Elkhart, IN

70 something waqys to lose your home started a while back and you can catch up here. eWe are talking about the reasons why you would want to use a reputable Title Company when you purchase your residence or any other real estate. Let's review numbers 71 to 77.

71. Pre-existing viiolation of subdivision mapping laws.

72. Pre-existing violation of zoning ordinances

73. Pre-existing violation of conditions, covenants and restrictions affecting the land.

74. Post-policy forgery against the insured interest.

75. Forced removal of residential improvements due to lack of an appropriate building permit (subject to deductible).

76. Post-policy construction of improvement.

77. Damage to residential structures.

This concludes the series of 70 something ways to lose your home. If you have questions about the Title Insurance on your Property give Scott York a call at Metropolitan Title Company, 574-293-9111. If you have Real Estate questions, call our local Elkhart Real Estate Expert Evelyn Johnston with Prudential One Realty at 574,304-7148.

Elkhart REALTOR Evelyn Johnston talks about selling to different generations, part 2, Baby Boomers. Age plays a critical role in customer buying decisions. In fact, the generation into which we are born has as much impact on buying and purchasing decisions as income and education. Our shared experiences determine what motivates us toward or away from a sale, according to the report I received from Scott York of Metropolitan Title Company here in Elkhart. He may be reached at 574-293-9111. Part 1 was about Seniors/Mature generation, you can read about that here.

Baby Boomers make up 30% of our population and they were born between 1946 and 1964. Here is what you need to know:

• Most populous and influential
• Enjoyed opportunities in education and employment
• Feel good generation-ME generation-take things for granted
• One in four boomers owns more than one property-largest share of second homes
• In some ways are the most difficult clients to reach effectively, some still don't use computers-forced into learning technology
• Understand reasoning if they are upsizing, downsizing or investment
• Tend to move slower than the younger generations
• Want the best and want it all!

So when communicating with Baby Boomers, your message should include:

• Communicate you can help them build their wealth
• Promote leading edge
• Warm and dynamic environment
• Take time for conversation-get well acquainted
• Gen involved-get agreements

Are you a Baby Boomer looking to Buy or Sell your property? Baby Boomer Evelyn Johnston with Prudential One Realty can be reached at 574-304-7148. She acts and thinks just like you!

Age plays a critical role in customer buying decisions. In fact, the generation into which we are born has as much impact on buying and purchasing decisions as income and education. Our shared experiences determine what motivates us toward or away from a sale, according to the report I received from Scott York of Metropolitan Title Company here in Elkhart. He may be reached at 574-293-9111.

Let's take a look at Seniors/Mature catagory. This covers 26% of our population, and they were born between 1909 and 1945. They:

• Grew up in a time when things were rationed
• Saved for a rainy day, prudent, moral
• Buy pruducts and services that satisfy their basic needs
• Tend to move slower and may not be tied to a specific market

Your Messaging:

• Speak to family, home patriotism and traditional values
• Let them know their age and experience are considered an asset.
• May be uncomfortable with technology but don't stereotype
• Might be uncomforable dealing with the younger generations unless approached with maturity, respect and knowledge of the business
• Honor is important

If you are looking to Buy or Sell Real Estate in Elkhart, call your Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.

70 something waqys to lose your home started a while back and you can catch up here. We are talking about the reasons why you would want to use a reputable Title Company when you purchase your residence or any other real estate. Let's review numbers 61 thru 70...

61. Forged notarization or witness acknowledgment.

62. Deed not propertly recorded (wrong county, missing pages or other contents, or without required payment).

63. Deed from grantor who is claimed to have acquired title through fraud upon creditors of a prior owner,

64. Deed to a purchaser from one who has previously sold or leased the same and to a third party under an unrecorded contract.

65. Claimed prescriptive rights, not of record and not disclosed by survey.

66. Physical location of easement (underground pipe or sewer line) which does not conform with easement of record.

67. Deed to land with improvements encroaching upon land of another.

68. Incorrect survey (misstating location, dimensions, area, easements or improvements upon land).

69. "Mechanices lien" claims (securing payment of contractors and material suppliers for improvements) which may attach without recorded notice.

70. Federal estate or state inheritance tax liens (may attach without recorded notice).

If any of these bring up questions about your property's title, please call Scott York with Metropolitan Title Company at 574-293-9111, If you have questions about Real Estate, call your local Elkhart Real Estate Expert Evelyn Johnston with Prudential One Realty at 574-304-7148.

The first thing you should do if you are behind in your mortgage payment, is, call your Mortgage Lender and ask for their help, says Elkhart REALTOR Evelyn Johnston with Prudential One Realty. Your Mortgage Lender does not want your home back, they are in the business to loan money, and accept deposits.

Give your Mortgage Lender the opportunity to modify your loan, if possible, and stay in the home. Do not move out! Once you leave the home the Mortgage Lender can accelerate the foreclosure process and take possession of the home, when there may have been a chance for you to keep it.

If you have concerns about your situation, call a government approved counselor like La Casa Goshen, they are a non profit agency who is paid with grant money based on the number of homeowners they help in the community. For Real Estate questions, call your Elkhart Real Estate Expert Evelyn Johnston at 574-304-7148.