closed several short sales in Cape Coral, Fort Myers and Lehigh Acres with many of the major lenders in this country such as Bank of America, Chase Bank, Wells Fargo. Citi Bank, Countrywide, Saxton , Litton loan servicing, ING Direct and many others.
I would like to help you too! Please call or email me and lets talk about your situation and let me see what direction is the best for you.
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Requirements for refinancing to a USDA mortgage - We receive many questions about the 100% USDA home loan and using this program to refinance an existing mortgage. First and foremost - the mortgage you currently have must be a USDA Mortgage. You cannot use the USDA loan to refinanced out of an existing FHA, VA or Conventional mortgage. If you currently have a Florida USDA mortgage, please read the requirements below -
•1. Fixed rate 30 year fix term only for USDA refinance.
•2. No Cash out allowed for USDA refinance.
•3. 1% USDA Guarantee Fee is included or "rolled into" your new USDA loan
•4. The Florida USDA refinance process can be "streamlined" or "non streamlined" Basically a streamlined refinance is when NO appraisal is required by USDA. However, with the streamline USDA option you cannot finance or "roll in" your closing costs into your new USDA loan. You have to pay these costs out of pocket. With the non streamlined USDA loan option you can roll in closing costs. However, a full appraisal will be required.
•5. All normal USDA eligibility requirements apply regarding household income, property location and credit requirements.
Questions? Please call us at 904.302.6060. Be sure to check to also check out our blog here for the latest USDA home loan program requirements and commonly asked questions.
Please take time to visit our main web site www.UsdaMortgageSource.com to view all the general 100% USDA home loan program requirements. Proudly serving all of Florida 7 days a week, including Lee County, Collier County and Hendry County - USDA Mortgage Source is Florida's leader in 100% USDA / Rural Development home loans.
If you do not meet the USDA eligibility requirement, please click here to learn about the FHA home loan in Florida.
Serving Florida : Apopka | Aventura | Boca Raton | Bradenton | Brandon | Cape Coral | Clearwater | Clermont |Cocoa Beach | Coconut Creek | Coral Gables | Crestview | Crystal River | Daytona Beach | DeLand | Deltona | Delray Beach | Destin | Dunedin | Englewood | Fernandina | Flagler Beach | Fort Lauderdale | Fort Myers | Fort Pierce | Fort Walton Beach | Gainesville | Green Cove Springs | Hallandale | Hobe Sound | Hollywood | Homestead | Inverness | Jacksonville | Lakeland | Lake City | Lake Mary | Live Oak | MacClenny |Melbourne | Miami | Milton | Mount Dora | Naples | Ocala | Ocoee |Ojus | Orange Park | Orlando | Ormond Beach | Palatka| Palm Bay | Panama City | Pensacola | Pompano Beach | Port Charlotte | Port St. Lucie | Punta Gorda | Santa Rosa | Sarasota | Siesta Key | Springhill | St. Augustine | St. Petersburg | Sunny Isles | Tallahassee | Tamarac | Tampa | Titusville | Venice | Vero Beach | Weeki Wachee | Wesley Chapel | West Palm Beach | Winter Garden | Winter Haven | Winter Park | Winter Springs | Zephyrhills | Florida | Fla |FL
Alachua | Baker | Bay | Bradford | Brevard | Broward | Calhoun | Charlotte | Citrus | Clay | Collier | Columbia | Dade | De Soto | Dixie | Duval | Escambia | Flagler | Franklin | Gadsden | Gilchrist | Glades | Gulf | Hamilton | Hardee | Hendry | Hernando | Highlands | Hillsborough | Holmes | Indian River | Jackson | Jefferson | Lafayette | Lake | Lee | Leon | Levy | Liberty | Madison | Manatee | Marion | Martin | Monroe | Nassau | Okaloosa | Okeechobee | Orange | Osceola | Palm Beach | Pasco | Pinellas | Polk | Putnam | St. Johns | St. Lucie | Santa Rosa | Sarasota | Seminole | Sumter | Suwannee | Taylor | Union | Volusia | Wakulla | Walton | Washington | County
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3 Bed 2 Bath Lehigh Acres Homes for Sale
Nowhere, I repeat, Nowhere, in the country have I seen as good of deals on housing as Lehigh Acres, FL. No deals are better than the 3 bed 2 bath Lehigh Acres Homes for Sale. I say this because the 3 bed 2 bath models are the most popular, thus buyers have so many options. You will see below a listing that JUST hit the market. It's actually one of the most unbelievable homes for the money I have ever walked through. The best part is that it is not a foreclosure or a short sale.
Please comment below on your thoughts.
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Now is the time to buy in Lee County Florida - This is your chance to purchase a newer 3/2/2 with a pool for under 100k in Lehigh Acres. Feel free to contact me for all the specifics about the home - it's a beauty and won't last long!
Asking price is 90k...schedule your private showing today before this great deal is gone!This is a short sale subject to third party lender approval - listing agent has a HIGH rate of successfully closing short sales so don't let the short sale scare you.
Built in 2007 with 1754 sq ft under air this makes a great family home.
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If you are thinking about avoiding foreclosure ?
FREE bank short sale services to home owners !
We have successfully closed several Bank Short Sales.
Please allow my experience team help you understand the bank shorts sale process, and provide you with information that will HELP YOU UNDERSTAND IF A BANK SHORTS SALE IS RIGHT FOR YOU.
WE DO NOT CHARGE YOU A FEE FOR OUR SERVICES! OUR FESS ARE PAID BY THE BANK.
Call Joe Kendall directly at 239-560-0726 with any of your bank short sale, loan modification and loss mitigation questions !
We have successfully closed bank shorts ales with Bank of America, Countrywide Home Loans, Citi Bank, Chase , Welsfargo and many independent banks , mortgage companies and credit unions.
Mike Ivay writes: Joe Kendall of Sandals Realty of Fort Myers is a rare find when it comes to purchasing a new home. I met Joe through the internet about a property he had listed. I gave him our requirements and he went to work. I visit Fort Myers and Joe had a group of listing he wanted me to see. At every segment of the buying process he was always there. Our price range was way below his normal listings. But we were treated like gold. Anything thing we ask for he got it to us. He is truly a rare find in the reality business. He found us a property that met our criteria and we bought it 55k less that market value. Thanks Joe ( Mike & Janice Ivie, Jacksonville Florida )
Joe really proved that he was the best; my husband and I were looking for a house in Cape Coral, Fl. Joe found us the best house and went above and beyond during the buying process. I can say without a doubt that Joe is the best and the hardest working real estate broker I have ever did business with. He is awesome!!!!!!!!!
(Sandra Flanigan, Las Vegas NV. )
To all you Snow Birds !
My wife and I had always hoped to own our own place in a warm climate. I was really concerned with how we could find and select a property when we reside outside the state. I imagined many fruitless trips and wasted time and money searching for our winter retreat. Let me tell you, nothing could be further from the truth. It is hard for people to imagine that you can make an investment such as this over the Internet and feel very comfortable with the result. Working with Joe Kendall and the tools he provides made it very easy and manageable to search, select and monitors properties from the comfort of our home in the North.
We met Joe in the spring of 2009 while on vacation. He was very responsive and began showing us different properties with out much interference with our vacation schedule.
When we returned to the North Joe set us up with his daily newsletter which contains a lot of powerful market intelligence. This little tool has an incredible search engine allowing you to view and monitor selected properties that YOU choose.
When Joe says it is ALL ABOUT YOU he means that. He provides the tools and you decide how to use them. You get to work at YOUR pace which is nice and no matter how much time has elapsed Joe was right there ready and waiting to field our questions. Joe was never pushy and we did not experience countless cold calls to see if we were ready to buy. Instead Joe’s only contact comes in the form of a morning e-mail (very non intrusive).
I encourage each of you for your own benefit to give Joe a shot. I think you will find he is easy to work with and the tools he provides for property search and selection are extremely valuable. If you reside outside the area I can not think of a more productive, less intrusive way to narrow your search and select the property that is right for you. Again all of this is accomplished at YOUR pace under YOUR schedule at YOUR direction. With Joe’s tools, it really is ALL ABOUT YOU.
Randy & Chris
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