Geneva, IL

Here is a message from my good friend, Bruce Strom, Executive Director of Administer Justice, your community justice center (www.AdministerJustice.org).

We've just received an exciting donation opportunity from iGive -- a website that donates money to Administer Justice every time you use it to shop or search online!

They've created a 24-hour sign-up challenge, and will give us one dollar for each one of our friends and supporters who registers with them during the promotion time (before noon Thursday 1/21).

If you're willing to sign up (many of us on the staff have been using iGive for a while now, and find it to be a safe and reputable donation partner), you MUST do so by using the link below. Otherwise, we won't get the dollar contribution.

CLICK HERE TO DONATE A DOLLAR TO US JUST FOR SIGNING UP! http://www.igive.com/welcome/warm_reg_promo.cfm?c=44896

iGive has $5000 to give away to charities, like ours, who can motivate their friends and supporters to sign up. But hurry! This must be done by 11:59 a.m. (Chicago time) on Thursday, January 21.

As always, thank you for your prayers and your support of our Gospel Justice Ministry.

God bless,

Bruce Strom

Time to save some $$ on your Health Insurance

Our biggest month ever is in motion with half of January over and many clients applying for health insurance with us. We still have close to half a month left. Thanks for your business.

January is the month when most self-employed should take their annual health insurance checkup. Most plans have annual deductibles. This means that your deductible starts all over again in January.

I am surprised by how many smart people know so little about how their health insurance plan really works. Many are confused by the verbage used in the health insurance industry. What is a deductible? What is co-insurance? How does the Wellness Benefit work?

Throughout the week I come across business owners who do not have a clue about whether they have a solid health insurance plan or how the plan actually works, should they need it. Part of my job is dedicated to helping the consumer understand their plan, the loopholes that are inherent in it, and to prepare some options to consider.

The options typically provide the consumer with better coverage at comparable or less cost. However, sometimes I find that the consumer doesn't have a health insurance plan, like they thought. Instead they have a discount plan that has limits upon what is covered. They thought they had a "catastrophic plan" just to find out that if a tragedy struck they would be left wide open for financial disaster.

It is a very good idea to contact your health insurance agent, and possibly another one or two for comparison, to request an annual insurance checkup. The use of a broker is a good idea since they are not dedicated to just one company. If you only have one thing to sell . . . you're going to sell that one thing!

So do yourself a favor and if you are responsible for covering your own health insurance take this time to look around. Ask questions. Do a google search for "health insurance complaints". Check with the Department of Insurance to find out how the company you are with, or are considering, ranks by complaints in your State.

Contact me, like so many others have, if you're interested in an annual checkup. I'll do a lot of the work for you.

it is snowing in the Chicago area today. It started last night and is expected to continue all day today. Last I heard it was going to be between 5-8 inches on accumulation.

On a day like today, when I can work from home and I don't have to drive anywhere, I don't mind the snow. I don't mind diving in the snow when I have to but, obviously, is is much safe to stay where you are.

I also like the fact that I don't HAVE to shovel my driveway. Since I live in a townhouse the assocaition has a contractor to do that for me. The only problem is the neighborhood was not designed with a lot of open space so there is very little room to pile the snow. We can get 10 foot tall towers of snow between driveways during the average winter.

Gorgeous Geneva townhome for sale.  Remodeled to perfection.

	202 Campbell Ct Geneva, IL 60134 SEE ME NOW
Home Virtual Tour Photo Gallery Property Map Financing Request Showing Contact Me Tom Pauling Office: 630-377-1855 Mobile: 630-728-9298 Website: Visit Website	Price : $559,000 Bedrooms : 3 Bathrooms : 2.2 Square Foot : 2,832 County : Kane Property Type : Condo or Townhouse Year Built : 1994 MLS Number : 07315533 click for more information and pictures Property Description Exquisite brick townhome in the heart of downtown Geneva.Elegantly remodeled with hardwood flooring,lighting,paint,custom window treatments,wainscoting,carpet,crown molding,baths  kitchen.The gourmet kitchen includes all Viking SS appliances & wine cooler,custom cabinetry & silestone countertops.Baths include 35" cabinetry,updated fixtures,stone countertops & tilework.Sunroom & brick patio add to the charm Features List downtown Geneva brick townhome remodeled gourmet kitchen Viking SS appliances sunroom 2 car garage walk to stores walk to river
Equal Housing Opportunity.	Baird & Warner : 962 S. Randall Road - St. Charles IL 60174 : 630-377-1855

Historic Geneva IL home for sale.

Walk to the train, restaurants, Fox River or the bike trails

	136 S. Fifth St Geneva, IL 60134 In town Geneva
Home Virtual Tour Photo Gallery Property Map Financing Request Showing Contact Me Tom Pauling Office: 630-377-1855 Mobile: 630-728-9298 Website: Visit Website	Price : $659,900 Bedrooms : 5 Bathrooms : 3.1 Square Foot : 3,028 Community : in town Geneva County : Kane Property Type : Detached Year Built : 1844 MLS Number : 07391729 click for more information and pictures Property Description A LANDMARK IN GENEVA'S HISTORIC DISTRICT-THE CHARLES B. WELLS 5 BDRM,3.1 BATH TREASURE IS NOW FOR SALE-ENTER THE LG FOYER(GALLERY) THE PAST SPEAKS- THE LR WITH ITS CURVED DOORWAYS AND FIREPLACE ARE UNIQUE IN TODAYS WORLD. VIEW CHARMING IN TOWN GENEVA FROM THE UPPER & LOWER PORCHES W/ PRETTY PICKET FENCE ENCLOSING THE BIG TREED YARD. (5TH BDRM IS CURRENTLY USED AS LIBRARY)-TRULY A RARE OFFERING!WALK TO TRAIN/3RD ST Features List Landmark home 5 bedrooms 3.1 baths upper & lower po curved doorways walk to train
Equal Housing Opportunity.	Baird & Warner : 962 S. Randall Road - St. Charles IL 60174 : 630-377-1855