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Joliet, IL

Is that the smell of sweet success in your home ... Or ???

Gene Mundt    Mortgage Lender Chicagoland Mortgage Lending: Loan Officer in Joliet, IL

Is that the smell of sweet success in your home ...

Or ???

I'm an advocate of staging services when selling homes. I think, especially in the present challenging housing market, that sellers often-times need every advantage possible to gain the sale they seek.

I'm also the husband to a chronic migraine sufferer. And to anyone that knows and loves someone that deals with this horrendous affliction ... you know that many things can prove to be a "trigger" for a headache. And that includes smells.

Enjoy the Sweet Smell of a Successful Mortgage with Gene Mundt, Mortgage Lender It has been said that nothing is more memorable than a smell. And that can be good ... or bad ...

It only stands to reason, that if a home smells like animals, litter box, stale, musty, or of cigarettes ... many potential buyers are going to balk at buying. If those odors are bad enough, carpeting, window treatments, and even drywall may have to be replaced. And that means extra expenditures for buyers.


Uh-oh. Can you say "peeeee-uuuuuuu"?? Compare that home with odors to a similarily-priced home without ... and there's not much of a guess as to which home is going to sell more quickly.

That's a simple comparison. But it's been my experience as someone that has lived with a migraine sufferer for 35 years, that smells that are typically thought of as pleasant to most ... can be unpleasant or toxic to someone that gets severe headaches.

ANY smell can be someone's "trigger". The reaction can be immediate, with the mere whiff of the "trigger" smell enough to start a long and painful migraine episode requiring medications ... or a retreat to bed or a bathroom. (Be aware, that this can also be the reaction for someone with respiratory problems, as well.)

So as strongly as I advocate finding the "sweet smell of success" through the talents of staging professionals and the use of their staging techniques during the sale of properties ... I also advocate and urge all professional Stagers, real estate agents/brokers, and home sellers themselves ... to NOT place scents, perfumes, candles, potporri, air fresheners, herbs, flowers, i.e. ANY odor-producing items in properties while they are actively being shown for sale.

Should they be utilized,you may be innocently and inadvertently placing a potential buyer at health risk ... and the view/sale of the home in jeopardy.


Remember, a potential buyer will never buy a home that they cannot enter or cannot view ...

* Smell the "sweet success" of selling your home ... or buying a new one. With over 35 years of successful mortgage business behind me, I can offer you referrals to real estate's finest home staging and agent/broker professionals ... besides my own mortgage services. Should you need answers to your questions or assistance, please contact me. I'll be happy to hear from you and put my experience and expertise to work for you.

Contact me at any of the following:

Direct: 815.277.4036 Cell/Text: 708.921.6331

Email: gmundt@thefederalsavingsbank.com

Website: www.genemundt.com

Skype: 630.219.1316

Click here 4 a: NO Cost NO Obligation Mortgage Consultation

Home Cooked Meals Delivered Hot to Your Door in Joliet/Plainfield Area

03-05-12
LaNita Cates
LaNita Cates: Real Estate Agent in Plainfield, IL
Home Cooked Meals Delivered Hot To Your Door in the Joliet and Plainfield, IL area.
There is now a alternative to fast food and you can find it at Nana Falco's.
Too busy to cook? Looking for home cooked food made from fresh and local ingredients? Most meals are made to feed a family of four although some of the meals are for a family of two. Meals include delivery in the Joliet and Plainfield area.
All of the meals are prepared the day they are delivered. They do NOT use frozen food. All of the food is made by the owner using fresh and local ingredients. You will be able to taste the difference of real home cooked food. It's so much better than processed or fast food. Whether gourmet or a traditional family favorite, all of the dinners are delicious to leave you wanting more.
Please order two days in advance.

These meals are perfect for the busy family, or someone who just had a baby and would like home cooked family meals prepared and delivered to their home, or any person who is unable to cook for themselves.

nana falcoThis is a complete Cuban style meal. Our main course is Cuban Style Pork with sweet marinade that has been slow roasting in the oven for hours. What sets Cuban-style pork apart is the use of mojo criollo, a highly seasoned marinade made up of tangy citrus juice, vast amounts of garlic, cumin, and oregano. The sides consist of rice cooked in black beans. This rice dish is not your typical black bean and rice dish It contains a generous amount of latin spices and bacon so you will definitely notice the cuban influence. Rounding this meal out is a fresh and vibrant Avacado salad with pickled onions. The tangyness of the salad complements the sweetness of the pork perfectly.
This meal will feed a family of 4.

All of my meals are made from fresh and local ingredients (never frozen) and is prepared the day it is delivered to you.

Please review my policies as this item is available For Delivery Only within the Joliet and Plainfield IL area.

Price of $40.00 includes delivery.

Homes Sales in Joliet, IL Week of February 20-24, 2012

03-02-12
LaNita Cates
LaNita Cates: Real Estate Agent in Plainfield, IL

Twenty-nine single family homes sold during the week of February 20-24, 2012. Of the 29 homes, 15 were foreclosures and 6 were short sales leaving only 8 homes as "regular sales."joliet il remax realtors

The average home listed at $113,107 and selling at an average of $110,570. Average market time was 163 days.

Joliet IL is a city in Will and Kendall Counties, located 40 miles southwest of Chicago and is the county seat of Will County. As of the 2010 census, the city of Joliet was the fourth-most populated in Illinois with a population of 147,433.

How to Best Prepare Your Credit and Financial Position BEFORE Beginning a Home Search, Part 2 ...

Gene Mundt    Mortgage Lender Chicagoland Mortgage Lending: Loan Officer in Joliet, IL

How to Best Prepare Your
Credit and Financial Position
BEFORE Beginning a Home Search
Part 2

Contact Gene Mundt, Mortgage Lender Yesterday, I wrote Part 1 to this post. In that portion of this blog, I covered WHY it's important to Plan and Prepare for your home buying/mortgage financing well in advance to actually seeking your mortgage pre-approval or home search.
I also explained and listed what credit/debt, financial documents, and information you will need to gather and then supply to me/your lender when you reach that stage of seeking your mortgage pre-approval.
In this, Part 2 of my continuing blog, I reiterate the importance of adhering to the guidelines provided, especially if you're a first-time home buyer, never having been through the home buying/mortgage financing process before.
Following this pro-active guideline WILL improve anyone's home buying and mortgage financing experience ... streamlining it and enhancing the likelihood of your receiving better interest rates (saving money), more and better mortgage options to choose from, and a less-stressful/more successful mortgage processing.
So after collecting those things listed in Part 1 of this post, what's next?
Credit
  • Always Remember: Call/Contact your Mortgage Lender, if you need ANY advice. If considering a purchase in the next 90 days, or in the next year (if you have credit issues especially,) contact me/your mortgage lender for a FREE tri-merge credit report. Find out just what/where you stand credit-wise, then take action!
  • Manage your credit cards, making sure ALL balances are kept BELOW the maximum credit available (at worst), and below 10% of the limit (ideally).
  • Know the ABC's of your TOTAL debt, from the following criteria:
Contact Gene Mundt, Mortgage Lender
  1. Mortgages (Know the name and address of the Lender, Amount Still Owed, and Your Monthly Payment Amount)
  2. Home Equity Lines (Again, Know the name and address of the Lender(s), Amount(s) Still Owed, and Your Monthly Payment Amount(s).
  3. Student Loans (Again, Know the name and address of the Lender(s), Amount(s) Still Owed, and Your Monthly Payment Amount(s).
  4. Auto Loans (And finally, the same as above. Name, Address(es), Amounts Owed, and Monthly Payments)
  5. Installment Loans (Meaning: Boat financing, Recreation Vehicles, Motorcycles, Secured Loans, etc.)
  6. Credit Cards of ALL Types (Know who holds/offers the Card, Account Number(s), What is the Outstanding Balance on Each, and the Minimum Monthly Payment of Each)
Attending to the above IN ADVANCE of entering the mortgage pre-approval process or home search, negotiating a Real Estate Contract, and getting your loan documents together ... not to mention the home inspection process, finding a Real Estate attorney, and shopping for the Homeowners Insurance ... can make your life much easier and eliminate many of the stresses of home buying and financing.
Following these guidelines, can also be the difference between a smooth mortgage approval process ... and failure to be approved for the loan you need.

Invest in yourself and your future. Spend the time needed to get organized. Give yourself the time needed to polish-up those credit scores to the best they can be. Be prepared!
Successfully do the things I suggest above and in Part 1 of this blog ... and you can thank me when we talk about the financing for that new home you're dreaming of ...
* Contact me with your credit and mortgage financing questions and needs. Whether in Chicago, Chicagoland, or across any of the 50 states, I can help. With 35 years of mortgage experience and expertise, I can answer your questions, and assist and guide you successfully throughout your credit enhancement and mortgage process ... and into becoming a new home buyer.
I can be contacted through any of the following means:
Direct: 815.277.4036 Cell/Text: 708.921.6331

Click Here 4 a: NO Cost NO Obligation Mortgage Consultation

The Official "Blues Brothers" Revue at Rialto Square Theatre in Joliet!

03-01-12
LaNita Cates
LaNita Cates: Real Estate Agent in Plainfield, IL

Dates: Mar. 5, 2012 - Mar. 5, 2012
Tiblues brothers jolietmes: 8:00 pm
Category: Performing Arts
Location: Rialto Square Theatre, 102 N. Chicago St., Joliet, IL 60432
Phone:815-726-6600

This live concert show combines the comedy and the hits from the original movie and pays homage to Chicagos rich history of blues, gospel and soul music. Performed with the passion and precision that is the trademark of the original Blues Brothers Band.

Featuring original Blues Bros. band members: Tom Bones Malone Matt Guitar Murphy Blue Lou Marini Plus special guest, Otis Day (Animal House)