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Free Home Inventory Forms - Do You Know What You Have or Will You Be Caught Unprepared?

Georgia A. Weaver Realtor Broker/Associate CRS, GRI: Real Estate Sales Person in Storm Lake, IA

2 Raccoon babies in Alta Iowa

All home owners and renters should have at the very least paper copies of a home inventory and it should be stored away from the home. A video or picture documentation and the receipt is even better but it is good to have something. I wondered how many Iowans that were impacted by the flooding Mississippi had the documentation they needed to file claims with their insurance companies. If you don't have records of what you own go to this link and print off these forms. Take the time to record what you have, it took a long time to be able to earn enough to purchase those things and yes you probably have insurance.

It is helpful to keep this current at least once a year, why not at New Year's time. We get things that need to be insured at that time of year and the camera is handy. Record the info., snap a picture (you do need to print it) attach the receipt if you have it and put it all in the BIG envelope you keep IN THE SAFE DEPOSIT BOX, take the envelope to the safe deposit box and you are done.

The perfect time to begin a home inventory is when you are moving, you have to pack it, why not document it?

If you have older parents it is a good idea to help them do a complete inventory, a video camera is a big help too. Hey it can be fun, spend some time together and get a good deed done.

http://insurance.lovetoknow.com/Home_Inventory_Forms

New Storm Lake and Alta Iowa City Blog

Georgia A. Weaver Realtor Broker/Associate CRS, GRI: Real Estate Sales Person in Storm Lake, IA

New blog featuring local Storm Lake and Alta Iowa news and information, real estate, happenings and opinions. From The Storm Lake Broker Georgia A. Weaver BS Ed, GRI, CRS

If you are interested in this area mark this Active Rain blog and the city blog. We cover the local real estate market in depth, community events (including pictures), how national trends are impacting our area and lots more.

http://stormlake.iowablogpage.com/

Is Insurance Taking Too Big a Bite Out of Your Budget?

Georgia A. Weaver Realtor Broker/Associate CRS, GRI: Real Estate Sales Person in Storm Lake, IA

If you are as confused about insurance as I was checkout this article from Bankrate.com. It is excellent at explaining what insurances you don't need, the ones that really aren't much, if any, help to you but really help line the pockets of the insurance company.

I don't completely agree with the article on 1 type of insurance noted here: Flood insurance I believe is vital if you are in the 100 year flood plain. My belief in this is the result of being in a lot of floods and seeing the devastation the Mississippi caused along the eastern border of Iowa this year.

This article will help you get on a firmer footing with your insurance company, if they have you in one of the insurances noted in this article get them on the phone or better yet visit them in person, take this article, ask them to explain why you need the insurance in question and then decide for yourself. If you are trying to buy a home or trying to just make your mortgage and stay out of foreclosure this information may help you get your budget under control.

Realtors, this is a good area to address when you have Sellers come in who are getting close to or who are already in foreclosure proceedings. It is also a good area to have your Buyer clients review with their insurance agent prior to buying.

http://www.bankrate.com/brm/news/insurance/20080909_useless_insurance_a1.asp

Another New Foreclosure in Storm Lake Iowa

Georgia A. Weaver Realtor Broker/Associate CRS, GRI: Real Estate Sales Person in Storm Lake, IA

Location of Property: 621 IOWA STREET, Storm Lake Iowa 50588

The described property will be offered for sale at public auction for cash only as follows:

Date of Sale 12/02/2008 Time of Sale 10:00 AM

Place of Sale BUENA VISTA COUNTY SHERIFF OFFICE

411 EXPANSION BLVD STORM LAKE IA

Judgment Amount Accrued Costs Costs Interest Sheriff's Fee's

$65,609.43 PLUS $1,082.00 $6,411.29 Pending

Attorney Gregory Kreitner

126 WEST SECOND ST MUSCATINE, IA 52761

Dale Davis has 4 New Bowling Lanes in Alta Iowa (Alta Iowa's Blind Bowler Who Threw a Perfect Game)

Georgia A. Weaver Realtor Broker/Associate CRS, GRI: Real Estate Sales Person in Storm Lake, IA

Some pictures of the new and improved Century Lanes in Alta Iowa. Lanes

4 Additional Bowling Lanes have been added to Century Lanes in Alta Iowa

I recently did an equipment inspection of Dale Davis's home lanes and its 4 new lanes so I figured I would share them with the world.

Century lanes Street View

A little about Alta: Alta, Iowa is a small community, just 4 miles west of Storm Lake, it is a close knit community where everyone looks out for each other. Unlike the bigger areas out real estate market is still going strong. Kids can play outside safely and long walks hold only the threat of a sunburn. Alta is my home, and if I had known there was a place like Alta I would have raised my boys here. This is a place where people still worship in God's house on Sunday, and God's house is the place where the Word of God comes alive through all the inspired words of the Bible.