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About Union County, GA

Blairsville, GA Tourism

Karyn Smith Woody: Real Estate Agent in Blairsville, GA

The Blairsville/Union County Chamber of Commerce is proud to share their latest

tourism marketing efforts with you.

Blairsville and Union County have been featured in the current issue of

SouthernDistinction, a Southern Lifestyle Magazine.


Additionally, the Blairsville, GA community was featured in the March issue of Go, Air Tran's magazine.




You may CLICK HERE to view a pdf version.



Their slogan, Each Season Something New, really showcases all the diversity

Blairsville, GA

and Union County offers during each unique season. With Spring all but here, we are

really showcasing our outdoor activities like hiking, waterfalls, golf, and horseback

riding. Festivals are a big draw for our tourists along with the fabulous Farmer's

Market, and above all, YOU, the people of our community that make up this idealistic

mountain town. We are all a part of the tourism industry in one way or another. We

are doing our best to bring them here. We need you to help us keep them coming back! So, put on your boot straps. Tourism season is here!

Harp Changes Are Coming This Spring

Karyn Smith Woody: Real Estate Agent in Blairsville, GA

HARP Changes Are Coming This Spring


The Federal Housing Finance Agency recently announced changes to the Home Affordable Refinance Program (HARP) that will allow more borrowers to refinance and take advantage of historically low mortgage rates.

These changes to HARP (often referred to as HARP 2.0) are set to rollout this spring. Fannie Mae and Freddie Mac are currently updating their automated loan underwriting software. This is due to be completed in March 2012.

Some enhancements to HARP include:

  • Removing the 125% loan-to-value (LTV) ceiling on fixed-rate mortgages backed by Fannie Mae and Freddie Mac when the automated underwriting software is updated eliminates the need for a new property appraisal. Depending on occupancy type, Prospect's current LTV ceiling is between 105% and 125% with any HARP 2.0 LTV limitations forthcoming.
  • Eliminating certain risk-based fees for borrowers who refinance into shorter-term mortgages.
  • Extending the end date for HARP until on or before December 31, 2013.

HARP borrowers must meet the following criteria:

  • The mortgage must have been owned or guaranteed by Fannie Mae or Freddie Mac on or before May 31, 2009.
  • The mortgage cannot have been refinanced under HARP previously unless it's a Fannie Mae loan that was refinanced under HARP from March 2009 to May 2009.
  • The current LTV ratio must be greater than 80%.
  • Borrowers must be current on their mortgage payments with no late payment in the previous 12 months to 24 months, depending on the LTV.

Owner-occupied, secondary residences and investment properties may be considered for HARP refinancing. There are many HARP refinancing scenarios available. This might be a great opportunity for your customers to lower the cost of their monthly mortgage. If you would like more information, please contact me today.

This information was provided curtesy of:

Chuck Walden

Prospect Mortgage

600 Galleria Parkway, 1st Floor, Suite 170

Atlanta, GA 30339

Chuck.Walden@prospectmtg.com

678725-8076

NMLS#148160

Lake Nottely (Blairsville, GA) Sales Statistics

Karyn Smith Woody: Real Estate Agent in Blairsville, GA

This is a more detailed report to follow up with my previous post regarding Lake Nottely Sales in Blairsville, GA.

Have you been wondering what is going on with Lake Nottely Sales??

Here are some sales statistics that I thought you might find interesting. Please feel free to contact me if you would like more information.

LAKE FRONT HOMES

Residential Sales 2010- 9 SOLD Listings - 3 were foreclosures - 215 average days on market

Average Median Lowest Highest

List Price $365,633 $360,000 $174,500 $650,000

Sold Price $354,000 $336,000 $137,000 $642,396

Price Differential: Sold to List 96.82% Sold to Original 76.77%

Residential Sales 2011- 22 SOLD Listings - 3 were foreclosures - 239 average days on market

Average Median Lowest Highest

List Price $401,914 $346,450 $200,000 $699,500

Sold Price $365,559 $327,500 $195,000 $660,000

Price Differential: Sold to List 90.95% Sold to Original 77.45%

Residential Sales 2012- 2 SOLD - 1 was a foreclosure - 61 average days on market (this is deceiving because one of the homes has been on the market for a few years, it just happened to have a new MLS number because it was recently relisted)

Average Median Lowest Highest

List Price $641,950 $641,950 $509,000 $774,900

Sold Price $687,500 $687,500 $425,000 $950,000

Price Differential: Sold to List 107.1% Sold to Original 107.1%

There are currently 3 PENDING Residential SALES on Lake Nottely for 2012, listed at $280,000 (home with acreage, but questionable lake frontage), $339,000 (cabin off of Cozy Cove Rd/Shore Acres) and $565,250 (foreclosure).

LAKE FRONT LOTS

2010 Lake Front Lot Sales- 7 SOLD - 2 were foreclosures - 354 average days on market

Average Median Lowest Highest

List Price $271,000 $269,000 $150,000 $425,000

Sold Price $225,714 $260,000 $140,000 $300,000

Price Differential: Sold to List 83.29% Sold to Original 73.29%

2011 Lake Front Lot Sales- 11 SOLD - 5 were foreclosures - 282 average days on market

Average Median Lowest Highest

List Price $170,045 $149,000 $84,000 $400,000

Sold Price $125,051 $85,714 $64,286 $335,000

Price Differential: Sold to List 73.54% Sold to Original 62.5%

2012 Lake Front Lot Sales- 1 PENDING Sale listed at $165,000

* The above information was obtained from MLS Listing Data provided by the Northeast Georgia Board of Realtors. It is deemed reliable, but is not guaranteed. :)

Please feel free to contact me for additional information. If you know someone who may benefit from this information, please feel free to pass it along.

What Kind of Medical Facilities Are There? Union General Hospital Blairsville Georgia

Bill & Cyndi Daves REALTORS in the NC/GA Mountains Call Us Today: 828.361.9783: Real Estate Agent in Murphy, NC

Thinking of moving to the Blairsville Georgia area and are concerned about medical facilities? Don’t worry, you’re not alone. One of the first questions many people ask us is “what kind of medical facilities are here”?



Union General HospitalStarted in 1959 as a clinic, Union General Hospital in Blairsville Georgia is one of the favorites. Union General Hospital has grown into a state of the art hospital with a dialysis clinic, Cancer Treatment Center, and Nursing Home. It is served by the Glenda Gooch House which allows the families of patients to be near their loved ones while hospitalized. One of the most respected departments in the hospital is their Labor and Delivery ward. Expectant mothers and fathers from several surrounding counties choose to have their newborns arrive at Union General Hospital.



I had the pleasure of visiting the Labor & Delivery today as one of our “adopted girls” delivered little Miss Kaleigh this afternoon. You Moms will understand the term “adopted daughter”. That’s one of your own daughter’s BFF’s who spends lots of time at your house or vice versa. Little Kaleigh came into the world today at 6 pounds, 13 ounces and a little over 19 inches long.


Kaleigh


The most precious gift even an “adopted gramma” could ask for on Valentine’s Day!


Cyndi


Lake Nottely Residential Sales Report for 2011

Karyn Smith Woody: Real Estate Agent in Blairsville, GA

LakeNottely Sales Report for 2011

Sales of Residential homes on LakeNottely in the beautiful mountains of Blairsville, GA showed promise in 2011 and the trend is continuing into 2012!

Total Number of Homes Sold on LakeNottely in 2011

22 (compared to only 9 in 2010)

Average Days on Market

239 (compared to 215 in 2010)

Average List Price Average SOLD Price

$401,914 (compared to $365,633 in 2010) $365,559 ($354,000 in 2010)

Median List Price Median SOLD Price

$346,450 (compared to $360,000 in 2010) $327,500 ($336,000 in 2010)

The lowest SOLD price in 2011 was $195,000 and the highest was $660,000 (compared to a low of $137,000 and a high of $642,396 in 2010)

The price differential of SOLD to LIST for 2011: 90.95% and 77.45% sold to original (compared to Sold to List 96.82% and 76.77% sold to original in 2010)

For more information on Lake Nottely, please feel free to call or email anytime!

(This information was obtained from MLS data provided by the Northeast GA Board of Realtors. This information is deemed reliable but is not guaranteed).