Are you a fishing fan and either live in the Clarksville TN, Ft Campbell KY area or are planing to move here? My husband and children love to go fishing, so I thought I'd share some information on this subject with other friends out there that like to fish as well.

Fishing Licenses for residents can be purchased by:

• persons who possess a valid Tennessee driver's license
• Persons who have lived in Tennessee for 90 consecutive days with the genuine intent of making Tennessee their permanent home
• military personnel on active duty in this state and their immediate families, who reside with them, regardless of resident status
• students who are enrolled in a Tennessee school, college, or university for at least six months (must have proof of enrollment)

Type of license:

• Annual Hunting and Fishing combination - $28
• Junior Hunt/Fish/Trap (ages 13-15) - $8
• One-Day Fishing - $5.50
• Annual Trout - $18
• Sportsman - $136
• Permanent Senior Citizen Hunt/Fish/Trap (65+) - $11

Non-Resident Fishing Licenses:

• Annual Fishing (no trout) - $41
• Juniour Hunt/Fish - $9
• Three-Day Fishing (no trout) - $16.50
• Ten-Day Fishing (no trout) - $25.50
• Three-Day all fish - $33.50
• Ten-Day all fish - $50.50
• Annual license all fish - $81

Fishing licenses go on sale on February 18 each year and are valid through the last day of February of the following year. You can purchase most licenses from country clerks, sporting good stores, hardware stores, boat docks, or TWRA website www.tnwildlife.org.

Where would you go fishing in our area?

• Dunbar Cave Park is the kids favorite because is only minutes from where we live. (We can practically walk there)
• Cumberland River and Red River are also in very close proximity and with very easy access.
• Ft Cambell Military Reservation is a great place for all fish to include trout. Several streams on Fort Campbell KY Military Reservation including Noah's Spring Branch, Little West Fork and Fletcher's Fork are stocked with rainbow and brown trout. Special fishing regulations apply and a Post Fishing Permit is required in addition to a valid Tennessee license and trout stamp. For more information you can contact the Community Recreation Division, Hunting and Fishing Unit, Ft Campbell KY, 42223 or call them at (270) 798-2175.
• Land Between the Lakes. All waters are open year round with the following provisions: Farm ponds are open to fishing unless otherwise posted; Bards Lake - Trotlines and limblines are prohibited. Jugs are permitted from October 1 - March 21, with a limit of 10 jugs per person.
• And if you love to go out for a little drive, you can go try your luck in Paris Landing, Lake Barkley or Kentycky Lake. You will find white, yellow or spotted bass, crappie, bluegill, catfish and many more fish. Please, make sure to check with the reservoir /stream boundary for harvest restrictions.

Market Commentary

At Legacy Mortgage we are constantly seeking ways to enhance our dedication to our clients and real estate partners. Our position as an innovator in the field of real estate finance allows us to help you make informed decisions regarding your customers mortgage financing. We have scoured through the financial reports for the week and we wanted to share the information with you. Please let us know if we can be of further assistance to you and your valued clients.

There are only four pieces of economic news scheduled for release this week and one of them is a highly important inflation reading. We also have another Federal Open Market Committee (FOMC) meeting, which likely will not bring a change to key short-term interest rates. There is a pretty good possibility of seeing a fair amount of volatility in the markets and likely mortgage rates the next several days.

The first report of the week is August's Industrial Production data this morning. This report gives us a measurement of manufacturing sector strength by tracking output at U.S. factories, mines and utilities. It is considered to be moderately important but could cause movement in mortgage rates. Analysts are currently expecting to see a 0.3% decline in production. A higher level of output could lead to higher mortgage rates, while a weaker than expected figure should help push rates slightly lower .

August's Consumer Price Index (CPI) will be released Tuesday morning at 8:30 am ET. The CPI is one of the most important reports we see each and every month. It is considered to be a key indicator of inflation at the consumer level of the economy. There are two readings in the report- the overall index and the core data reading. Current forecasts are calling for no change in the overall reading and a 0.2% rise in the core data reading. A larger increase in the core data would likely lead to higher mortgage rates Tuesday, while a smaller increase would be good news.

The FOMC meeting will adjourn at 2:15 PM Tuesday. There is little debate about a possible change to key short-term interest rates at this meeting. The overwhelming consensus is that there will be no change to rates at this meeting. However, the post-meeting statement could very well lead to volatility during afternoon trading as investors dissect it in an effort to find the Fed's expected next move . The wild card is how the markets react to the statement. If we see significant weakness in stocks, the bond market may benefit as a safe-haven from the volatility. This could lead to lower mortgage rates Tuesday afternoon and Wednesday morning.

August's Housing Starts report will be released early Wednesday morning. This report will probably not have much of an impact on the bond market or mortgage rates. It gives us a measurement of housing sector strength and mortgage credit demand, but is usually considered to be of low importance to the financial markets.

Late Thursday morning, the Conference Board will release its Leading Economic Indicators (LEI). This index attempts to measure economic activity over the next three to six months. If it estimates an increase in activity, the bond market will probably fall and mortgage rates will rise slightly. If it shows weaker than expected readings, the bond market may rally and mortgage rates should fall. Current forecasts are calling for a 0.2% decline from July's reading.

Overall,we expect to see some pressure in bonds tomorrow as investors prepare for Tuesday's events. Tuesday will most likely be the most important day of the week with the CPI release and the FOMC meeting. If the CPI eases inflation concerns and the Fed statement doesn't reveal any negative surprises, we will most likely see mortgage rates move lower for the week.

Welcome to www.1015PoppySeedDr.Info

This home is located in Oak Grove, Kentucky

3 Bedrooms, 1 Bath, Fenced back yard, Deck, Storage building.

Close to Fort Campbell, Kentucky and I-24 for easy access to Paducah, Kentucky and Nashville, Tennessee

This is a great home and ready for you to move in as of 9 - 15 - 2008

Program Highlights:

* Free admission
* Exclusively for military families and their children
* 60-minute experience: mini-show, giveaways, outreach materials

How do I get tickets for the tour? Simply go to the ITR/MWR Office
located in the PX Mall with your ID. Tickets became available on 22 Jul 08.

What is the ticket price? The Experience is FREE for all military
families (note: you must have a military I.D.).

What time will the Sesame Street Experience be at Fort Campbell and
where will it be held?

LOCATION: Wilson Theatre

DATES/TIME: 30 Aug 08 - 3 shows (11am, 3pm, and 7pm); 31 Aug 08
- 1 show (2 pm)

Website: The Sesame Street Experience

Military members, families and Retirees at installations around the country - you can find the schedule when they will visit your area in the link above as well!

God bless our Country and our Soldiers!

Oak Grove Kentucky continues to grow with the addition of the New Amply Theater being built at the Veterans Memorial Park with a completion date estimated some time around September 2008. This project first come out in 2003 and was planned to open Phase 1 in the spring of 2007. It is now well under way and will be a great addition to the area. I'm looking forward to the concerts that will come to the local area.

Along with the new out door theater, there are walking trails and a picnic area nestled into the wood line.