Brunswick, GA

On Friday, November 6, the President signed into law the extension for the $8000 first time home buyer’s tax credit. There were a couple of important changes to the law that should help out more home buyers and sellers. The extension did two things, it allowed for the extension of the 2009 first time home buyer's tax credit and created another tax credit for existing home owners.

Who qualifies for the first time buyer tax credit?

- $8000 will be the maximum credit for any new home buyer.

- A new home buyer is a purchaser who has not owned a principal residence in the past 3 years. The purchaser’s spouse will also have to meet this qualification.

- The income levels have also been increased. Single buyers must make less than $125,000 annually and married buyers must make less than $225,000 annually to qualify for the total credit. There is also a $20,000 window, for buyers to receive some credit if they make more than the allowed levels. But no credit is given to single buyers who make more than $145,000, and married buyers who make more than $245,000.

- As long as you keep the property for at least 3 years, you will not have to repay this credit. However, if you sell the property the total credit will have to be repaid.

Who qualifies for the current homeowner tax credit?

- You must have owned your current property for at least 5 consecutive years out of the last 8 years to qualify for the credit of $6500.

- The aforementioned income limits also apply. ($125,000 for single, $225,000 for married, $20,000 phase out).

- Must purchase your new home between November 7, 2009 and April 30, 2010. You may also close the property before July 1, 2010 if it is under contract on or before April 30, 2010 deadline.

What properties will qualify?

- These credits are for the purchase of a primary residence. Condos, town homes, single family, new construction and re-sale homes all qualify.

- The property must be purchased for less than $800,000.

This information is for educational purposes only. Please consult a qualified tax professional if you have a specific question or if you would like more information on the first time home buyer tax credit.

Bryan Griffis, Realtor

Chapman Realty, Julie Chapman Broker

123 Benedict Road

Brunswick, GA. 31520

912-280-0088 Office

912-256-3711 Cell

bryan@bryangriffis.com

Bryan Griffis is a Realtor with the prestigious Chapman Realty. Bryan specializes in new construction, relocation, and foreclosure homes in Brunswick, GA. To have Bryan represent you, either as a buyer’s representative or seller’s representative, please feel free to contact him at www.bryangriffis.com

Brunswick High School's Pirates in Brunswick, Georgia are the 2009 2AAAA Region Champions. With a win over Statesboro 26-14, the Pirates will go into Playoffs as the Region Champions.

Congratulations to the players, parents and to the incredible hardworking coaching staff as well as band and cheerleaders who all understand teamwork.

Photos courtesy John Weber's (#73) Brunswick High 2005 football collection

GO PIRATES!!!!!!!!!!!!

Chapman Realty is pleased to offer The Retreat at the Golden Isles. The Retreat at the Golden Isles is a neighborhood in the Golden Isles Master Planned community in Brunswick, Georgia offering single-family attached homes and is an ideal place to call home. These maintenance free homes with prices starting at $124,950 are available with plans for a carefree lifestyle. These two and three bedrooms homes offer a Mediterranean style stucco exterior with architectural shingles and single car garages.

Palm tree lined street and stacked stone and wrought iron fencing enhance the entry to the Golden Isles Communities. Located in Brunswick and the Golden Isles of Georgia, where A Vacation Can Last a Lifetime. Nestled in the charming setting of this prestigious new master planned community and located only minutes from both Exit 38 and Exit 42 and I-95 in Brunswick, Georgia, mall, golf, restaurants, FLETC, grocery stores, movie theater and the Sterling Elementary School and Jane Macon Middle School, this property offers location location location.

The Retreat at Golden Isles is located in the USDA Rural Housing Development Eligible Area so see your lender or the USDA Rural Housingoffice for information on 100% finnancing. For more details, email chapmanrealty@yahoo.com or call 1-877-221-0088

New Homes in Brunswick, Georgia.....meet the Chapman Realty Builder Team.

A home is the largest personal investment that you will make. Although complex, the process can be stressful or it can be fun and exciting. Choosing the right home builder is the difference. We make sure your experience is stress free and as enjoyable and exciting as buying or building a new home should be. The staff of Chapman Realty is eager to work with our clients every step of the home building process in Brunswick, Georgia from the initial application to close of escrow.

Our highly experienced team strives to find you the builder to build you a home that will meet your lifestyle and financial needs. Our objectives as a team our to create you a home that meets, if not exceeds your expectations.

Chapman Realty invites you to contact us with any of your Brunswick, Georgia home building needs or questions. For more information, visit our website at http://www.juliechapman.com or call toll free at 1-877-221-0088.

Julie Chapman, Broker
Chapman Realty Builder Team

Chapman Realty is pleased to announce the pending sale of this Short Sale in Brunswick, Georgia. This home is located at 148 Wellington Place, Brunswick Georgia - Somersby Pointe

Pre Foreclosure Short Sale Sold "AS Is" 4 bedroom 2 bath home is priced at $185,600.

This home, located in desirable Somersby Pointe features 14' covered entry porch, formal dining, and living room w/9' ceilings and fireplace, kitchen w/ breakfast bar, pantry and open to breakfast room.

The owner's retreat in this pre foreclosure short salefeatures 10'' tray ceiling, bath with dual walk in closets, dual vanities, garden tub and separate walk in shower.

Exterior features on this home include 2 car side load garage, rear patio, sodded lawn, and landscaping and irrigation system.

For information on this and other homes in Brunswick Georgia, call Julie Chapman, Chapman Realty at 1-877-221-0088.