About Kaneohe's Haiku Plantation

Why Buy Instead of Rent?

When you buy, you lock in your payments for up to 30 years, instead of paying ever higher rents.

And every month, you reduce your principal, building your equity even beyond appreciation. Then, you can tap into that home equity to lower other expenses. Because home equity loans are at much lower rates than other types of loans, you can pay off high-interest credit card or auto loans with a home equity loan and save money every month.

You get great tax benefits. Because all of your mortgage interest is tax deductable, it can lower your effective cost considerably. Property tax is deductable, too. And capital gains when you sell is excluded up to $250k for an individual, and $500k for a married couple.

Of course, there are other benefits beyond the financial: you’ll never have to move again unless you want to. You can decorate or renovate your home any way you want. And you get the comfort of knowing that you are in complete control of where you live.

If you have ever thought about buying, this is an unusually good time to do it. You might be surprised how small a down payment you need, and how low your monthly payments will be.

Give me a call to start getting the benefits of home ownership.

Just Sharing

I know this is off the wall - and just my opinion......BUT, I really want to tell everyone. I just saw the new movie "Bridesmaids" - I haven't laughed that much in, well, I don't know when. My eyes were seriously puffy when I walked out of the theater because they were non-stop tearing I was laughing to hard. I would really, really, recommend it! I went with my sister because we thought is was going to be a chick-flick.....but now I want to go again with my husband.

There's not too many movies that I say " I want to buy this one when it comes out" - but this is definitely one of them!!!