Shawnee, KS

Just Sold by Amy Williams!

21505 W. 51st Street, Shawnee, KS 66226

If you are interested in buying or selling a home call Amy today for more information!

913-909-1861

Amy@AnyHomeOnline.com

www.AnyHomeOnline.com

Everyone in the office is very excited for our first project in Johnson County in nearly two years.  The rehab will start on this house in Shawnee, KS in Early January and should be ready to list by the middle of February.  Take a good look at these before pictures because you won’t be able to recognize this house once were done with it!

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As a small business owner you have a lot riding of your success. Chances are you've invested an enormous amount of money and effort to get it - and keep it - going. So one of the most important things you can do for yourself is to make sure it's all properly protected.

What insurance do I need?

In general, you should expect to have comprehensive protection for your building or location, business personal property, loss of income and business liability. You may also want to consider protecting your business in the event of your death or that of a key employee. There are a wide variety of policies available for owners and operators of retail, wholesale and service businesses, plus optional coverage that will allow you to tailor the insurance to your specific needs. Katie Reed of Nick Reed State Farm can explain the various kinds, including our Business in the Home program, to make sure your business can handle the unexpected.

As small business owners themselves, the Reed's understand the demands of running a business. A typical day consists of running yourself in at least a 1,000 different directions. Sound familiar? Well, it's time to give your business a free review and make sure you have it properly protected. Katie and Nick specialize helping business in Kansas City and Shawnee area. Call them at 913-422-0123 for a free quote or to schedule a free review.

Stop by and visit us today. We are located at the corner of Shawnee Mission Parkway and Monticello. (Right next to Starbucks)

Hope to see you soon-

Katie Reed

913-422-0123 / Nick Reed State Farm / 6632 Monticello Rd / Shawnee, KS 66226

Most of us have been recieving our open enrollment notification from employers. This is the time year when we review our health insurance, 401k, and other benefits. Many people are seeing an option being offered for the first time. Many employers are now offering what is called a High Deductible Health Plan.

Should you switch?

It depends. A High Deductible plan is great for people who are not chronically ill. For a healthy family, it is a great plan.

Consider the following example.

Take a couple who is 30-years-old. They can get a traditional 80/20, $1,000 deductible health insurance policy for $250 a month. If that same couple took out a High Deductible health plan they could get a similar plan for only $150 a month.

The difference is that the High Deductible Health Plan will pay 100% of the costs after the deductible. (Versus the 80% on a traditional plan). The drawback? The deductible is much higher - like $2,500. You're saving $100 a month though. ($1,200/ year) With the High Deductible Health Insurance Plan, you're also allowed to save your deductible annually into a tax-deductible savings account, and it grows tax-free.

For this type of health care insurance to work, you need to have a good emergency fund for the minor doctor's visits that will come up. You also need to take the $100 each month that you're saving and put that toward saving.

The High Dedcutible Health Insurance Plan is fantastic for people who are not chronically ill.

The other great thing about the High Deductible Health Insurance Plans is that it forces us to apply market pressure to keep medical costs reasonable. If we are responsible for minor doctors visits, we will be asking for free samples, and questioning every procedure..............."Is that really necessary?"

For more information on health insurance and Health Savings Accounts contact me at 913-422-0123

Katie Reed

Nick Reed State Farm/ 6632 Monticello Rd / Shawnee, KS 66226

It's hard to believe that, in this age of auto safety features, the #1 killer of kids 3 to 14 is still motor vehicle crashes. State Farm spent five years investigating how booster seats help prevent injuries. The result? The use of child restraints among 3-to-8 year olds has nearly doubled.

Kansas Law

Must be in Child Restraint

• All children 3 and younger must be in a child restraint
• children 4 through 7 who weigh less than 80 pounds
• children 4 through 7 who are less than 57 inches tall must be in a chld restraint or booster seat.

Adult Safety Belt Permissible

• All children 8 through 13 years
• Children 4 through 7 years who weigh more than 80 pounds
• children 4 through 7 years who are taller than 57 inches.

To learn more about child safety click here!

Free stuff for kids!!

Still have questions? Contact your local State Farm Agent, Nick Reed. His office can provide a free safety seat inspection!

Phone- 913-422-0123

Address: 6332 Monticello Rd, Shawnee, KS 66226

Til next time-

Katie

Email me at Katie@nickreedageny.com