Sunny Isles, FL

In today’s South Florida homes market, the showing is an absolutely critical component. If your home is on the market, a potential buyer can request to see your home at any moment which makes it essential that your home is always in a state that’s presentable to buyers.

One of the most common things sellers forget is not to be home. The presence of the homeowner can make a potential feel uneasy since it gives them the impression that they’re sort of intruding on and poking through someone else’s personal space. Consider making some kind of arrangement to be out of the house when an agent informs you they’re going to be showing the home to someone.

Obviously you want to ensure tidiness. South Florida homes with trash that’s not empty, odors that some may find unpleasant or pets running around can be instant deal breakers. Not everyone enjoys the scent of pine for example and not everyone finds poodles to be adorable creatures so keep your pampered pooch out of the house and use neutral scents instead.

The Homeowner Stability Initiative:

The plan seeks to provide low-cost refinancing for as many as 5 million Americans who aren't behind on mortgage payments - YET.

If a bank agrees to issue lower-interest loans to homeowners who are current on payments, the loans could be sold to Fannie Mae and Freddie Mac, which were seized by the government in September 2008.

The idea behind the initiative is to allow access to refinancing for homeowners who don't have much equity in their homes, or owe up to 5% more than what their homes are worth. These borrowers currently cannot qualify for refinancing under Fannie's and Freddie's rules, and the change could result in savings on mortgage payments of up to $2,300 a year. For lenders, it also would generate a new stream of revenue from refinancing charges and help put a floor under declining home prices.

A second component of the plan makes another $200 billion available for mortgage finance. The U.S. Government plans to double an earlier $100 billion agreement with Fannie and Freddie to provide a government subsidy to purchase mortgages from banks and other lenders.

The third and trickiest component of the Government plan involves using $75 billion in Wall Street rescue funds for a shared effort to help as many as 4 million distressed borrowers who are behind on their payments or facing foreclosure. Obama wants lenders to lower interest rates and extend the length of loans to make monthly mortgage payments no more than 38% of borrowers' after-tax income.

The plan is that the government will step in and split the cost, dollar for dollar, to buy down those monthly payments until they account for no more than 31% of borrowers' after-tax income.

The U.S. Government is committed to publishing standardized guidelines for mortgage modifications and additional detail by March 4^th, 2009.

Miami Real Estate Listings

SunnyIslesBeachBroker.com utilizes a brand new tool called Google Earth to search properties and real estate listings in Sunny Isles North Miami Beach.

Google Earth uses satellite imagery to show prospective buyers 3D overviews of the world. On SunnyIslesBeachBroker.com's website listings are marked and users can search and view these listings and virtually travel the neighborhood and even use the joystick to fly into panoramic images of select cities and take a 360 degree tour.

This 21^st Century tool is the most advanced and convenient way to explore properties and Miami real estate listings. When users explore a listing within its own neighborhood they can further research how it is situated with respect to churches, schools, parks and roads - without actually having to drive to the neighborhood.

Listings are constantly added and feature luxurious condominium estates in such oceanfront oases as Acqualina Condo, Ocean Four, Turnberry Ocean Colony and Miami Trump Towers.

Sunny Isles Beach Broker For Sa: http://www.sunnyislesbeachbroker.com

Miami Trump Towers Rentals (786) 406-1757. We are the Luxury Leasing Experts

The Miami Trump Towers, three elegantly designed 45 stories sky rises, has brought together a veritable "who's who" of real estate development to assemble a cast of power players who will deliver to you one of the finest, most elegant oceanfront residences in Florida.

The Trump Tower world-class development team in headed by the prestigious Miami architectural firm of Sieger Suarez, responsible for such highly regarded projects as Ocean I, II and III in Sunny Isles Beach, the Murano, Murano Grande, and Icon in South Beach (other Related Group project), as well as Ocean IV in Sunny Isles Beach, developed in association with the Dezer family. Every project has earned them a stellar reputation for style and luxury, with stringent standards that have consistently lifted the bar in residential living. This high profile team has left nothing to change; only the finest in construction materials have been procured to craft a building that exudes quality and excellence throughout.

THE AMENITIES

1. 250 feet of sugar-sand Atlantic Ocean frontage
2. Elegant porte-cochere entrance with 24-hour valet services
3. Exquisitely appointed three-story lobby 24-hour security services
4. Three levels of covered and secured garage parking
5. 24-hour concierge Mail and package receiving desk
6. Elevated, lushly landscaped oceanfront terrace with heated swimming pool, spa and pool attendants
7. State-of-the-art fitness center and resident's health spa
8. Multi-purpose clubroom
9. Beachfront cabanas

THE RESIDENCES

1. Private elevator foyers Panoramic ocean, Intracoastal and city views
2. Expansive balconies with glass and aluminum railings
3. Elegant smooth ceilings rising to 10' or 11' clear (selected penthouses 12 foot ceilings)
4. Pre-wiring for telephone and cable hook-up
5. Multiple telephone line capability for the convenience of computer, facsimile, and modem connections
6. Floor-to-ceiling windows
7. Miele and Sub-zero appliances
8. Italian cabinetry with granite or marble countertops in kitchens and bathrooms
9. Designer kitchen and bathroom fixtures.

LOCATION

Nestled between sophisticated Bal Harbour and elegant Aventura lies the intimate seaside community of Sunny Isles Beach, South Florida's new address for Trump Luxury.

Surrounded by spectacular views of the Atlantic Ocean and the Intracoastal Waterway, this exclusive location embodies a new definition of luxury, comfort, and convenience. With two and a half miles of gorgeous sandy beach for backyard, and the most sophisticated restaurants and nightspots in the world as your playground, this is the setting for a new kind of lifestyle, where your options extend as the ocean views outside your windows.

Indulge in one the finest and most recognized high-end shopping destinations in the world, gourmet dining, exclusive nightspots, as well as world-class art galleries and museums. This private oceanfront paradise in conveniently located thirty minutes away from Miami International and 15 minutes from Fort Lauderdale Airports.

Sunny Isles Beach Broker News: http://www.sunnyislesbeachbroker.com/

North Miami Beach, Fla., Dec. 26, 2008 - For the third month in a row, Florida's existing home sales rose in November, with Florida Realtors® reporting a 4 percent increase in activity in the year-to-year comparison, according to the latest housing data released by the Florida Association of Realtors® (FAR).

A total of 8,571 existing homes sold statewide last month compared to 8,269 homes sold in November 2007, according to FAR. In September and October, Florida Realtors reported higher statewide existing home and existing condo sales compared to the year-ago levels.

Nine of Florida's metropolitan statistical areas (MSAs) reported increased existing-home sales in November; seven MSAs also showed gains in condo sales, marking the fifth consecutive month that a number of markets have noted higher sales activity.

Florida's median sales price for existing homes last month was $158,300; a year ago, it was $217,000 for a 27 percent decrease. The median is the midpoint; half the homes sold for more, half for less.

The national median sales price for existing single-family homes in October 2008 was $181,800, down 11.2 percent from a year earlier, according to the National Association of Realtors® (NAR). In California, the statewide median resales price was $311,060 in October; in Massachusetts, it was $294,950; in Maryland, it was $274,081; and in New York, it was $210,000.

Market conditions nationwide continue to vary with solid sales gains in some areas, including many Florida markets, according to the latest housing outlook from NAR. "We have favorable affordability conditions, but we need more than that to give buyers with jobs the confidence they need [to return to the housing market]," said NAR Chief Economist Lawrence Yun. "This is why a housing stimulus is so critical now to encourage more buyers to draw down the inventory and stabilize home prices. Without home price stabilization, there will not be an economic recovery."

In Florida's year-to-year comparison for condos, 2,278 units sold statewide compared to 2,474 sold in November 2007 for an 8 percent decrease. The statewide existing condo median sales price last month was $130,600; in November 2007 it was $185,600 for a 30 percent decrease. In the latest data available at press time, NAR reported the national median existing condo price was $193,000 in October 2008.

Last month, interest rates for a 30-year fixed-rate mortgage averaged 6.09 percent, down from the average rate of 6.21 percent in November 2007, according to Freddie Mac. FAR's sales figures reflect closings, which typically occur 30 to 90 days after sales contracts are written.

Among the state's large to medium-size markets, the Orlando MSA reported a total of 1,277 homes sold in November compared to 1,108 homes a year ago for a 15 percent increase. The existing home median sales price was $167,900; a year ago, it was $239,000 for a 30 percent decrease. In the year-to-year comparison for the existing condo market, a total of 135 units sold in the MSA last month, up 8 percent compared to 125 condos sold the previous November. The market's existing condo median price was $76,100; a year ago, it was $140,600 for a 46 percent decrease.