About Wichita's West Wichita

Wichita Homes for Sale-Finding Money for a Downpayment:

As a Realtor in Wichita I know I should not complain about the current state of mortgage lending. Wichita is experiencing a good housing market, one of the best in the country and homes are selling. Yet daily I am frustrated by the homebuyers out there who want to buy a home in Wichita but no longer have the mortgage loan options they used to.

Without debating the reasons for the current state of affairs (I do have my opinions but will stay off my soapbox!) our Wichita real estate market has changed along with the rest of the country and it's due to the mortgage crisis.

Gone are the days of NO MONEY DOWN home loans...

Gone are the days of FHA Bond Money for down payment assistance...

Gone are the days of Ameridream Gift Loan Programs for down payment assistance...

Which all means gone are the days of endless Wichita Homebuyers (sigh) Now that my whining is out of the way, I want to challenge homebuyers in this Wichita market to get creative.

Mortgage interest rates in Wichita, KS on December 1^st, 2008 were 5.625%!!! That is AMAZING, that will make a difference in your house payment.

For example-If you buy a $100,000 home with a mortgage loan rate of 5.625% your payment would be $575.66 for a 30 year term. If interests rates go up to 6.5% (and they will likely go back up soon) that same house payment would be $632.00 per month. That's a savings of $57.00 per month ($20,520 over the life of the loan!) for 30 years if you take advantage of buying a Wichita home now!

I know, I know, you want to know where to get money for your down payment. Unfortunately it is back to the days of saving for a down payment, however I have some ideas....

FHA loans currently require 3% of the purchase price for the down payment. FHA loans ARE NOT just for First-Time Homebuyers anymore! So on a $100,000 home, you need $3000 for a down payment. If you don't have that much in your savings account, here are some ideas of how to get it:

• Apply for a personal loan at your local Bank
• Sell big-ticket items you no longer use (boat, jet skis, ATV's, appliances, computers)
• Use your paid for items as collateral on a loan at your local Bank (cars, boat, jet ski's)
• Credit card convenience checks....
• Ask your parents to "gift" you the money for your down payment
• Use your income tax refund for a down payment on a home

Homeownership is still the American Dream and in Wichita, Kansas it is a great investment! If you would like more information on down payment assistance ideas, give me a call or send me an email.

Wichita Homes for Sale-Increase Your Winter Curb Appeal!

With cold weather upon us in Wichita, it's important to remember that curb appeal still makes a difference! If you are selling a home in todays Wichita home market, you cannont neglect curb appeal. There are many ways you can increase your Wichita homes' curb appeal-even in Winter. Here are some simple ideas to boost your homes first impression

• Paint your front door a bright color to add visual interest
• Add a wreath to the front door
• Keep your walkways swept/shoveled and clutter free
• Change your front door hardware and doorbell for a fresh appearance

For more great ideas on getting your Wichita home ready for sale, visit my website at www.mywichitahome.com

If you are considering selling your home and would like to know it's worth in today's market-send me an email or give me a call and it would be my pleasure to let you know. Absolutely free and no obligation!

Wichita Homes for Sale-Increase Your Curb Appeal!

If you are selling your Wichita area home, then curb appeal is of vital importance in today's market. There are lots of ways to increase your Wichita homes' curb appeal other than just the old "welcome mat" at the front door? Here are some simple ideas to boost your homes first impression.

Paint your front door a bright color to add visual interest

Plant flower beds, flowering trees or shrubs near your front walkway

Install a brick walkway or concrete paver

Install awnings above windows

Plant flowers in window boxes

For more great ideas on getting your Wichita home ready for sale, visit my website at www.mywichitahome.com.

Wichita, KS Homes for Sale-Buyer Market Report

Real Estate in Wichita, KS is red hot! There are many homes for sale in Wichita, and prices have never been better! There are currently thousands of Wichita properties for Sale. Home Buyers in Wichita are finding some of the best bargain homes for sale in all areas of Wichita. Why pay rent when you can own a home in Wichita for less than $700 per month? As a licensed Wichita Realtor I can help you find and buy the right house in Wichita with the best price and terms. If you need help finding the right Mortgage Lender, then I can help with connecting you with a reputable, local lender.

Call 316-409-1006 or visit my web site at www.buywichitahome.com

Wichita Homes for Sale-Buyer Negotiation Strategies

Wichita Home Buyers have indicated that having a skilled negotiator on their side when buying a home is extremely important to them. My services as a Wichita Realtor include Professional Buyer Representation. When you are searching for a Wichita Home for Sale, one of the key things you will want is a skilled negotiator representing you so that you will get the best price on your new home.

As an experienced Wichita Realtor I have assisted many Wichita Homebuyers with purchasing their new homes. I have a SPECIFIC NEGOTIATION STRATEGY in place so that you save the most money when buying your Wichita area home for sale. If you would like more information, just give me a call or send me an email! My professional Buyer representation is available to you at no cost or obligation.