New Lenox, IL

On December 2nd and December 16th, the Santa's Elves at New Lenox (IL) Park District will be available to babysit for your child between the hours of 6:00 pm to 10:30 pm.

Hope to hear from you soon!

Yesterday, in Part 1 of this post, I spoke of a first-time home buyer facing the dilemma of having to "adjust" her purchase offer on a home or walk away from the transaction. This home buyer found herself in this predicament because appraisers (and yes, I said plural) would not "adjust" their evaluation for the home.

As supported by the many comments I received regarding Part 1 of this post, this dilemma is not an isolated incident. It in fact is occurring in near epidemic levels in many areas of our country.

• Condition
• View
• Upgraded Features
• Quality of Construction

If the appraiser doing the assignment has not personally inspected that Comparable Sale, how does that assessment occur? Primarily, based upon comments made by the Listing Agent in the Remarks Section of the Listing Sheet.

Nothing says fall like football ...

And the Lincoln-Way Community School District provides plenty of great opportunities to watch top-notch gridiron action.

Now consisting of 4 superb schools, the LIncoln-Way School District offers a full fall schedule of exciting football games and half-time entertainment for area residents to enjoy.

Below you will find the Varsity football schedules for each of the 4 Lincoln-Way high schools. Whether a Lincoln-Way Knight, Phoenix, Griffin, or Warrior fan ... I hope you take the opportunity to support your Lincoln-Way athletes and musicians this fall and throughout the entire year.

Best of luck to all the athletes, coaches, musicians, directors, and parents ...

Lincoln-Way Central Knights – 2011 Varsity Football Schedule

9/2/2011 Fri vs. Thornridge H 7:30 PM Stadium

9/9/2011 Fri vs. Homewood Flossmoor H 7:30 PM Stadium

9/16/2011 Fri vs. Sandburg A 7:15 PM Sandburg

9/23/2011 Fri vs. Lockport H 7:30 PM Stadium

10/1/2011 Sat vs. Joliet West A 1:00 PM Joliet West

10/7/2011 Fri vs. Lincoln-Way East H 7:30 PM Stadium

10/14/2011 Fri vs. Bolingbrook H 7:30 PM Stadium

10/22/2011 Sat vs. Joliet Central A 1:00 PM Joliet Central

* 10/28/2011 Fri vs. IHSA Playoff Round 1 TBA TBA

* 11/4/2011 Fri vs. IHSA Playoff Round 2 TBA TBA

* 11/11/2011 Fri vs. IHSA Playoff Round 3 TBA TBA

* 11/18/2011 Fri vs. IHSA Semi-FInals TBA TBA

11/26/2011 Sat vs. IHSA State Championship A TBA University of Illinois - Memorial Stadium

Lincoln-Way East Griffins – 2011 Varsity Football Schedule

9/2/2011 Fri vs. Dunbar H 7:30 PM Stadium

9/9/2011 Fri vs. Lockport H 7:30 PM Stadium

9/16/2011 Fri vs. Homewood-Flossmoor A 7:30 PM

9/23/2011 Fri vs. Sandburg H 7:30 PM Stadium

9/30/2011 Fri vs. Bolingbrook A 7:30 PM

10/7/2011 Fri vs. Lincoln-Way Central A 7:30 PM

10/14/2011 Fri vs. Joliet Central H 7:30 PM Stadium

10/22/2011 Sat vs. Joliet West A 12:00 PM Klootwyk Stadium-West

* 10/29/2011 Sat vs. Playoff Game #1 - Playoff Game #1 TBA TBA

* 11/5/2011 Sat vs. Playoff Game #2 - Playoff Game #2 TBA TBA

* 11/12/2011 Sat vs. Playoff Quarter FInals - Playoff Quarter Finals TBA TBA

* 11/19/2011 Sat vs. Playoff Semi Finals - Playoff Semi Finals TBA TBA

* 11/26/2011 Sat vs. State FInals - State Finals TBA TBA

Lincoln-Way North Phoenix – 2011 Varsity Football Schedule

9/2/2011 Fri vs. Hillcrest (Staff Appreciation Night) H 7:00 PM Stadium

9/3/2011 Sat vs. Minooka - JV Level H 9:00 AM Stadium

9/10/2011 Sat vs. Thornwood A 1:00 PM Thornwood

9/16/2011 Fri vs. Thornton (Summit Hill Band Nite)H 7:00 PM Stadium

9/17/2011 Sat vs. Lockport - JV Level H 9:00 AM West Field

9/18/2011 Sun vs. Homecoming Parade H 1:00 PM Homecoming Parade

9/23/2011 Fri vs. Lincoln-Way West (Homecoming)H 7:00 PM Stadium

9/30/2011 Fri vs. Bradley-Bourbonnais A 7:30 PM Bradley-Bourbonnais

10/8/2011 Sat vs. Thornridge A 1:00 PM Thornridge

10/14/2011 Fri vs. Andrew (Sr. Nite Ceremony) H 7:00 PM Stadium

10/21/2011 Fri vs. Stagg A 7:00 PM Stagg

10/28/2011 Fri vs. IHSA Playoffs - 1st Round TBA TBD TBD

11/4/2011 Fri vs. IHSA Playoffs - 2nd Round TBA TBD TBD

11/12/2011 Sat vs. IHSA Quarter Final TBA TBD TBD

11/17/2011 Thu vs. Fall Awards Ceremony H 7:00 PM Auditorium

11/19/2011 Sat vs. IHSA Semi-Final TBA TBD TBD

11/26/2011 Sat vs. IHSA State Final A TBD University of Illinois

Lincoln-Way West Warriors – 2011 Varsity Football Schedule

9/2/2011 Fri vs. Crete-Monee H 7:30 PM Stadium

9/10/2011 Sat vs. Thornridge A 1:00 PM Thornridge

9/16/2011 Fri vs. Andrew H 7:30 PM Stadium

9/23/2011 Fri vs. Lincoln-Way North A 7:00 PM Lincoln-Way North

9/30/2011 Fri vs. Thornton H 7:30 PM Stadium

10/7/2011 Fri vs. Stagg A 7:00 PM Stagg

10/15/2011 Sat vs. Thornwood A 1:00 PM Thornwood

10/21/2011 Fri vs. Bradley-Bourbonnais H 7:30 PM Stadium

* 11/11/2011 Fri vs. IHSA Quarterfinals A TBA IHSA Quarterfinals

* 11/18/2011 Fri vs. IHSA Semifinals A TBA IHSA Semifinals

11/26/2011 Sat vs. IHSA State Finals A TBA IHSA State Finals

* If looking to buy a home, or if in need of credit and mortgage services in the Lincoln-Way Community High School District/Chicagoland area, please contact me. I have over 35 years of expertise and experience with which to help you. You can contact me at: Direct: 815.277.4036 Cell/Text: 708.921.6331 Email: gene@chicagobancorp.com Website: www.genemundt.com. Skype: 630.219.1316

I look forward to hearing from you!

My best Summer crop? It's Also Good News!

Potential Home Buyers with Newly-Approvable Credit ...


While going over my databases this last weekend, I unearthed exciting news not only for myself, but for my referral partners too. I've been tracking the progress of many clients that were in a specific category of potential home buyer ... that being the "near miss" credit category.

What's a "near miss"?

When they first contacted me for mortgage information, these potential homeowners were close to being able to buy a home. They were on the target for loan-approvable credit, but just not a "bullseye" yet.

So while some others, perhaps more immediately credit-worthy future home buyers, were eyeing-up the market ... playing the waiting game ... hoping that prices would drop further ... playing Russian-roulette with interest rates ... these "near miss" buying hopefuls were making pro-active strides to get their credit spruced-up and raise their credit scores.

How were they accomplishing this?

Together, their representing agents or attorneys and I "planted" seeds. The seeds were their "near miss" home buying clients that needed just a bit of water, some close attention, and the right "fertilizer" to blossom into credit-worthy and credit-approvable home buyers. The fertile ground we planted them in? My New Leaf credit-improvement program.

And this New Leaf program is reaping very positive results, as evidenced by my database stats and review this weekend. I have FHA home buyers that, after entering the New Leaf program, have jumped their mid-credit scores above 640, simply by opening up a secured credit card, utilizing and making the correct payments, and following the guidelines set down for them.

USDA hopefuls (in the Chicagoland collar counties) have performed much the same and now have approvable 620 or greater middle credit scores as well. I find that very exciting! It proves that with the right direction and assistance people CAN and WILL improve their financial standing and improve their credit scores.

Other proof of "near miss" buyers making vital improvements were evidenced while I reviewed my databases. And just as predicted, their improvements in credit scores had happened the very next month after initiating the New Leaf program.

Proof of their success? They had Pre-Approval Letters in hand and are now actively searching for a home with an agent. Many of these newly-active approvable home buyers once assumed that their credit would prevent them from seeking a new home for at least a year. They mentally had put their dreams on hold. But as evidenced by the information and statistics in front of me, that assumption was (happily) wrong.

So I strongly suggest ... If someone hoping to buy a home at any point in the future, but facing credit issues ... contact me. If an agent or attorney working with someone presently in that financial situation, contact me.

"Near misses" can be cultivated into viable, ACTIVE home buyers with the proper attention, care, and "fertilizer". I will provide all of those vital ingredients and guide and assist "near miss" home buyers through my Chicago Bancorp New Leaf credit-improvement program.

"Near misses" can become a "bumper crop" of successful home buyers ...


* Please contact me today should you have any questions regarding mortgages, credit, credit-repair, mortgage service, or my New Leaf credit-improvement program. I'll be happy to answer your questions and provide the service and guidance you need. I can be reached at: Direct: 815.277.4036
Cell/Text: 708.921.6331 Email: gene@chicagobancorp.com
Skype: 630.219.1316 Website: http://www.genemundt.com For a NO Cost No Oblilgation Mortgage Consultation: http://www.genemundt.com/Mortgage-Consultation.html

The New Lenox Village Board has passed an ordinance which would require the registration and inspection of properties that are vacant and/or foreclosed. The draft ordinance requires any foreclosed property and/or a declared vacant property - unoccupied for six (6) consecutive months or greater or unoccupied for ninety (90) days to be registered with the village. The Association had met with Village officials prior to the passing of the ordiance to try to better clarify and minimize these items. Click here to read the ordinance.

The Village of Mokena is requiring all foreclosures to be registered with the village at a cost of $100. No inspections are required. (Ref MORE)