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Panama City, FL

Post Broker Investment Class

Captain Wayne Rowlett: Real Estate Trainer in Destin, FL

January 2012 on the 24th, 25th, 26th, Rowlett Real Estate School will be having a Post Broker Investment Class in Panama City Beach, FL at the commerce center located at 309 Richard Jackson Blvd. Suite 200.

For more information visit our website at www.rowlettrealestateschool.com or call Captain Wayne Rowlett 850-547-1333

Buying Resort Real Estate > Traveling

Patrick Montalvo: Virtual Assistant in Panama City, FL

Traveling with your family is fun and it creates a lot of memories that will last a lifetime, but think of how much more fun and how many more memories would be made if you stayed at your own property instead of a hotel. Buying resort property is a lifestyle investment in order to enjoy better vacations with family and friends with high quality accommodations that allow the freedom to enjoy yourself and relax in an actual home. A home with spacious floor plans, fully equipped kitchens, a dining area, and more home-like common areas to enjoy a real meal or family time together instead of a dark, one bedroom cave with one window and a small TV where you have to eat take-out Chinese food on the bed or spend a lot of money for the entire family going to a loud and crowded restaurant.

Sadly, some of the most memorable moments I have when I travel are the hotels that I stay in where the only thing I want to do is get out of them and only use them to sleep, not to mention the travel time and gas money it takes to get back and forth from the hotel. Also figuring out what to do with my pets, which usually ends up with me paying hundreds of dollars for them to stay at the kennel, and then worrying about them while I’m traveling. Now think about the depth of memories would be made visiting the same beautiful property over and over with family and friends where one of the purposes of the vacation would be to stay there for an entire day (probably several days) and enjoy everyone’s company while drinking some beers, cooking out, swimming in the pool, walking to the beach, relaxing in the hot tub, playing pool and foosball, playing with the dog and taking it for a walk, and enjoying the views. A hotel is nothing compared to your own resort property.

An amazing place to own one of those properties is St. Andrews Bay in the Panama City area on the panhandle of Northwest Florida. One of the main attractions that offers an abundance of activities is St. Andres State Park known for its sugar white sands and emerald green waters located on the Gulf of Mexico and the Grand Lagoon with over one-and-a-half miles of beaches. Water sports and boating enthusiasts can enjoy swimming, surfing, fishing, snorkeling, scuba diving, kayaking, and canoeing while land dwellers can enjoy two nature trails that wind through a rich diversity of coastal plant communities, which is a wonderful opportunity for bird-watching. This park also has full-facility campsites making it a popular overnight destination. History buffs can also enjoy this are with its rich history recording back all the way to the last Ice Age, and even more recently in the late 1800s when the area flourished and was advertised by the companies with this descriptive:

“The loveliest location in all Florida. In a land where the genial climate of a winterless round of years will reward your every effort with the most bountiful harvests; where the summers are joyous seasons of refreshing breezes and invigorating nights of cool and healthful slumber; and where the winters are but bewitching contrasts to the summers in heightening and intensifying the delicious pleasure of a life in the fairest land the sun ever blessed with its genial kiss. There is but one Florida, and St. Andrews Bay is its brightest jewel.”

A great place to search for property in that area is PreviewStay.com where you can actually stay at a property of interest for a couple days (for the same price as a hotel) to experience the property, the community, and the area so you can make an informed decision whether to purchase or not. Even if you don’t purchase it, it would still be a little vacation and an experience in a new area for the same price as a hotel. If you haven’t experienced vacationing at your own property, you have to try it. Once you do, you will never want to stay at a hotel again.

PURCHASE AND REHAB YOUR HOME IN PANAMA CITY FLORIDA WITH THE FHA 203(K) LOAN

Jim Poole Zero Down USDA Purchase Loans FHA 203(K) Rehab & VA Streamline Loans  : Loan Officer in Tampa, FL

PURCHASE AND REHAB YOUR HOME IN PANAMA CITY FLORIDA WITH THE FHA 203(K) LOAN - Most home buyers are turned off at the sight or even thought of buying a fixer-upper; a foreclosure or an older home today. However, educated and informed home buyers are utilizing the FHA 203(k) loan to buy their new home and fix it up with no additional out-of-pocket expense.

The FHA 203(k) loan is a tool that savvy home buyers, successful contractors, Realtors and mortgage originators have been using since 1978. An FHA 203(k) loan is very similar to the traditional FHA loan. The only real difference is that with the FHA 203(k) loan, the home buyer is adding money to their mortgage balance to finance-in any repair/improvement cost.

Whereas the traditional FHA loan requires that certain repairs be done before the home is purchased, theFHA 203(k) loan allows the home buyer to purchase their home and complete the repairs after the transaction closes.

The other traditional FHA qualifications (appraisal guidelines,seasoning rules,credit qualifications, etc...) still apply. But with the FHA 203(K) loan, a home buyer can fix up his home and not have to worry about the additional out-of-pocket expenses for the repairs/improvements. What a brilliant way to purchase a fixer-upper!

Same house, northern side

HERE ARE THE REASONS SMART HOME BUYERS ARE CHOOSING TO GO WITH THE FHA 203(K) LOAN

1. Better opportunities for a great financial deal on a home purchase

2. Allows buyers who are approved for an FHA loan to buy properties that would not otherwise qualify

3. Allows buyer to put personal touches into the interior/exterior making it feel like more of a home

4. Sellers do not have to pay for repairs prior to listing the property if they do not care to

5. There is less competition to buy fixer-uppers which forces sellers to accept lower offers

6. FHA loans are assumable; so when buyers go to sell house it will be easy to market.

Some things you just can't make up! Weird notes from the Police Blotter

Jim Palmer - Washington County, Florida : Real Estate Agent in Sunny Hills, FL

This is an actual police report as reported in the Panama City News Herald. If the tale was not weird enough...the part where the man leaves with his wife is even better!!

The Blotter

A collection of reports handled by law enforcement

Panama City Police Department

Police are called in reference to a distraught female along the road.

“The female was crying and speaking in an unintelligent manner,” the officer wrote. The woman says the man got mad at her because she would not have sex with him. The man said the woman “got loud so he asked her to leave.”

“The female and male both showed me their text messages from the other," the officer wrote. ”After reading both text messages, it was revealed the female and male were to meet and have sex after the male was to get some marijuana for the female. After the male refused to get marijuana for the female, she refused to have sex with him.”

The man told the woman to leave, but she refused so he called a taxi for her. She called her mother, who called police.

After police arrive, the woman “was allowed to leave with her mother and the male was allowed to leave with his wife, who came with him.”



Read more: http://www.newsherald.com/articles/blotter-96333-awry-runs.html#ixzz1WTaCrLoi

Wind Mitigation Panama City

John M. Acaron, BSME, CMI: Inspector in Panama City Beach, FL
FLORIDA: BAY, WALTON Counties "ONLY"
Want to lower your Home Owners Insurance Premium? Get a Wind/Mitigation Inspection. Only for $85.00/inspection /report. It will lower your premium rates 20% to 40% if your roof has all the attributes. Call me? Why waste your money when you need it the most? We normally charge $85.00 to $125.00 for the inspection & report.

STOP giving your money away to the insurance companies. Do you want some extra cash? Are you running short of $$. Have a Win Mitigation Inspection done on your home. Call HOMEINSPECTORUSA we can save you some $$. 30 minutes of your time can save you hundreds if not thousands of $$ on your home owners insurance premium and you can take that to the bank!

WIND MITIGATION INSPECTIONS

The three main factors for wind mitigation discounts include:

The number of wind resistive construction features present on your condo or home - The more wind resistive features you have, the higher the total discount will be for your property. The discounts can be as high as 30% or more of the wind portion of the insurance premium.

During a wind mitigation inspection, a certified inspector report on the key features that decrease the amount of damage your home may receive during a hurricane or strong windstorm.

These features may include:

· concrete block construction

· gable end bracing, a hip roof

· single or double roof straps
· secondary water resistance barrier
· shutters and opening protection