About Johnson County, IN

There are currently 60 Active Short Sale Listings in Greenwood IN. They range in price from $48,000 to $700,000. There are currently 8 Pending Short Sales in Greenwood. In the last year there have been 17 listings that have closed that are Greenwood IN Short Sales.

We have been involved in each of these categories, and are experienced Greenwood IN Short Sale Agents.

Picture provided by: by MyHomeSave

If you are thinking of selling your home as a short sale, ask the agent you are thinking of listing with how many short sales they have listed this year, how many Short Sales they have closed.

 

 Picture courtesy of FLICKR-Short Sales

 

If you are thinking of buying a Short Sale, you will need an experienced Short Sale Agent. 

• Make sure your agent prices your offer around market value if you are truly interested in purchasing this property.  If it is a "HOT" property, you run the risk of someone not lowballing and writing a much stronger offer than you.  Start out a little lower, but whatever you offer, always offer what you are comfortable walking away without an accepted offer in hand, knowing that you gave it your BEST effort.
• Know that most banks in a Short Sale situation are not yet handling these offers where they would counter, most are simply rejecting the offer.  There are a couple out there that have gotten savvy and up to date enough that their Short Sale department will actually volunteer where the offer needs to be for them to accept the offer.
• Banks work off of Bottom Line, what their net will be.  There are fees that some of the banks will not pay, and some will pay.  Some of these fees are home warranties, extreme amount of buyer closing costs, surveys, etc.  Some banks will pay past due HOA fees, SOME WILL NOT.
• Make sure your agent asks if the seller has FHA financing, as there are certain criteria to follow on FHA Short Sales, specifically on how the agent will write your offer/what is allowable and what isn't.

About the Author: The above info regarding Greenwood IN Short Sales was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buing your next home? We can help you with this. I service the following areas: Greenwood IN, Indianapolis IN, Franklin IN, Whiteland IN, Mooresville IN, Martinsville IN, Avon IN, Carmel IN, Westfield IN and surrounding areas.

Picure provided by THEORO-FLICKR

As we celebrate Mother's Day tomorrow, I wanted to wish all of you Mothers out there a Happy Mother's Day. For those of us that are Mothers, those that have lost Mothers, those Mothers that have lost, those that are like Mother's to us, and those that are becoming Mothers.

May you have a safe and blessed day tomorrow, with your family hopefully!!!!

Heather Fitzgerald Greenwood IN REALTOR 317 885 8858

Amanky's Photostream

Are you looking for some things to do around INDY?

There is a FAMILY Swim from 3:00-5:00 at the Franklin Community Middle School, Ages 12 and younger must be accompanied by an adult. 2009 indoor pool pass is $30 for a family of four, and you can call The Franklin Parks & Recreation for more info about this: 317-346-1198.

You can tour Hannah House at 3801 Madison Avenue-visit www.thehannahmansion.org for more information. 317-787-8486.

The Indianapolis Hiking Club will have a Sunday Stroll this Sunday at 1:00 at German Park/German American Klub at 8602 South Meridian Street. This will be a five-mile hike. You will meet in the parking lot, and will want to arrive 15 minutes early. In case of weather issues, check with 317-690-0351 for more information or visit www.indyhike.org If you see David Kincaid there, that is my dad, tell him HELLO!

If you are new to the area and are in need of purchasing a home, we can help you! Give us a call today

Heather Fitzgerald, REALTY WORLD Harbert Company, Inc.

317-885-8858

www.SmithFitzgeraldTeam.com

According to Lisa Gore with the Inspector Generals Office with HUD/Mortgage Servicing News and Tracy Mooney with Freddie Mac,

" The FHA is experiencing "a large number of zero payment defaults" n which borrowers fail to make even one payment on their new government-insured mortgages."

If you are a homeowner that has lost their job or had a change in your income/financial status immediately after closing, it is in your best ethical and financially responsible interest to contact your lender asap and let them know what is going on. If you have an FHA loan, contact your local HUD office for trustworthy contacts that may help you to keep your house.

If it appears that you will not be able to keep your home, you might want to consider listing your home as a short sale. Whatever your decision, stay on top of your communication with your lender, and make sure that advice you seek is from reputable sources. If you look something up on the internet, cross check it again and again on the internet to make sure that several known sources concur with this advice to you.

If you are a homeowner looking to list your Indianapolis Home as a Short Sale, give us a call today for more information.

Heather Fitzgerald

REALTY WORLD-Harbert Company, Inc.

317-885-8858

www.SmithFitzgeraldTeam.com

Are you looking for your next home to purchase? Are you looking for a Short Sale in Franklin Indiana?

There are currently 26 Short Sale Listings in Franklin Indiana. They range in price from $59,000 to $159,900. Currently there are 4 Pending Short Sales in Greenwood Indiana and in the last 12 months there have been 7 Short Sales that have closed in Franklin Indiana.

There has never been a better time to purchase with rates at historic lows, and I truly mean at historic lows, the values have not been this affordable in quite a long time, and there are now programs through Indiana Housing for first time homebuyers.

Give us a call today for lender information for this first time home buyer program, or if you are just starting to look for your first home, or are looking for investment property, or moving up to your next home!

Heather Fitzgerald-317-885-8858

www.SmithFitzgeraldTeam.com