Palm City, FL

These two little girls have grown up on my farm in Palm City. This is Summer and Hattie, my two wonderful grandchildren. The smiles that you see on their face makes it worth all the work and joy that goes into living on a farm.

These little girls love horses and look forward to coming to see us every weekend. When they come, they always bring their dogs, Shep and Trig. They love to groom Duchess and their other favorite horses. These are treasured days. They have also learned the safety rules of being around horses. The fun part has been watching them understand how a horse reacts in certain situations. They started riding at a very early age.

There are not many times one gets bored in Palm City Farms. There are so many family things to do. One fun event was when we invited friends and neighbors to a big party to celebrate just a good time. We decided to bring in all kinds of entertainment for small children. This beautiful Clydsdale came to our farm for this event and we hauled everyone up and down our street until late in the evening. The children just loved it. We had pony rides for the little ones and individual riders took their horses on separate paths. Some fished in our lake and others just listened to the band. This is just an example of the great family life that one has in this little place called Palm City Farm, Florida. We are all lucky enough to have land large enough to have country living and our equestrian farms. Palm City's equestrian community is growing everyday. We just have so much to offer. We have Old Florida living.

PALM CITYS HORSE TALK

Sunflower House design was inspired from an 1850 historic home, the Pirates House, in Key West. This grand estate has a 3,816 sq ft equestrian center, two acre lake, suspended50 ft, concrete bridge over Bessey Creek, courtyards plus an 1800 sq ft Guest House. Sunflower Farm is an income producing equestrian breeding farm. Sunflower House has 3,331 sq. ft of verandas with 10,331 sq ft under roof The architectural details of Sunflower House is of superior quality. There is a gourmet kitchen, two laundry rooms, media room, wood paneled library, living room, large dining room,3 en-suite bedrooms, an upstairs kitchen, and a large professional gym and art studio on the third floor. The design is Greek Revival. See a tour http:// www.agreathorseproperty.com and see this beautiful 15 acre estate. Location..Location. Convenient to dining, shopping..and beaches. Located in Palm City Farms, Martin County, in an equestrian neighborhood. Old Florida living at its best. Totally private, secure with fencing, cross fencing, and electronic gates. Located just thirty-five minutes to the Palm Beach. Visit my web site at http://wwwmysunflowerfarmfl.com for more information.

This side of the veranda gets the southeast winds and is a great place to relax in the after. The sunflower cut porch railing is always a happy place,

If any of your friends or family have recently applied for a home loan, you've probably heard that lenders are nervous, with tough new rules and demands for stacks of paperwork. Good mortgages are still out there, but you should be prepared before applying.

First, understand how your credit score impacts the interest rate charged on your loan. If your score is 720 or higher on the scale of 850, you will qualify for the best rates. If it's between 700 and 719, you could expect 0.375% added to that rate, while a score between 680 and 699 might add 0.5%.

Next, determine how much you have available for down payment, and how that will affect your loan's terms. A "conforming loan" (that would be purchased by Fannie Mae or Freddie Mac) will require a minimum 10% down payment.

However, if you don't have that much to put down, you can investigate a Federal Housing Administration (FHA) or Veterans Administration (VA) loan. These government-backed loans are targeted towards those with lower credit scores and only require a 3.5% down payment.

You can even use this year's First Time Homebuyer Tax Credit to help pay closing costs, buy down the interest rate, or add to your minimum down payment. Just have employment, banking and tax records organized, and be patient while overworked lenders review your application.

We know and understand the current financing methods available on the Treasure Coast of Florida. Why not give us a call at (772) 323-6996 or visit us on the web at www.GabeSanders.com or www.TreasureCoastFLHomes.com . Our office is located at 2 N. Sewalls Point Rd. in Stuart, (Sewall's Point) Florida; please ask for Gabe Sanders or Susan Maxwell.

Spectacular 148' deep waterfront, 2 docks, 3 ton lift, seawall, cul de sac loc, no fixed bridges, open plan, remodeled kitchen, breakfast bar, family rm. 20" diagonal tile throughout, new a/c screened patio, new shingle roof, new pool w/fountain, hurricane shutters, lush landscaping, no hoa, lg neighborhood, wide river park w/boat ramp, close proximity to turnpike & i-95, good school systems, a must see. This is a great price for a great home.

Gabe Sanders and Susan Maxwell

Stuart Florida Real Estate

Residential Homes, Condos and Land

Waterfront and Golf Course Communities in Martin and Saint Lucie Counties

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