Pearl Harbor, HI

Just when you thought it was safe to get in the car and look for properties...

I know its great to get a potential lead. A client that is so interested in seeing a home they sleep on your door step so you can go out looking bright and early. Out of courtesy, insanity or lack of experience you don't ask if they have talked to a Lender. you land their dream house only to find out a week later that they haven't paid their child support, they are 3 payments behind on their car and they are nowhere to be found on the list of " Free Money" courtesy of Mr. Obamas plan to save us all. Folks truth be told a pre-qual or even pre-approval is worth the paper it is written on unless there has been a DO/DU ( GOVT UNDERWRITING) approval to go along with it. Trouble is most govt underwriting approvals are not done as an extra step of precaution. A good loan officer will run DO/DU as part of the initial interview.

If you are on the selling side of a transaction you can always request to see the approval. There will be certain confidential information blocked out such as credit scores, debt to income ratios and even the interest rate, however the magic words you are looking for is APPROVED/ELIGIBLE. This means tha the govt underwriting has granted an approval based on the fact that the borrower and the Loan Officer have told the truth on the information that was inputted. Then again the DO/DU approval is only as good as the information that was entered. Chances are though if you have this in hand you are 90% on the way towards a closed transaction.

That's all Folks

Would you believe this giant golf ball traveled 4,000 miles around the Pacific Ocean between December of 2007 and April of 2008? Well, it's not really a golf ball like those you're thinking of after the Big Sony Open this last week here at Waialae Country Club.

Up on the H-1 freeway off ramp I saw IT 'back in port' this past Saturday. (Actually, I found out it came back to port on the 3rd) We got off on the Waimalu exit and with excitement of a blogger gone wild wanting to take a picture specifically for this post I order my husband to Blaisdell Park. I walk briskly to ocean's edge to get a few shots of this GIANT floating station along with a few other shots.

This is the SBX-1 Seabased X-Band Radar and a recent test this past December proved that this was the first intercept test in which data was combined from the SBX and other sensors providing tracking data. Boeing's chief engineer, Norm Tew said, "This test was an important milestone for the Sea-Based X Band Radar, a powerful, mobile sensor.

The SBX-1 comes back to Pearl Harbor, Honolulu, Hawaii once a year for repairs and though I only know a little about it; the one thing I'm sure about is that it is a vital part of our enhance missle defense.

In any case, isn't it beautiful?

© 2009 Celeste "Sally" Cheeseman, Hawaii Real Estate & Relocations