About West Palm Beach's Lake Clarke Shores

IS A SHORT SALE FOR YOU?

If you are no longer able to make your home payments, and you owe more on your mortgage than your home is worth, you’re in good company. An estimated one fourth of all U.S. homeowners are Upside Down on their mortgage—meaning they owe more on their home than they could get from selling it in today’s market. Often the best solution for homeowners in this situation is a short sale in which the bank agrees to accept less than is owed on the mortgage.

If you would like to stay in your home and have fallen behind on payments due to a short-term financial setback such as an unexpected expense or a temporary loss of income:

• A Forebearance allows you to suspend payments for a specified time period. At the specified period, the missed payments are either repaid in full or added on as an extension to the term of the loan.

• A Repayment Plan is similar to a forebearance, although the past-due loan amount is spread out over a specified time frame, increasing the existing mortgage payment until the mortgage

Unmanageable Mortgage & Scam Artists

You may have read or heard in the news that home values have tanked, unemployment has spiked and homeownership has taken a turn for the worse.

Millions feel stuck in a home they can't afford to sell because they owe more on their mortgage than the home is worth. And for many, the mortgage payment is no longer manageable, so they are slipping farther and farther behind every month.

At the same time, scam artists are coming up with new schemes to take advantage of homeowners who are down on their luck.

As a Certified Distressed Property Expert (CDPE) my mission is to help homeowners to steer clear of scams and figure out the best option based on their circumstances. The fact is, no one wants to see you foreclose on your home, and more help is available than ever before.

If anyone you know may need my expertise, please have them visit my website www.sheldahodges.com for a copy of my recent report entitled, "Are You Living Under the Cloud of an Unmanageable Mortgage?" And then contact me for a confidential consultation.

I invite you to visit my website for more information and please feel free to pass one of my enclosed business cards to someone you know who could benefit from a confidential consultation.

All my best to you in 2012,

The-7-Most-Dangerous-Short-Sale-Myths . Get the Facts to get Back on Track. Homeowners struggling to pay the Mortgage each month feel like time and options are running out.There are solutions, but first you need the facts.

You may not know tha I'’m a Certified Distressed Property Expert. For the hundreds of homeowners in our community who owe more on their home than it's worth and don't know what to do, I have become a resource for solutions.

If you or someone you know is in this situation and confused about the alternatives to foreclosure - specifically short sales — I've created a website to clear up the issues and provide real information at www.sheldahodges.com under Resources Tab.

While you're on the site, you can download a free report—prepared just for you — on the myths surrounding short sales. In reality, a short sale can be the best solution for certain homeowners who are struggling to pay their mortgage. Don't get derailed by a myth - now is time to get the right information.

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The right information leads to the best solution. As a Certified Distressed Property Expert, I’ve been trained to inform and assist homeowners with financial troubles. If you or someone you know is struggling, I can provide

real solutions, not myths. Get the facts; get back on track.

a I'’m a Certified Distressed Property Expert. For the hundreds of homeowners in our community who owe more on their home than it's worth and don't know what to do, I have become a resource for solutions.

If you or someone you know is in this situation and confused about the alternatives to foreclosure - specifically short sales — I've created a website to clear up the issues and provide real information

While you're on the site, you can download a free report—prepared just for you — on the myths surrounding short sales. In reality, a short sale can be the best solution for certain homeowners who are struggling to pay their mortgage.

Don't get derailed by a myth - now is time to get the right information. Please feel free to contact me with your questions or concerns.

I'm here to help.'’m a Certified Distressed Property Expert. For the hundreds of homeowners in our community who owe more on their home than it's worth and don't know what to do, I have become a resource for solutions.

If you or someone you know is in this situation and confused about the alternatives to foreclosure - specifically short sales — I've created a website to clear up the issues and provide real information

While you're on the site, you can download a free report—prepared just for you — on the myths surrounding short sales. In reality, a short sale can be the best solution for certain homeowners who are struggling to pay their mortgage.

Don't get derailed by a myth - now is time to get the right information. Please feel free to contact me with your questions or concerns.

I'm here to help.

Homeowners struggling

to pay the mortgage each

month feel like time and options are running out.

There are solutions

, but first you need the facts.