Niceville, FL

With the economy struggling, apparently Home Depot sees room for improvement as they plan to put a new Home Depot over the bridge in the city of Niceville with construction to begin next year. Destin has a Home Depot but it is the only one around for miles unless you want to drive to Panama City. The new Home Depot according to sources say that it will be located in Niceville off of the John Sims Parkway near Rocky Bayou Drive. This is great news for the economy of Niceville and should help to bring some much needed jobs to the area. This should also bring people to the area in need of housing and help our real estate sales in our area.

Today I received an email from an attorney in the Niceville and Destin Florida area regarding helping homeowners facing foreclosure.  The attorney, Mark A. Violette, noted that there are several federal laws that will protect the homeowner, notably the Fair Debt Collection Practices Act.  He said that lenders are required to provide a copy of a loan history report to the borrower upon request.  Most mortgage lenders use loan servicing companies, and these companies are unable to comply with such a request.  The good news is that if the lender does not provide the report, collection efforts and the impending foreclosure are halted.  Attorney Violette kindly provided the following example:

Step One:

Lender files a Foreclosure Complaint.

Attached to the Complaint is a Notice Pursuant to the Fair Debt Collection Act ("FDCA") stating the homeowner has 30 days to contest the amount due.

Step Two:

Attorney Violette files a Motion to Stay and Request for Loan History Report pursuant to FDCA.

The lender must cease all collection efforts until the lender has provided the mortgagor with complete verification of the disputed amount of debt.

Step Three:

Wait for Lender to provide the loan history report, WHICH NEARLY ALL LENDERS ARE UNABLE to produce.

This may allow time for the homeowner to complete a Short Sale, or find another satisfactory resolution to the foreclosure.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR     Rulnick Realty, Inc.

Search Destin Florida real estate and vicinity.

Short Sale Pre Foreclosure Help.

Wendy Rulnick has been selling real estate for almost 20 years.  She has won numerous awards, including the coveted ADDY for advertising design. An expert marketer of real estate listings, she negotiates successfully to her clients' advantage. She is supported by a team of top buyer agents. Wendy specializes in real estate sales, short sales, traditional sales on Emerald Coast of Florida: Destin Florida real estate, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Dune Allen, Blue Mountain Beach, Freeport, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.  

1-877-487-9639 or 850-650-7883

email itswendy@rulnickrealty.com

All Rights Reserved. *Facing Foreclosure? The "Fair Debt Collection" Strategy * Contact Wendy Rulnick regarding Destin Florida real estate and vicinity. Copyright © 2008 by Wendy Rulnick.

This site, Wendy Rulnick or Rulnick Realty, Inc. is not providing legal or tax advice.  The information provided is for educational and informational purposes only.  It is recommended that sellers considering a short sale should consult an independent legal and tax advisor for more information

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One of the South's most celebrated festivals. The mullet is a fish that inhabits our local waters. Mullet are a vegeritian fish, they think they can fly always jumping and they are the only fish that have a gizzard like a chicken. Local fisherman catch them with cast net's. Fresh fried they are delicious. The seafood festival starts on Oct 17-19. More than 40,000 hungry mullet fans will consume up to 10 tons of this humble fish this weekend. There will be all types of food including seafood, international, Cajun, good old country cooking and my favorite boiled peanuts. The festival caters to families with great shopping, hand crafts, youngsters entertainment, clowns, Army Ranger reptile exhibit and Big name entertainment. Headliners this year are Sara Evans, Rodney Atkins, and Jason Aldean. Over the last few years I have seen Rick Springfield, Dixie Chicks, Billy Rae Cirus, Kenny Rogers, Travis Tritt, Lone Star, and Rascal Flats. Niceville (nice village) is a small town with a big heart. It is located just 5 miles north of Destin, FL. Home the World's most beautiful beach's, Fort Walton Beach, Eglin AFB, Hurburt AFB and Crestview. Get away this weekend and have some fun www.southernresorts.com Semper Paratus- I am always ready for your referrals

Residential Land
MLS#:	OfficeFile#:	ListPrice:	$77,000
Status:	SOLD	Lot Dim.:	IRREG.
Address:	XX WHITE St	Acreage:	0.340
	NICEVILLE, FL	MinrlRts?
Zip:	32578	WFFeet:
County:	OKALOOSA	LotAcc:	County Road
MainArea:	13 Niceville
SubArea:	04 SO OF 20 TO VALP BLVD	Zoning:	County, Residential Multi-Family, Residential Single Family
Subdiv:	BENTON S/D
ParcelID:	09-1S-22-0250-0001-0010
ElemSch: PLEW Middle: RUCKEL High: NICEVILLE
Dir:	GOING E.ON HWY. 20, TURN RIGHT ON EDGE (BEFORE RED LIGHT BY ROCKY BAYOU BRIDGE) AND VEER IMMEDIATELY RIGHT ONTO WHITE ST. LOT IS FIRST ON THE LEFT-OR FROM MID BAY BRIDGE GO WEST ON HWY. 20 OVER ROCKY BAYOU BRIDGE, JUST PAST THE RED LIGHT GO LEFT ON EDGE AND VEER IMMEDIATELY RIGHT-LOT IS ON THE LEFT
Legal:	BENTON S/D NICEVILLE LOT 1 BLK 1 EAST OF WHITE ST BEG NE COR LOT 1 S 123.98FT TO SE COR W 203.12FT TO E R/W WHITE ST N53 DEG E 210.01 FT TO N LINE LOT 1 E 33.73FT TO POB

ATTN-INVESTORS AND BUILDERS!! THIS LOT IS ZONED MEDIUM DENSITY RESIDENTIAL, ALLOWING FOR DUPLEX OR MULTI-FAMILY. DENSITY WOULD ALLOW FOR 5 UNITS(YOU WILL HAVE TO CHECK WITH AN ENGINEER FOR FEASIBILITY WITH SETBACKS AND OTHER REQUIREMENTS). NEW SHOPPONG CENTER BEING BUILT JUST ACROSS THE STREET. TERRIFIC OPPORTUNITY FOR APARTMENTS OR POSSIBLE REZONING TO COMMERCIAL. AVAILABLE ALONG WITH MLS#439581 (SINGLE FAMILY @ $35,000.00) FOR DISCOUNTED PRICE OF $100,000.00. Listing Broker/Salesperson has ownership interest in the property.

We just helped with the sale of the above property.

Niceville is a Family Oriented small town in the Panhandle of Florida just across the bridge from famous Destin and the world's most beautiful beacheswith Great restaurants like Ruth Chris's Steak House, Wolfgang Puck, Bonefish Grill etc. The nightlife is great too. Living in Niceville gives you the best of both worlds. The schools are some of the best in the State. To let you know how our market is:

There are 371 houses currently listed in Niceville ranging in price from $60,000 to $5,100,000. The average days on the market is presently 170

2 New listings were posted today

1 was put back on the market

5 Houses went "pending" that is they are now under contract

3 were sold

and 3 expired

If you would like more information about Niceville or the surrounding area, please call me, Pat Perrotta at 850-830-5541 or visit my website at www.soldbypat.net.

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