Peachtree City, GA

The Bank of Georgia is under some major scrutiny as the FDIC served a "cease and desist" to the Peachtree City-based bank. The order basically states that the Bank of Georgia has been cited for a number of banking practices that could represent unsound and unsafe banking practices.

Specifically, the bank was cited for operating with inadequate capitalization for its risk profile. Additionally, the bank was operating with inadequate management citing that those practices are detrimental to the bank and further jeopardize its deposits.

Bank of Georgia execs have commented on the situation stating that the dozen complaints had already been address in subsequent bank examinations during 2008 and are considered resolved. Bank of Georgia also contends that most of their loans are tied to the construction industry and the bank has made no sub-prime housing loans.

Bank of Georgia is one of 18 banks in Georgia that have received "cease and desist" order this year. Add that folks to the 16 banks that have failed in Georgia for 2009. The total banks failed nationally this year has reached 64. The 16 here in Georgia have cost of a whopping $807 million! The tab for all failures in 2009 so far is $13.5 billion nationally!

So why is a state like Georgia home to only 4% of the nation's banks......account for 20% of the failures? It seems that the main cause for bank failure here in Georgia is tied to builders, developers and construction loans. Not only that, Georgia was a state that experienced pretty rapid banking expansion. Psst...just so you folks know.....it's not over yet!! Even as you read this....a number of Georgia banks still have a daunting amount of delinquent loan looming on the horizon and more failures are imminent. In fact approximately another 30 banks are in jeopardy of failing!

As you might have guess, the future viability of Georgia banking community is now being fought out by bankers, regulators and politicians. Some banks have even gone as far to complain that Georgia banks have not had adequate access to TARP monies. Sen. Johnny Issacson has interceded and met privately with regulators to discuss the strict oversight and the future of Georgia banks. Needless to say, the FDIC and other regulators have still been very assertive although efforts have been made to send real estate specialist to scrutinize these loans.

It should be noted that the Bank of Georgia opened in 2000, operates 9 locations and employes about 2800 people.

This house captured my heart the first time I saw it! The home was vacant, but I immediately saw my presentation!

It's not fancy or high end. It's comfy, charming, and quite livable. The condition of the home is impeccable . . . the very defintiion of "well-maintained".

So there are all those tax credits for first time homebuyers, which is ANY ONE, really, who hasn't owned a home in the last three years.

PLEASE COME INSIDE AND CHECK IT OUT!!!!

510 Willow Road

Peachtree City, GA

GAMLS# 2698817

Listed with Susan Fitzgerald

The Home Source Realtors

$187,500

How folks live in a home is their business, how folks present the home for sale is our business!

For tips on how to prepare your home for sale and information on staging a home in Atlanta, visit the web site of PEACHTREE HOME STAGING or call us at 770 595-8809.

We do occupied and vacant home staging with professional perfection! Please visit our portfolio here

Peachtree Home Staging is a proud APPROVED AND ACCREDITED Business of the Greater Atlanta Better Business Bureau (BBB) and the Georgia State President of the Real Estate Staging Association (RESA)

Hello Peachtree City and AR! You know unless you are living in a bubble or related to Mork from Ork (remember Mork & Mindy) we are obliterated daily by the news and views on the current status of the economy. For many families this constant deluge of data on the economy coupled with the reality of our own personal financial problems provides the perfect scenario for a guest appearance by an unwanted visitor.....S-T-R-E-S-S!!!

If staying in your home has become the main source of your stress....have you at least talked to a professional or looked at your options? Are you facing mounting credit card debt, car payments, insurance, gas, and other financial challenges? Have you taken any action or just waiting on divine intervention? Panic, worry and stress have some folks on the verge of......well doing something drastic. That normally means something reactionary. The result...more stress!

What to do? Well worrying about situations never really seems to help. It sure hasn't worked for me. What's worse is that I'd probably be sporting a fuller head of hair. But seriously, what about the results? Okay, let's examine the results of stress. Folks in these times of economic uncertanity many of us need to get a handle on how to deal with stress so we can continue to lead happy and normal lives. But you must first realize that dealing with stress is a process and not an outcome.

No I'm not a physician but think about it for a moment. Our attitudes influenced by rushed lifestyles and expectations of instant gratification reflect the need to just eradicate stress rather than to reduce, manage or control it! The result has been what is becoming known as "lifestyle diseases." These diseases are commonly known as heart attacks, strokes, and cancer. So anyway that you look at it stress either real or imagined is the inability to cope with a perceived threat to your mental, physical, emotional and spiritual well-being. Yep...when is the last time you checked your blood pressure or had a physical?

That's right folks....stress is no joke but a pretty complex phenomenon affecting your whole person, not just your body. Let's be rational here. As the stress mounts from financial worries....stress adds up to more than just a physical arousal and soon your body is literally a battleground for the war games of your mind.

Just as a note, I am no exception to succumbing to worry. I can even attest to the fact that some of my "worry wortness" has caused some depression in the past. Why? Well, if you break down worry it has a immense impact on you. Worry can immobilize your cognitive skills, cloud your rational thinking and therefore become the perfect breeding ground for.....stress!

What is so ironic is that most of us worry about crap that we have no control over. In fact, if you go back and think about it.....those things we worry about are actually quite menial and/or trivial in the grand scheme of things. Yes, we all have had the tendency to make the proverbial mountain out of a molehill....right?

So folks instead of worrying and stressing, how about attempting to use those same energies to plan, develop strategies, set goals and work on things that will potential enrich and empower us. Further, while you are permanently removing those distractions...guilt, worry, and doubt, your perception of life and what is really important will help to move you forward. Trust me...you will see thing in a whole different light!

Just remember, Yesterday's the Past, Tomorrow's the future but Today is a Gift! That's why it's called "The Present!"

Kudos to you Peachtree City...Again! Money magazine has graciously awarded the city the recognition as being one of the best small towns to live in the US. That's some awesome bragging rights baby!

Coming in at #8, Peachtree City and it 34,000 plus residents will all tell you that there is no better place to live and raise a family on this planet! Personally, it would be pretty hard to disagree and not acknowledge their strong sense of community. Besides...what's not to love?

All you have to do is take a drive via your personal vehicle or on a golf cart down the beautiful tree-lined street, roads, and avenues or cruise the 90 miles of golf cart paths to recognize that this is a unique and beautiful sanctuary. Not to mention the miles of friendly smiles you will see on the faces of all that call Peachtree City....home!!

So what is there to do in Peachtree City you might ask? How about let's start with recreation! Peachtree City has swimming pools; a soccer complex; baseball, softball & football fields; a BMX track; numerous parks & playgrounds; the Alta-approved tennis center; and the Kendron Fieldhouse and Aquatic Center. Oh yeah did I mention the Fred (Frederick Brown Jr. Amphitheater)...a 2,000 seat facility?

Additionally, for all of those that consider shopping a viable sport. Stroll the promenades of the Avenues at Peachtree City. Its a breath of air for the traditional mall routine offering an upscale "open air" shopping experience. There are also some great restaurants to check out before or after shopping.

Okay....So what were the factors that were used to determine where were the best places to live? Well, Money magazine considered the economy, job growth, incomes, housing affordability, education, and crime statistics. As I mentioned earlier, Peachtree City has been distinguished before by the magazine. In 2005 the city was ranked #8 and back in 2007 #67.

Finally, I wanted to also recognize both Suwanee (#35) and Martinez (#63) for making the Top 100 list. So for all you city folk from the east, midwest, northwest and other parts of our great country....if you are looking for a great place to raise your family or even retire, maybe Georgia should be on your mind.

#8 best place to live! Peachtree City, GA

Go to the just released August issue of Money Magazine and you will see why the Atlanta Suburb -- Peachtree City, is my home.

Yes, I provide home staging services all over Atlanta, in-town and the complete Metro Area. I home stage all over Atlanta, from Dunwoody to Mid-Town, from Newnan to Norcross, Buckhead to McDonough, Virginia Highlands to Morningside . . . but one spot is what I call home!

I've been an Atlanta area resident for 29 years now, so I know my way around. It's all home, but one spot in particular, Peachtree City, is where I hang my hat!

Here's what Money Magazine has to say:

#8 best place to live! Peachtree City, GA

Take your golf cart to work

WINNER

Top 100 rank: 8
Population: 34,500
Unemployment: 7.4%

"Ask any family why they chose to put down roots in this Atlanta suburb and you'll get three answers. First, the expected: an excellent school system and low crime (the low­est rate of any small town in the state). Then the unexpect­ed: the golf carts.

Planned in 1959, Peachtree City contains five "villages" that are connected not only by standard roads but also by 90 miles of wooded golf-cart paths. Children drive carts to school, families to either of two 250-acre lakes, and yes, golfers to any of the three courses in town.

While the jobless rate isn't teeny, it's two percentage points below the national average. And opportunities nearby are growing: ATM builder NCR and construction equipment maker Sany plan to add a total of 1,400 positions in the next two years."

YA' ALL COME VISIT SOME TIME

How folks live in a home is their business, how folks present the home for sale is our business!

#1 ATLANTA HOME STAGING!

For tips on how to prepare your home for sale and information on staging a home in Atlanta, visit the web site of PEACHTREE HOME STAGING or call us at 770 595-8809.

We do occupied and vacant home staging with professional perfection! Visit our portfolio at http://www.peachtreehomestaging.com/beforeafterphotogallery.htm

Peachtree Home Staging is a proud APPROVED AND ACCREDITED Business of the Greater Atlanta Better Business Bureau (BBB) and the Georgia State President of the Real Estate Staging Association (RESA)