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Why is it so difficult to do the right thing?
This morning I got up to find a good accumulation od snow on the ground. Where I live that means most everybody now has an excuse to not work, go to school etc......
So I got up and went to my usual Cofffee Spot to sit quietly and read the paper for a change. Not just the Business section as I normally do, but the whole darn paper, even the funnies.
I was reading through the political stuff when I happened upon a story that says "Patyday-bill advocates seek support". Apparently some elected official, you know someone elected by the people to represent the best interests of the people, had submitted a bill before the statehouse. The bill seekd to limit the interest charged on short term "Payday" loans to 36% interest. Seems like a good bill to me. The very people living literally from paycheck to paycheck are being gouged by short term loan companies. At least I think 36% interest and higher on a week long loan seems like gouging to me.
Here's the rub though. The sponsor of the bill is "hopeful" the bill will pass. He is only "hopeful" because the check cashing companies have spent 100's of thousands of dollars lobbying our elected officials, you know the ones elected by us to represent our best interests, to defeat this bill. Imagine the 100's of thousands of dollars the check cashing companies are using no doubt came from the very people the bill seeks to protect.
Why can't our elected officails just do what is right? Why can't the people we elected to look out for our best interests simply do what they were elected to do?
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For most people, buying a newly constructed Louisville home would rank high on their list of home owning ideals! It is a wonderful feeling to have a house that you can truly make your own, with no ghosts of owners past showing up in the home's cosmetic features. But just because everything is new doesn't mean everything is perfect!
Many people think that if they are buying a new construction, then there is no need to take the classic real estate precautions that you would with an older home. This is not true! Buying a new construction is a wonderful opportunity! But here are a few things to keep in mind, and to keep you happy with your home!
The first thing to do is get a home inspection! It may sound redundant; after all, doesn't everything have to be approved by a building inspector? Yes and no, you want someone who is turning a critical eye on the quality of the work as well as meeting new construction codes! Low maintenance costs are a great benefit to buying a new home! A home inspection will assure that you aren't in for premature repairs due to something small that could have been fixed before closing.
You can also set up a clause in your contract that covers potential issues. There are some things that you cannot know before the home is lived in. Knowing whether the new appliances all work or making sure the home is adequately wired are examples of things you cannot know without living in your home.
One great example would be a beautiful new construction that is picture perfect. Bill and Sally Homeowner are thrilled, they did a home inspection and the only issues were small and easily fixed. Then they moved in and not a single phone jack could be found in any room but the kitchen! A call to the builder assured them there should be several phone jacks throughout the home. A quick walk through by the builder determined what had happened. Apparently the dry wall sub contractor never went back in and cut the openings for the phone lines to come through! Luckily in our story, the builder assisted the young couple and remedied the problem. Not all builders are as helpful, so you want to make sure you have a clause that will cover these things.
In most cases, buying a new construction is the highlight of a life of home ownership! If you are looking for a new home or a wonderful Louisville historic home, call Mollie Younger or Jessica Gaines! We know Louisville! Our team will be glad to help you find the home you are looking for!
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Take a stroll down West Main Street in Louisville and you'll likely find yourself in front of a multifaceted mirror welcoming you to the Louisville Science Center. Now annually serving over 550,000 patrons from the community and its visitors, since 1871 the Louisville Science Center has provided an excellent educational opportunity through a variety of exhibits, IMAX films, events, and more. It currently serves as "the largest hands-on science center in Kentucky, with about 150 interactive exhibits and activity stations, a four-story IMAX theatre, teaching laboratories, a "variety of educational programs, and distance learning capabilities." For these reasons, the Louisville Science Center was designated the "State Science Center of Kentucky."
The Louisville Science Center's goal of improving the public's understanding of science, math, and technology certainly comes to fruition in this laboratory of learning. Like its mirror at its entrance, the center, too, is multifaceted, offering a variety of learning opportunities:
*The World We Create: 40+ activity stations involving chemistry, physics, engineering, telecommunications, and manufacturing; hands-on demonstrations; lively interactive presentations
*KidZone: Six exploration areas for children, including the Take Off! Climbing structure and airplane, the Hop On! Ambulance and mass transit bus, the Blast Off! Lunar model, the Let's Build! Construction area, the Explore! Crawling area for infants and prewalkers , and the Splash! Water-play area
*The World Within Us: Health and life sciences section with 75 interactive components; includes The Body Watch Gallery, The Time Zone Gallery, The Breakthrough Gallery, and The BioLab.
*The World Around Us: Natural and earth sciences exhibit; Three ecological galleries, including Atmosphere: The Air that Surrounds Us, Aquasphere: Water that Sustains Us, and Terrasphere: Environments that Support Us; 23 interactive components; Discovery Gallery
These outstanding learning opportunities are not all that The Louisville Science Center has to offer. The Center also features temporary exhibits to provide unique and constantly changing learning opportunities to the public. Currently, the Center features Titanic: The Artifact Exhibition with a corresponding IMAX film offered.
The Louisville Science Center offers overnight programs as well as scout programs for students, and field trips, distance learning, family science nights, and a club for educators. There is even a volunteer program for students to get them involved in the amazing things that take place at the Center. 
There are many opportunities at the Louisville Science Center to get involved further. Many Louisville residents purchase passes to the Louisville Zoo each summer, but few realize there are dual passes available that grant admission to both the Louisville Zoo and the Louisville Science Center. There is also a gift shop available featuring experiments, games and puzzles, IMAX http://www.imax.com/ dvds, items from temporary exhibits, and more. Finally, the Louisville Science Center even offers room rentals of its top floor Riverview Room, which features a free dance floor rental and a terrific view of the Ohio River.
The Louisville Science Center is one excellent educational entertainment option for Louisville residents-just one more reason you should live here too. For help getting settled, please contact The Vince Carter Team.
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We are pretty proud of Louisville, in case you hadn't noticed! So when we heard that Southern Living magazine had named the Crescent Hill area of Louisville as one of the South's Best Comeback Neighborhoods, we were pretty excited! Located just east of downtown, this neighborhood is yet another example of what hard work and community spirit can do!
Known as "Beargrass" in the 1800's, Crescent Hill celebrated its 125th anniversary in 2009. The area has faced tough times and turn around before, always being led forward by a great sense of community. In 1937 residents from downtown Louisville fled to Crescent Hill to escape rising flood waters. The Crescent Hill community came together and housed the displaced families. The neighborhood also suffered from the great suburban exodus of the 1950's and was nearly destroyed by a tornado in the April 3, 1974 Super Outbreak. The Crescent Hill Community Council coordinated the efforts of residence to rebuild and renovate their beloved neighborhood.
That spirit of community involvement continues today! The neighborhood came together to save their local library, improve Kennedy Court Park and turned around the Frankfort Avenue Corridor. Now residents walk to their favorite local restaurants and shops. They love to visit and shoot the breeze with friends and visitors alike. You will often hear them talk about their wonderful neighborhood and where it is going. It is that passion that earned the people of Crescent Hill recognition from Southern Living for all they have done for their neighborhood!
Crescent Hill represents some of the best things Louisville has to offer! It is people like this who are the reason why we are known as the Possibility City! If you are ready to discover all the possibilities Louisville has to offer you, call Mollie Younger or Jessica Gaines! We know Louisville! Our team will be glad to help you find your own place to call home!
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The CJ did a little piece on Monday about where the new construction numbers are and where they're heading. It should be no surprise to anyone following the situation that most of the action is taking place at the low end of the price range due to the Federal home buyer's tax incentives, but I did find this quote from a National Association of Home Builders economist interesting.
“It's like, Louisville behaved really well at the party, but for some reason, you were as hung over as everyone else,” Denk said.
So the numbers would lead us to believe that Louisville's housing market is poised for a rebound, but because that isn't happening, what are the causes? Unemployment? Concern over the larger, economic picture? There are experts on both sides of these predictions.
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