Okeechobee, FL

I happen to be a lucky person that has enjoyed Town and Country living. I live the lifestyle as I like my space and love the countryside. Oh yes, I have done the beach, too, but have turned to exploring our state.

The big surprise is the beautiful farms that we have in the central part of our state. OKEECHOBEE COUNTY TOPS THE RATING. Florida has an enormous amount of cattle farms. I love to go to Okeechobee and be with the REAL COWBOYS. Seriously, it is still like the movies. These guys are still out working cattle as we zoom by in our cars as fast as we can go. But wait just one minute. We sometimes forget how we get our milk and eat that BIG STEAK at our favorite dining place. Can you imagine being on a horse all day long, being responsible for thousand of dairy cows, depending on the weather for profits, etc.

Westen St. Lucie County has some beautiful hammocks. I was blown away when I visited a shooting club just off Orange Avenue. This is about twenty miles west of Ft. Pierce. This was just unbelievably beautiful. I believe the name was Quail Shooting Resort. This is clay shooting. Upscale and worth the time to visit. Just drive in. It is free to visit but not free to shoot. Have lunch there.

Florida is a lot more agricultural than one would think. Take a ride like I did and see this countrside. Again, it is free. My best associate, Charlie, and I go to COWBOYS to have chicken fingers and watch football and dine with the REAL COWBOYS. I feel like I am in the movies. Take my suggestion and see Florida as it really is to folks that live here. We have so much that is FREE to enjoy. See more on my webiste.

Carol Barron-Cross, PALM CITY HORSE TALK, Sunflower Homes & Equestrian, LLC, Palm City, Florida

Okeechobee County Florida Home Buyer Assistance Program Process and Time Line

1. County sponsored home buyer education class is required.

2. Home buyer is APPROVED and signs contract for home.

3. Lender sends Reservation Form with contact to county.

4. With-in 5 days, home is inspected by county staff.

5. If necessary, lead based paint assessment is completed.

6. Lender sends loan package to county.

IF NO REPAIRS ARE NECESSARY......

7. County approves application package.

8. County contracted appraiser completes appraisal.

9. Home buyer meets with home buyer counselor.

10. Mortgage package e-mailed to title company.

11. Home buyer assistance check is released by county after HUD 1 is approved.

12. Closing occurs at the offices of the title company.

FOR MORE INFORMATION PLEASE VISIT:

HUDS List of Home Buyer Assistance Programs in the State of Florida by County

For More Information on Government Loan Programs in the State of Florida Please Visit:

Government Home Loan Programs in the State of Florida

No Money Down Rural Housing USDA Loans in Okeechobee County Florida are back and fully funded. The new sub-prime loans of today are the government backed or sponsored loans. The FHA Loan is one we are all familiar with but how many of you know about the USDA Rural Housing Loan.

Here's how it works

100% financing on homes located in certain geographical area's with borrower's who are in certain income ranges.

That's it!

Use this link to see if the property qualifies by falling into one of the designated geographical area's

http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

Remember when income qualifying to use the income of the ENTIRE family.

Seller can pay up to 6% of buyers closing cost

The 3.5% Guarantee Fee is included (Financed) in with the loan amount

100% of borrowers cash to close can come from a gift.

Must have a minimum credit score of 640.

USDA Loans are Assumable

No Manufatured Homes

For a list of Income limits by Region go to:

http://www.rurdev.usda.gov/HSF-Guar_Income_Limits.html

Pristine Properties welcomes Debra Pinson to it's firm.

Delray Beach, FL, February 11, 2010 -- Stephen Jara, President and Managing Broker for Pristine Properties International, a participant with Cabela's Trophy Properties, is pleased to announce Debra Pinson has joined the firm as a Broker Associate. Mrs. Pinson's professional Real Estate career began in 1999 by acquiring her Mortgage Broker's License and then obtaining her status as Sales Agent in 2003 then obtaining her Brokers License in 2009. Debra worked at the Palm Beach County Courthouse in the foreclosure department as well as launching a foreclosure research company. Debra's knowledge of local properties and her customers needs is of the upmost importance..

"I am pleased to welcome Debra to our Full Service Global Real Estate Company," said Jara. " I am confident that she will add to the success of our International Team." Debra can be contacted on her cell phone @ (863) 801-9163 or Debra@PristineFlorida.com. Pristine Properties currently has offices in Delray Beach, Jacksonville and Okeechobee.

Pristine Properties International is the Cabela's Trophy Properties participant for Florida specializing in Sporting and Recreational Properties. Pristine Properties offers a unique opportunity with its affiliation with Cabela's Trophy Properties assisting buyers and sellers. "Our team of professionals not only understands sporting and recreational real estate, they love and live it." Should you be interested in buying, selling or becoming part of this Global Real Estate Company please contact us.

Pristine Properties International, 1045 E. Atlantic Ave 305, Delray Bch, FL

(561) 276-9042