Milton, FL

FHA increases buyers' fees, How will this effect Pensacola, Pace and Gulf Breeze Florida buyers?

Mortgage insurance premiums (MIP) rise 0.1% for loans under $625K, 0.35% for higher ones; upfront premiums rise 0.75%. Read more.

Today's Prayer
Abba, Father, You are love. Your Word tells me that; experience shows me that. I remember singing the children's song, "Praise Him, Praise Him, all ye little children, God is love, God is love..." Yes, You are worthy of our praise and honor. Whether I feel down and out, unloved; am going through trials and tough times; or when I'm happy, prosperous, and "on top of the mountain," Your love reaches me. Your presence surrounds me and brings me warmth, contentment, and peace. Thank You, Father, so much for that. In Jesus' name I pray and give You praise, amen.

"Risk comes from not knowing what you're doing."

— Warren Buffett: Investor, billionaire, and philanthropist

Would you like information on buying or selling Foreclosures / Short sales CLICK HERE or Search All Pensacola, Pace and Gulf Breeze Area MLS Listings CLICK HERE for Rentals and Homes Fore Sale.

Buyers are taking advantage of our Smooth Move Program at closing, Choose between 1% Cash Back, 1 years taxes paid, 1 years insurance paid, Free Home Warranty and Use of our Moving Van or Free Survey with Free Termite. Lots of choices but the Realtor should be Contact Charles Stallions 850-478-8811 and make your move smooth.

Renters are taking advantage of our Smooth Move Program, Choose between Free use of our Moving Van or a $25. or Gift Certificate. Be sure to ask about FREE Rent.

Call 800-309-3414 for Joyce Kelley CBR, CBA, Buyers Agent for Charles Stallions. I only work with buyers and tenants so you get my undivided attention.

Military Relocation to Pensacola NAS, For Rent 32514, Navy Times Rentals available

February 4, 2012 Rental Open House 1PM to 4 Saturday 5662 Byrom St. Come Join us for snacks, drinks and be the first to get your application in.

2BR/1BA Single Family House $450/month
Bedrooms 2 Bathrooms 1 full, 0 partial Sq Footage 884 Parking 2 dedicated Pet Policy No pets Deposit $450 February 4, 2012 Rental Open House 1PM to 4 Saturday 5662 Byrom St.		see more photos > <!-- end of center area -->

Buyers are taking advantage of our Smooth Move Program at closing, Choose between 1% Cash Back, 1 years taxes paid, 1 years insurance paid, Free Home Warranty and Use of our Moving Van or Free Survey with Free Termite. Lots of choices but the Realtor should be Contact Charles Stallions 850-478-8811 and make your move smooth.

Renters are taking advantage of our Smooth Move Program, Choose between Free use of our Moving Van or a $25. or Gift Certificate. Be sure to ask about FREE Rent.

Call 800-309-3414 for Joyce Kelley CBR, CBA, Buyers Agent for Charles Stallions. I only work with buyers and tenants so you get my undivided attention.

Military Relocation to Pensacola NAS, For Rent 32514, Navy Times Rentals available

Most folks don't realize that winterizing your Pensacola Home is a lot cheaper than they think and not to mention the comfort and money saved on the utility bills alone. Here is an article that will help you as well. http://lowes.inman.com/newsletter/2012/01/06/news/170955

I also like the idea of getting an energy audit from Gulf Power.

Buyers are taking advantage of our Smooth Move Program at closing, Choose between 1% Cash Back, 1 years taxes paid, 1 years insurance paid, Free Home Warranty and Use of our Moving Van or Free Survey with Free Termite. Lots of choices but the Realtor should be Contact Charles Stallions 850-478-8811 and make your move smooth.

Renters are taking advantage of our Smooth Move Program, Choose between Free use of our Moving Van or a $25. or Gift Certificate.

Call 800-309-3414 for Joyce Kelley CBR, CBA, Buyers Agent for Charles Stallions. I only work with buyers and tenants so you get my undivided attention.

Military Relocation to Pensacola NAS, For Rent 32514, Navy Times Rentals available

My New Years Resolution - Stay in touch with my SOI

Conduct a Seminar - Invite a speaker or celebrity to do a seminar. Examples of seminars:

A tax seminar, a living trust workshop or have local political leaders discuss pertinent issues like zoning changes or tax reform. Besides getting in front of people, this can boost your brand because you're providing valuable information.

Last year I had a 1031 Tax exchange along with How to buy Real Estate through your 401 K. It went over really well and we had over 60 people show up.

We had another FSBO seminar with 20 FSBO's showing up and we had a CPA, Title office and a mortgage guy explain the ups and downs to going it alone. By the end of the night we had four listings and three others to schedule appointments. After following up we found that 17 actually closed with the title company that helped with the seminar.

We have been working on a seminar with a Travel Agency to provide information on vacation spots and how to economically travel and enjoy a great vacation.

Buyers are taking advantage of our Smooth Move Program at closing, Choose between 1% Cash Back, 1 years taxes paid, 1 years insurance paid, Free Home Warranty and Use of our Moving Van or Free Survey with Free Termite. Lots of choices but the Realtor should be Contact Charles Stallions 850-478-8811 and make your move smooth.

Renters are taking advantage of our Smooth Move Program, Choose between Free use of our Moving Van or a $25. or Gift Certificate.

Call 800-309-3414 for Joyce Kelley CBR, CBA, Buyers Agent for Charles Stallions. I only work with buyers and tenants so you get my undivided attention.

Military Relocation to Pensacola NAS, For Rent 32514, Navy Times Rentals available

Pensacola Civic Center

<!-- ./event_details_loc -->201 E. Gregory St., Pensacola, FL 32502<!-- ./event_details_address --> Venue Phone: 432-0800<!-- ./event_details_phone --> Phone: 432-0800.

December’s Season of Celebrations & Sharing Contest - Ice Skating for Charity

<!-- ./#event_details_dates -->Ticket Pricing: Cost: $10 (includes skate rental) and $7 (must provide own skates). Groups of 15 or more: $8 per person (skate rental included). Available at the box office, charge by phone at (800) 745-3000 or visit www.ticketmaster.com.

For a limited time, the Pensacola Civic Center is hosting holiday skates complete with twinkling ice and merry music. Holiday skates N One hour sessions at 2 p.m., 3:30 p.m. and 5 p.m. Tuesday, Dec. 27, Thursday, Dec. 29 and Friday, Dec. 30.

Charles Stallions is a free lance writer located in Pensacola Florida

charles@charlesstallions.com or 850-324-5109