About Fulton County, GA

I work with a lot of metro Atlanta buyers, and I thoroughly enjoy helping people buy their first home or new home in metro Atlanta. Times have changed in the lending arena. I recently had a problem where the pre approval was not enough to get the transaction done. To save time and expense, I now educate my metro Atlanta buyers on the importance of getting a loan commitment from a reputable lender or mortgage broker before we do any looking at homes.

While all lenders can give a metro Atlanta buyer a pre approval based on a desktop underwriting (DU) decision, the metro Atlanta buyer receives the best service when he or she goes through a more thorough process of having the lender or mortgage broker review certain documents to better ascertain the ability to get mortgage financing. I as an agent owe it to my metro Atlanta buyers not to waste their time otherwise.

Here is a list of the documents that are required by most lenders or mortgage brokers:

• Copy of driver's license, passport or an acceptable form of identification
• Copy of social security card or acceptable substitute
• Proof of Income using paystubs for the last two to three months
• Bank Statements for the last two to three months showing the income posted to the bank account and no over drafts or non sufficient funds charges
• Tax Returns and W2's for the most recent two years, three years if self employed - the tax return income will be considered the true history of income so keep in mind the affect of deductions on your tax returns. The deductions lower your adjusted gross income which may mean you do not qualify for the $200,000 home but only the $150,000 home.
• Financial Statements showing required cash for down payment and or closing costs and reserves
• Bankruptcy paperwork with papers showing discharge
• Letters of Explanation to explain gaps in employment, problems with credit and other situations that have negatively impacted the buyer's financial history

The Nest Atlanta team ended 2011 on a high note!

Buyers seemed to be coming out of the woodwork in late November / early December and we were able to help some wonderful people find new Intown Atlanta homes.

Take a peek at a one-minute video highlighting all of our happy homeowners...

Affordable, results driven computer training in Atlanta, GA. Topics include: Access, Excel, Word, PowerPoint, Outlook, Publisher, Project. Versions 2003, 2007 and 2010. Taught by subject matter experts in a small class setting.

To download a PDF version of this calendar, please visit http://www.probiztechnology.com/calendar.pdf.

Would you like us to provide a class at your location? We train groups of as few as 4 people. Training can be provided at our location or yours. Contact us here or call 770.498.7333 for details.

Unless otherwise indicated, all courses take place at 2321 Fourth Street, Tucker, GA 30084 (near Lavista Road and Lawrenceville Highway in Tucker).

Access 2007 Comprehensive Course - MCAS Certification Prep
http://www.probiztechnology.com/c_access-2007-certification-prep.htm
Date(s): Monday - Wednesday, Feb 27 2012 - Feb 29 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


PowerPoint 2007 Comprehensive Training - Certification Prep - Saturdays
http://www.probiztechnology.com/powerpoint2007trainingatlanta.htm
Date(s): Saturdays: March 3 & 10, 2012
Time: 9:00 am - 5:00 pm (2 Session(s))
Fee: 349 - $399 entire course, $179 - $199 per day


Outlook 2007 Comprehensive Training - Certification Prep
http://www.probiztechnology.com/outlook2007trainingatlanta.htm
Date(s): Mon-Wed, Mar 05 2012 - Mar 07 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


Word 2010 Comprehensive Training - Certification Prep
http://www.probiztechnology.com/word2010trainingatlanta.htm
Date(s): Mon-Wed, Mar 05 2012 - Mar 07 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


PowerPoint 2010 Comprehensive Training - Certification Prep
http://www.probiztechnology.com/powerpoint2010trainingatlanta.htm
Date(s): Thurs & Fri, Mar 08 2012 - Mar 09 2012
Time: 9:00 am - 5:00 pm (2 Session(s))
Fee: 349 - $399 entire course, $179 - $199 per day


Excel 2007 Macros & VBA (Visual Basic for Applications)
http://www.probiztechnology.com/excel-2007-vba-macros-training.htm
Date(s): Friday, March 9, 2012
Time: 9:00 am- 5:00 pm (1 Session(s))
Fee: $199 - $299


6 Steps to A Successful Small Business Website - Atlanta Complimentary Seminar
http://free-website-training-atlanta-eorg.eventbrite.com/
Date(s): Monday, March 12, 2012
Time: 6:00 pm - 7:30 pm (1 Session(s))
Fee: Fr-ee (held at the West End Branch of the Atlanta Fulton County Library).


Access 2010 Comprehensive Training - MCAS Certification Prep
http://www.probiztechnology.com/access2010trainingatlanta.htm
Date(s): Monday - Wednesday, Mar 12 2012 - Mar 14 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


Excel 2007 Comprehensive Course - MCAS Certification Prep
http://www.probiztechnology.com/c_excel-2007-training-atlanta.htm
Date(s): Monday - Wednesday, Mar 19 2012 - Mar 21 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


Outlook 2010 Comprehensive Training - Certification Prep
http://www.probiztechnology.com/outlook2010trainingatlanta.htm
Date(s): Mon-Wed, Mar 19 2012 - Mar 21 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


Excel 2010 Comprehensive Course - MCAS Certification Prep
http://www.probiztechnology.com/excel2010trainingatlanta.htm
Date(s): Mon-Wed, Mar 26 2012 - Mar 28 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


Word 2007 Comprehensive Training - Certification Prep Course
http://www.probiztechnology.com/c_word-2007-certification-prep.htm
Date(s): Mon-Wed, Mar 26 2012 - Mar 28 2012
Time: 9:00 am - 5:00 pm (3 Session(s))
Fee: $499 - $599 Entire Course, $199 - $249 per day


PowerPoint 2007 Comprehensive Training - Certification Prep
http://www.probiztechnology.com/powerpoint2007trainingatlanta.htm
Date(s): Thurs & Fri, Mar 29 2012 - Mar 30 2012
Time: 9:00 am - 5:00 pm (2 Session(s))

Fee: 349 - $399 entire course, $179 - $199 per day

Provided by:

PCC, LLC | probiztechnology.com

Internet Marketing | Software Training | Access Databases
http://www.probiztechnology.com
training@probiztechnology.com

770 498 7333 [direct line]

Social Media - Let's Connect!
Twitter: http://www.twitter.com/learntech
LinkedIn: http://www.linkedin.com/in/jkiadii
Facebook: http://www.facebook.com/probiztechnology
Blog: http://www.technologyforbusinessgrowth.com

Testimonials:

If you need help growing and developing your business, Jackie is a wonderful trainer, consultant and coach. It will be a great investment in your business to utilize her services.
Tokiwa T. Smith, Executive Director
Science Engineering and Mathematics (SEM) Link, Inc.

I've been doing PowerPoint presentations for about 4 years and I've learned so much I didn't know. This was definitely worth my time.

T. Burley | Software Training Student

The instructor, Jackie, was organized, efficient, and willing to extend her instructional services even after the class was over. She did an excellent job showing her mastery of the ins and outs of Microsoft Access. But most of all her cooperative attitude and her enthusiasm while instructing us must be commended.
Caroline E., Environmental Engineer

Learning how to use Excel spreadsheets has enabled me to record and interpret data in a MUCH FASTER and more efficient way. I had been putting off how to use Excel, and Jackie greatly relieved my anxiety by showing me the ropes of Excel and making it easy for me to learn.
David Redding, M.D. | Redding Allergy and Asthma Center

The tributes will go on for days, maybe even weeks. Some may go on forever. We will hope that the troubles of recent times will not overshadow the wonders of times past. An amazing voice, an amazing talent.

We will see various performers try to do her songs again. Some will succeed and some will not. Her shoes maybe just to big to fill.

And there will be other types of tributes. Ones, thanks to the power of social media, we too can enjoy although we may never be able to travel as far as Dubai to see them live. We will hope they remain now for a long time.

This one certainly should.

Here's a foreclosure home in the East Point area of Atlanta that has been picked clean - including into the walls. This is an example of one of the challenges faced by owners of vacant homes in Atlanta; vandalism is rampant and is costing owners - including lenders - big money.

For years, vacant homes have sat minus appliances and HVAC systems as those would disappear almost as quickly as they arrived, in some cases within a day. It's common in this market to have a stipulation that these will be installed the day prior to closing...and the seller will sit with fingers crossed to make it to the table intact. Investors will always be drawn to the REO and foreclosure inventory but we're seeing a demonstrated shift away for the "primary residence buyer". These buyers expect a bargain because they keep hearing Case-Shiller or some other media outlet reporting on crashing housing prices in Atlanta. The Atlanta housing market is not accurately reflected in those reports and we're seeing clear signs that many buyers in Atlanta are rapidly losing interest in foreclosures due to the nonsense. The lenders know where values are stabilizing, they're not giving anything away....