Georgia

Why Can't I get my loan Modified ?

11-07-09

Charlie Ragonesi 706- 579-1098: Real Estate Brokerage in Big Canoe, GA

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Office: (706) 579-1098

Mobile: (706) 579-1098

If you are looking for a loan modification and have been turned down you may wonder why. If your loan is commercial you will almost always be turned down. The question is why. After all weren't we all taught that 80 percent of something is better than 100 percent of nothing ?

Here is one answer. If your loan is through Fannie and Freddie then you stand a really good chance of getting a loan modification if you meet the criteria. But if your loan is held by private investors then your chances go way down. The reason is that the clauses that allow banks to change a loan are cloudy. So while a bank can usually modify a loan that is in the "best interest" of their investor, what best interest is, is debatable. And in this case you can substitute the words law suit for debatable. Yes that's right . If you go under the bank is not liable. But if they modify the loan then the holder of the note can sue the bank for their money.

Ain't life grand? This problem needs to be fixed going forward and lets hope banks are working with investors to be able to modify loans. You may think banks are being paranoid. But when asked, Willy Sutton said he robbed banks because that was where the money is. So banks are paranoid and investors will sue. Let's hope this problem can be worked through and potential foreclosures can be modified for the benefit of all

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Jekyll Island Georgia Blog Update

11-07-09

Coastal Georgia Living by Julie Chapman Real Estate Brunswick GA 912-270-6767

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Office: (912) 280-0088

Mobile: (912) 270-6767
Secondary: (877) 221-0088

jekyll island ga historic district - chapman realty brusnwick ga

Video of Sea Turtles Arriving at the Georgia Sea Turtle Center

Posted: 05 Nov 2009 06:37 PM PST

Two sea turtles have arrived at their new home on Jekyll Island Thursday at the Georgia Sea Turtle Center.

jekyll island ga sea turtle center events

Beachscape - Event Spotlight: Jekyll Island Big Band's 30th Annual New Year's Eve Party

Posted: 05 Nov 2009 09:58 AM PST

HELP US BRING DOWN THE HOUSE - LITERALLY! Jekyll Island Big Band's 30th New Year's Party will be the last in the "AQUARAMA " Ballroom, the same room in which the band debuted in 1979, before the Convention Center is demolished in 2010! Big Band sounds, Jekyll Island Big Band's 30th New Year's Party, Terrazzo Dance [...]

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The Georgia Sea Turtle Center Update

Posted: 05 Nov 2009 09:55 AM PST

Tunicate The gender of a sea turtle cannot be ascertained visually until they are sexually mature, which in the case of the loggerhead takes 35 years. We received a turtle last spring that had a heavy load of sea squirts or tunicates on its shell. The turtle was appropriately named tunicate. Tunicate presented unable to dive [...]

Fiber and Wood Exhibit at Goodyear Cottage

Posted: 05 Nov 2009 09:45 AM PST

Color, textures, elegance and creative essence will be on display from an exceptional group of Fiber and Wood Artists in the Gallery of Goodyear Cottage in Jekyll Island's Historic District. Opening day of the exhibit will be November 2nd continuing thru November 29th. The Jekyll Island Arts Association sponsoring this exhibit will hold the artists' reception [...]

Jekyll Island in USGA History

Posted: 05 Nov 2009 09:44 AM PST

"Cornelius Lee, Secretary of the USGA, and a party of golfers, are making elaborate tests at Jekyll Island..." Cornelius Lee, Secretary of the United States Golf Association (USGA), was a member of the Jekyll Island Club from 1919- 1947. He served as the Chairman of the Green Committee for the Jekyll Island Club. In 1924, under [...] jekyll island club hotel - chapman realty brunswick ga

jekyll island club hotel - chapman realty brunswick ga

The Revitalization of Jekyll Island

Posted: 05 Nov 2009 09:43 AM PST

HHCP Architecture design team presents project planning and programming concepts for the revitalization of Jekyll Island beach village and entry corridor projects. recap of work effort The HHCP Architecture Design Team started work in April with a fact gathering kick off meeting with Jones Hooks, Jekyll Island Authority Executive Director, and Jim Broadwell, Jekyll Island Authority Project [...]

A Season of Giving

Posted: 05 Nov 2009 09:42 AM PST

by Andrea Marroquin, Programming Coordinator While many Jekyll Island Club Members were known as "Captains of Industry," lawyer Robert Weeks De Forest was dubbed the "Captain of Philanthropy" for his lifetime of social service. The Charity Organization Society was just one of many organizations De Forest created to assist others. It coordinated relief for New York's [...]

Raccoon Key

Posted: 05 Nov 2009 09:42 AM PST

One mile southwest of Jekyll Island sits Raccoon Key, a remote 1750 acre island accessible by a 20 minute tour boat excursion which departs from the Jekyll Island Wharf several times daily. The Raccoon Key day trip affords the guests of Jekyll Island a unique opportunity to enjoy a remote private unspoiled barrier island experience [...]

The Jekyll Island Club Hotel

Posted: 05 Nov 2009 09:41 AM PST

A Bountiful Thanksgiving Feast, Holiday Festivities and Great Gift Ideas for the Season! A bountiful Thanksgiving Day Brunch is an annual sell-out in the Grand Dining Room (11:00 a.m. - 2:30 pm.) and the Courtyard at Crane Cottage (11:30 a.m. - 2:30 p.m.). Guests will enjoy a vast array of salads and appetizers, omelets and waffles, [...]

Sea Turtles Catch a Private Flight

Posted: 05 Nov 2009 09:14 AM PST

The Sea Turtles injured by cold stunning caught a private flight to come to the Georgia Sea Turtle Center. See the details in this video.

Jekyll Island Information permitted with permission

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Expressable Ink ART EXHIBITION (an invitational Exhibition paired with Scribes & Vibes)

11-06-09

conyers nightlife

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www.ScribesandVibes.com & Expressable Ink present...

Expressable Ink ART EXHIBITION (an invitational exhibition with paintings by ELIOT STILES)

"November 14th @ STARBUCKS CONYERS"

artist reception: 7pm - scribes & vibes: 8pm

Sponsored By: Regency Barbershop & Salon, Scholar Entertainment Group, IMMIX Hair Gallery & Spa, 1st United Business Advisors, RC100, All About Books, and Silver Starr Art Studios

RSVP: expressableink@live.com

Info: www.scribesandvibes.com

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Oglethorpe County, Ga Residential Real Estate Market Report and Stats for Oct., 2009

11-06-09

Mike Saunders

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Office: (706) 316-2900 x3517

Mobile: (706) 207-5290
Secondary: (706) 316-2900

Oglethorpe County, Ga 12 month sliding average of residential sales has now been flat for four months in a row. This trend is a pretty good indicater that sales volume has bottomed in Oconee County.

A more positive note is that both average and median sales prices have been trending upward. While they are still well below the levels of a year ago, they may have reached bottom and are now either stabilizingor starting back up. Next months annual figures will be a better indicator.

The average Days on Market (D.O.M.), which has been rising again is still below but approaching it's highs of April.

Residential sales include the sale of single family residences, condos, townhomes, mobile and modular homes.

The Oglethorpe Count pending residential sales at the end of August totals 23 units, which is down 2 from July.

The following chart tracks the sliding 12 month averages for Oglethorpe County Ga through Aug 31, 2009:

		Oglethorpe County
Date	DOM	Average	Median	# sold
1-Nov-08	149	$142,820.00	$141,900.00	93
1-Dec-08	152	$141,339.00	$140,700.00	83
1-Jan-09	158	$148,117.00	$141,400.00	83
1-Feb-09	160	$144,593.00	$138,000.00	81
1-Mar-09	161	$132,423.00	$134,950.00	80
1-Apr-09	174	$133,678.00	$134,900.00	77
1-May-09	158	$128,868.00	$125,875.00	78
1-Jun-09	166	$131,032.00	$125,875.00	86
1-Jul-09	164	$127,220.00	$127,000.00	87
1-Aug-09	169	$120,862.00	$117,000.00	86
1-Sep-09	163	$117,237.00	$114,500.00	88
1-Oct-09	164	$119,434.00	$114,000.00	85
1-Nov-09	170	$124,039.00	$117,500.00	86

All figures above are for 12 months and provide a clear picture of year to year and month to month trends in the market. Using annual numbers helps smooth out any temporary spikes or dips from month to month.

For more information on Oglethorpe County, GA or if you are interested in buying or selling your home there, please call me at 706-207-5290. Or you can click here to email me with your inquiries. To search for homes in Oglethorpe County please visit my website www.theathensrealestatepage.com.

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Elegant and Prestigious Homes for sale in Atlanta

11-06-09

Telmo Bermeo

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Office: (770) 551-5850

Mobile: (770) 309-6417

Elegant and Prestigious Homes for Sale in Atlanta

Visit some of the most prestigious homes for sale in Atlanta, homes with some of the features that most of us can only dream, features such as: personal homes theaters, swimming pools with spa's and cabanas, exercise rooms, including billiard rooms, media rooms, computerized lighting, audio and security systems. Some of these elegant estates also includes: Large acreage lots, finished terraces, elevators, beautiful gardens with water falls, and sophisticated landscaping. All of this magnificent homes can be found at an exception value in today's market. If you are currently looking to purchase a home with the above description, your have found the right location to see these homes, our group of Real Estate Agents have created a selection of homes that includes all of the most desired features and can be found by clicking on the link below.