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Pembroke Pines, FL

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Loan Modification ~ Mortgage Refinance...Do You Qualify? FIND OUT NOW!

04-05-09
Michelle Burgos, CDPE~Short Sale Expert Miramar,Pembroke Pines,Broward REALTOR®
Michelle Burgos, CDPE~Short Sale Expert Miramar,Pembroke Pines,Broward REALTOR®: Real Estate Agent in Miramar, FL
  • view my blog
  • Office: (954) 874-2515
  • Mobile: (305) 970-9933
  • Secondary: (954) 343-3104

Image: Header

There still is HOPE!

Below you will find a link to Obama's Making Home Affordable website. Click the "Find out if you are eligible" button below to see if you qualify for a Loan Modification or Refinancing of your current mortgage.

I just want to remind you that if you do not qualify for one of the programs below there still is hope...YOU MAY QUALIFY FOR A SHORT SALE!

A short sale is another option for AVOIDING FORECLOSURE. Therefore, contact us immediately if you do not qualify for the Loan Modification or refinancing as we can help you with the Short Sale Process from start to finish!

_________________________

ARE YOU ELIGIBLE?

Please use the self-assessment tools provided below
to see if you are among the 7 to 9 million homeowners who may
be able to benefit from Making Home Affordable.

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Live Performance - Living Lord's Supper Drama - Pembroke Pines, Florida, Sunday, April 5, 2009 at 10:30 am - SIlver Trail Middle School

04-01-09
Karen Ross
Karen Ross: Real Estate Trainer in Weston, FL
  • view my blog
  • Office: (954) 659-1029
  • Secondary: (954) 349-6200

Come experience the drama -- written by Dr. Jack Millwood, directed by yours truly, and performed by the ECC (Everglades Community Church) Drama Team.

Please attend. You will be more than fed.

Living Lord's Supper

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NEW OFFICE...CONTINUED

03-31-09
DALIA KIBBY
DALIA KIBBY: Real Estate Agent in Cooper City, FL
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  • Office: (954) 610-7864
  • Mobile: (954) 610-7864
  • Secondary: (954) 610-7864

Regular readers of my blog know that in the past month, my long-time office was merged with another office nearby. Both unexpected & swift, this change in locations has taken some getting used to. The new location isn't located near anything that I could use on a regular basis (i.e. it isn't next to the supermarket) but it's lovely. The biggest adjustment is that I am now more committed to working from home than I had been. Nonetheless, I've settled in, am undertanding the new phone system, getting used to saying "the Silverlakes office", learning more about the neighborhoods nearby & will soon order my new business cards. Nothing stays constant (especially business) & the ability to adapt & adjust as needed is simply the human condition.

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Losing weight is a matter of mind over matter!

03-28-09
Scott Daniels Florida Real Estate 2.0. Agents Earn 100% Commission.
Scott Daniels Florida Real Estate 2.0. Agents Earn 100% Commission.: Real Estate Brokerage in Cooper City, FL
  • view my blog
  • Office: (954) 874-3600
  • Mobile: (954) 275-0200

I had a conversation yesterday with someone in regards to losing weight and staying fit. Lets face it as we get older it`s not easy to do and the temptation to splurge is always in the back of your mind!

Two years ago I was a waist size 40, weighted somewhere near 265 and felt like pure crap.

I was unmotivated,lacked stamina and overall didn`t care about my appearance.

One day I found a picture of my Father. He was a big hulking type of a guy who died unfortunately at the age of 49.

I remember he never bothered to worry about his health and that's when it hit me.

I had to make some changes in my dietary habits and force myself to get my "fat ass" into a gym.



At first I didn`t really enjoy forcing myself to work out and start watching what i ate. In fact the first 4 months I went at it all wrong, showed no results and pretty much was content to leave well enough alone.



Instead, I decided to push myself for two weeks and see if I could shed some weight.

I designed a weight training program for myself that mixed Cardio with pumping weights. I would move rapidly between free weights and machines with a 30 second rest in between. I also decided to exhaust myself silly rather than use what I call a "Time Clock" of doing sets.

I lost 5 pounds, felt better and began to realize this might work for me!

I started buying vitamins, drank Protein Shakes, watched everything I ate, stopped soda, and bread.

Ate less food, and increased my fruit intake as well. I eat pineapples and banana`s each day.The amount of vitamins in fruits is incredible.

I went from working out 3x`s a week to going to the gym 5-6 days a week.

I also increased my workout session from 45 minutes to 1.45.

Once you realize what you`re doing the rest is easy. The weight started to come off, my blood pressure and cholesterol level dropped, and my stamina increased. I look and feel much younger.



Today, I weigh 204 and i`m proud to say am a waist size 34.

I decided that if I want to watch my girls grow up it was time to invest in myself.

I`m glad I did.

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Presenting the "highest and best offer" sometimes backfires.The system needs to be changed.

03-24-09
Scott Daniels Florida Real Estate 2.0. Agents Earn 100% Commission.
Scott Daniels Florida Real Estate 2.0. Agents Earn 100% Commission.: Real Estate Brokerage in Cooper City, FL
  • view my blog
  • Office: (954) 874-3600
  • Mobile: (954) 275-0200

In the world of REO properties the new buzz word is "Highest and best" offers. Suddenly, there`s a rash of multiple offers appearing on properties that have been on the market in some instances for 280 days or longer!

Did the market suddenly change or are these Realtors representing the lenders by playing games? Some hold offers back presenting their own personal offers only. The lenders seem not to have a check and balance system in place.

Basically some Realtors are "NOT" doing their jobs, and are making decisions that can cost them their license.

It`s hard to imagine that a Realtor would risk losing their license,yet, many of you can relate to this topic.

We`re dealing with a Realtor who continues to astound us. He continues to act as if he`s doing his job properly. There seems to be no logic as to whats going on and it`s baffling!

Twice, he`s assured us he was in contact with the lenders only to be caught in a web of lies.

His refusal to present our offer and others is based on his belief that a better offer will arrive from one of his clients.

This isn`t how the lenders intended these sales to be conducted.

Worse, this particular Realtor has broken all rules of the "Code of Ethics".

If the lenders continue to not have a system of checks and balances towards the process of accepting offers, this type of irrational behavior will continue!In the end guess who pays? The taxpayers. Not good!

Greed changes people! After 3 years of dealing with Foreclosures, REO`s and Short Sales the lenders should have some sort of stream line system installed.

Many of these lenders should post a "Net Sheet" offer the Real Estate community the opportunity to see these sheets and allow the Realtors to go from there properly informing their clients the right way.

The system as it stands right now is so antiquated that it makes little or no sense. Yet, the lenders swear up and down to the media they`re doing everything in their power to change the way these properties are sold.

I`m positive each and everyone of you will agree, that isn`t the case any longer.

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