About Teton County, ID

Yeah, it was still daylight, but the moon was out. If you have Daughters you know what it means to hang out with daddy's little girl. Rey and I were riding around the north end of the Big Hole Mountains during a photo shoot for Canyon Creek Ranch. Teton Valley Idaho. There are miles of roads that were built for logging, and are closed to truck traffic, these roads are just right for horse riding.

I am of the mind that if you agree to pay someone (even a bank) an amount of money for something, you should pay. That being said I also believe that consumers do agree to terms that are unfair at times because they do not know any better. And we had a bunch of Mortgage brokers writing loans that were not good for the consumer and with no regard for the actual ability for consumers to repay. The mortgage brokers got their money when they resold the loan. Even the banks that purchased these loans from the brokers repackaged and sold the loans to investors and made money even if the loans were toxic. OK, so even people that know nothing about lending understand enough to know that the system is pretty messed up.

Banks are forgiving barrowers, and some are speculative investors that built less than good quality. Don't get caught up in the feeding frenzy. As Realtors© let us do our job. Let's protect home values as best we can. Try other tactics before asking the Seller to compete on price alone.

•· Educate Sellers on how to properly present their properties

•· Do not try to compete on price alone. If you have a property with unique offerings, highlight and market what sets the property apart from the masses

•· Be sensitive to the sellers time line

•· Perhaps it will take longer to sell a home

•· Perhaps for some, selling their home should wait till short sales are absorbed

•· Be more concerned with your sellers needs than your own, sure we need to feed our families, but let's not do it at the cost of driving prices to the basement. (Here in Teton Valley we can eat potatoes and venison).

I am aware that in some areas the price of Real Estate had become so expensive that owning a home was out of reach for a lot of people. A correction in the cost of home ownership was needed.

And the more I learn the less know.

Nothing is worse than doing Nothing.

I found this web site and contact information on line. If you find yourself heading to foreclosure, take a proactive stance. There are places to turn for counseling and advice.

http://saveidahomes.org provides HUD approved foreclosure counseling and no-cost mediation services in Southeastern Idaho.

OR you can email

counselor@saveidahomes.org

OR you can call saveidahomes.org at:

208-522-5370, Extension 1053

The sooner you call, the better chances of saving your home.

Americans are a resilient people, we will get through this.

And keep smiling, smiling is contagious!

Ever set up an online conference only to have technology failure your only presentation?

Here are a few suggestions:

•· Test all technology prior to needing it (I now can tether my laptop to my blackberry supposedly, but will not try using it with a client till I know it is reliable).

•· Practice makes perfect (test your new tech tools with friends and family).

•· If you want to use tech tools as part of your marketing plan, plan to be able to explain why it works.

•· Do not count on other people's abilities to provide the technology. Make sure they test it in location.

•· Some tech tools just do not work in rural areas. I went to a class in Boise, the instructor kept talking about the bird's eye view in Google earth maps. Well Google earth hasn't been here in a while. One of my listings has been occupied for three years, yet the maps still show a vacant lot.

•· Have a backup plan; be able to give a presentation without the tech tools.

So when technology systems kick you in the shin, smile, it makes you feel better.

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