Miami, FL

Increase in Jumbo Loan Home Delinquencies Continues

02-09-10

Troy Fowler: Real Estate Auctioneer in Miami, FL

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Office: (305) 754-2888

Mobile: (305) 206-0349

In a further sign of home market value declines and defaults, US prime jumbo mortgage defaults reached 9.6% up from 9.2% in December of 2009.

This represents the 32nd straight increase for delinquencies in jumbo mortgages.

Jumbo loans currently range from $417,00.00 to $729,750.00 in high cost areas. The reasons behind this increase in defaults can be attributed to the same reasons for defaults in virtually all housing segments which include:

Decline in values
Oversupply
Lack of qualified buyers and demand
High unemployment
Strategic defaults or simply put, homeowners who just decide to stop paying.

In my opinion, the housing crisis will continue to be the overarching dilemma that will have to be dealt with effectively, before our economy will return to any sustainable rebound.

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Miami, a glorious day for Super Bowl LXIV

02-07-10

Michele Kolodner

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Office: (305) 409-3231

Secondary: (305) 845-9990

It's Sunday the 7th of February 2010 a BIG day for Miami: the Super Bowl XLIV is being played here. To make matters even better, the day couln't be a more glorious one: the sun is shinning, the temperature is in the 60's and everybody is in the right mood to celegrate. The Super Bowl coincided with the annual Boat Show thus Miami is filled with enthusiam from head to toe.

Nature has blessed Miami with a great climate, wonderful people from all around the world, the beaches are fantastic, sailing and boating can't be better, you can find great food from all over the globe, the multicultural flavor in culture that makes Miami so special and so many other benefits that are world known keep bringing people to our paradise.

This time of the year is a perfect time to visit Miami and enjoy all it has to offer to adults and children: from entertainment to shopping to eating and leisure at the beaches.

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Flat fee mls listing service Miami Dade County, Hialeah, Kendall, Coral Gables Florida

02-07-10

Rob Arnold, metro Orlando full service, investor friendly & foreclosure Realtor

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Office: (407) 389-7318

Mobile: (407) 375-4567
Secondary: (877) 389-7318

We list properties in Miami-Dade County and the Gold Coast. Sell your Miami Dade County property through us. We are experts in selling properties in Miami-Dade County. Miami Dade County Realtor. Miami Dade County real estate.

Flat fee MLS listing Miami Dade County. Discount real estate broker Miami Dade County. For sale by owner services Miami-Dade County. List in the MLS for less. Use our FSBO MLS services to list your house or property. Flat fee discount Realtor.

List your home with us. Our buy owner real estate services are the best. Flat fee MLS and fixed fee MLS by owner services available. Contact us if you are looking to buy or sell a house or investment property. Investor MLS realty services.

Miami-Dade County is serviced by several local Realtor associations including the Realtor Association of Greater Miami & The Beaches , the The Realtor Association of Miami-Dade County , and the Northwestern Dade Association of Realtors . These associations use the South Florida Regional MLS (which we are members of) for their members to search for real estate listings.

Click here for more info on our flat fee MLS services.

We can provide our real estate services and discount MLS flat fee listings in all of the Gold Coast, Central & South Florida and beyond including Dade County, Miami Gardens, Aventura, Sunny Isles Beach, Golden Beach, North Miami Beach, North Miami, Bal Harbour, Bay Harbor Islands, Indian Creek, Surfside, Biscayne Park, Miami Shores, El Portal, North Bay Village, Opa Locka, Miami Lakes, Hialeah, Hialeah Gardens, Medley, Doral, Miami Springs, Virginia Gardens, Sweetwater, Miami, Miami Beach, Key Biscayne, West Miami, Coral Gables, South Miami, Pinecrest, Palmetto Bay, Cutler Bay, Homestead, Florida City, Islandia, Fountainbleau, Kendall, Tamiami, Everglades, Andover, Coconut Grove, Carol City, Liberty City, and all of Miami-Dade County FL.

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Good Credit, No Credit?

02-05-10

Zoila Perez-Chanquet - Miami Real Estate

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Office: (305) 951-3588

Mobile: (305) 951-3588

In these tough times, I hear more and more of homeowners loosing their credit. I am astounded when I hear them say that they just don't care about loosing their credit and the explanation is that everyone is going through it, so what......

People don't seem to understand the importance of having good credit. I know many are flustered with their situation but they are not thinking of future consequences. Many have decided to foreclose on their homes rather than do a short sale or modification and many are filing bankruptcies. Even if this situation is common and happening in many households, the credit rating system will not change. Bad debt will show on your credit report for seven years, foreclosures might show for a longer period of time. Bad debt will not be erased until then. Landlords do check credit reports and fico scores, in order to rent their properties. I know many people who have lost their credit, in fact, I have gone out with them and it's amazing to hear that they don't have any cash nor credit cards. I had someone say "I don't even have access to a dollar".

I, myself, have struggled but I have always tried to keep my credit, when a crisis arises, Ihave my credit to back me up. I can't imagine being without it. Now, my husband wants to open a small business, we are applying for an express loan through the Small Business Administration and guess what they check, they base the loan on your fico score. No score, no loan!

It's so important for people to be educated on the importance of keeping their credit in good standing. I wish more would study the consequences before rushing and loosing it. Please be wise, there are many websites that can assist with credit problems. I have learned a lot from these websites and I was able to clear my credit and be proud of it!

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Dear Blogger...we really need to have a talk...

02-04-10

Andrew Cohn

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Office: (786) 664-7475

Mobile: (786) 382-6833

Dear Blogger...

Things just aren't working out between us anymore. I feel like I'm maturing and your just the same blogger you were back when you met Google. And, well, I met someone else. Yeah, it's Wordpress. I know what I said about Wordpress before, that it seemed too complicated and "who needs all that crap", "I'm not launching a new website, I'm putting stupid business tips on a blog". But, it turned out to be easier than I thought. So, the Miami Business Networking at andycohn.blogspot.com is moving to a fresh new location. I liked my time at Blogger, and I'll always appreciate the times we had, thank you Google. But, it's time to move on to Wordpress. Now don't cry Blogger we can still be friends and I might even come by and update once in a while when and get Google to index my SEO really fast, I've noticed. But I just need something more mature. I know everything had been going great, but when I wanted to have my business blog be at www.alcrisk.com/blog instead of http://alcrisk.blogspot.com or blog.alcrisk.com, you said no, so I started seeing other platforms. So, alcrisk.blogspot.com is moving to wordpress too actually ALC Risk already moved it's Insurance and Risk Management Blog a week ago. The Miami Business blog is actually going to be a whole lot better now with subpages and cool widgets like a Miami Business Networking Events page and I will start having Miami-based Business Consultants, Coaches and Experts submit posts to provide really great content for the Florida business community. The new site is www.miamibusinesscoaching.com . Please bookmark and share it with everyone on the social mediasphere when you like what you see. And blogger, don't be a stranger, come by some time, but call first, ok?...Google you can stop by as much as you like.

Your friend,

Andy Cohn

P.S. As I was saying, Miami Business Coaching is a new blog by Andrew Cohn, CEO and President

of ALC Risk Solutions , a full service insurance agency in Miami, Florida, specializing risk management and insurance for small businesses in Miami, Florida. Why would an insurance agent launch a blog about Business Coaching in Miami, Florida? As a business insurance agent in Miami, Andrew Cohn meets with a variety of business owners every day discussing what works and doesn’t work for their business. The main role that Andrew plays for Miami businesses is to assess their risk management strategies and to evaluate their business practices in relations to risk management and insurance. The articles from Andrew Cohn of ALC Risk Solutions for Miami business coaching will be primarily about risk management in business practices. For the blog, Miami Business Coaching, Andrew will be looking to speak with Miami, Florida’s top business coaches, business consultants and business advisors and offer them the opportunity to provide business tips and advice to the readers of the Miami Business Coaching Blog. The Miami business coaching blog is not just for business coaches in Miami, Florida.

Feel free to submit pertinent information if you are in Miami, Florida, or if you’re anywhere providing business coaching in Florida. You also don’t have to be a business coach or business consultant. Andrew Cohn is looking to receive business tips and advice for the Miami business coaching blog from any business to business specialist including business marketing experts, business finance experts, business human resources specialist, business technology consultants and all other useful areas that the Miami business coaching blog can benefit from.

In addition to providing business tips and advice in Miami, Florida, the Miami Business Coaching blog would like to provide an accurate and up-to-date calendar of business networking events in Miami and networking events throughout South Florida for Professionals. Andrew Cohn is a member of various networking groups including being President of the Pinecrest Chapter of Business Networking International Miami-Dade, The South Dade Chair of the Greater Miami Jewish Federation, University of Miami Citizens Board, The West Kendall Business Association and the Greater Miami Chamber of Commerce. There will be many more updates to the Miami Business Coaching blog in the future, so please subscribe to our RSS feed on the site. You can contact Andrew Cohn at acohn@alcrisk.com and visit the Miami business Coaching blog at www.miamibusinesscoaching.com

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