About Louisville's Copperfield

Copperfield is a 300 acre planned community consisting of 397 homes located in the east end of Louisville. It is one mile east of the Gene Snyder Freeway (I65) on Shelbyville Road and is close to Highway I64 . Copperfield homes remain popular because of their convenient location, traditional stylings, and desirable floor plans. Homes for sale in Copperfield can be found amongst quaint cul-de-sacs and meandering streets. The homes have updated kitchens, open floor plans, plus lush landscaping and wooded back yards.

The homes are two-story and ranch-style and most have basements that can be finished or unfinished. The homes are mostly brick with wood framing.

As a resident of Copperfield, you would automatically become a member of the association and have access to the clubhouse, a six lane 25 yard swimming pool, two tennis courts, a basketball court and a playground. The community has many social events including the swim team, 4^th of July parade, family campouts at the pool, and tailgates to name a few.

Other popular subdivisions near Copperfield include Lake Forest and Locust Creek. It resides in the Tully Elementary School district of Jefferson County.

A few restaurants nearby include Wild Eggs and Java Coffee, as well as convenient shopping. To learn more about Copperfield homes for sale, browse the Louisville MLS listings or go to Search for Louisville Homes.

To see all Louisville Homes for Sale, you can visit our website at www.jimmywelch.com or contact the Jimmy Welch Team at 502-439-1404.

Copperfield Subdivision of Louisville, Kentucky is a spectacular neighborhood located off Shelbyville Road just east of the Gene Synder Expressway and close to I-64. This premier neighborhood is popular because of its convenient location, traditional styles, desirable floor plans, and appealing prices.

Copperfield Subdivision offers a wide variety of homes ranging in price from $200k to $300k's. The majority of the homes are within 10 to 25 years in age and have been taken well care of. Looking for clean, updated homes in a great price range? Then Copperfield may be just for you! You can expect to find custom cabinetry, newer appliances, master suites, open living quarters, updated bathroom, and lots of other fantastic updates that would leave me typing all day! You can find homes ranging from 1,500 to 3,000+ in finished square footage to provide ample living space for you, your family and your guests.

The Copperfield Homeowners Association offers its residents a safe, beautifully landscaped neighborhood along with a community clubhouse that is open to residents for entertainment and relaxation at its large pool.

You will find that Copperfield is a fantastic neighborhood with inviting character and charm and is an amazing convenient place to call "home".  So if you are looking for comfortable living in a fantastic location in Louisville with homes that include many updates and interesting features, Copperfield Subdivision may be for you! If you have any questions or would like to see a home in Copperfield today, get in contact with your real estate expert, Sean S. Williams!

**View Homes of Sale in Copperfield on the MLS Below**

Many short sale clients tell me they filed Chapter 13 bankruptcy and it didn’t help because it caused their payments to go up.

When you file a Chapter 13, you have to continue to make your regular monthly payment, plus an extra monthly amount towards the back payments that you missed prior to the bankruptcy.

Important Disclaimer: I am a short sale Realtor in Louisville, KY, not an attorney. I am writing about my observations of the many clients I helped during and after their Chapter 13 or Chapter 7 bankruptcy. I am not an authority on bankruptcy laws and procedures and my opinions are not to be construed as legal advice. You must consult an attorney regarding any of the bankruptcy issues discussed here.

Wikipedia defines a Chapter 13 bankruptcy as “Under Chapter 13, the debtor proposes a plan to pay his creditors over a 3- to 5-year period. This written plan details all of the transactions (and their durations) that will occur, and repayment according to the plan must begin within thirty to forty-five days after the case has started.”

Don’t Forget That You Still Owe The Back Payments And Fees

If your mortgage payment is $1,500 a month and you are six months behind, your arrearage is $9,000. Add to that late fees and legal fees that your lender may have assessed and you can easily be over $10,000 in arrears.

Payments On Your Arrearage Can Make Your Combined Payment Go Up

In a Chapter 13, the court will decide how much of that $10,000 debt needs to be repaid, and how that extra payment will be spread out during the bankruptcy period.

The payment on the arrearage could be an extra $100 to $300 per month paid to the court, on top of the regular mortgage payment. This is a good arrangement for someone who suffered a temporary setback and can resume payments but can’t make up the big lump sum arrearage.

Defaulting Can Cause The House To Right Back Into Foreclosure

If the borrower defaults on the payment, the lender can petition the court to pull the house out of the bankruptcy and foreclose.

Tired of the Struggle

Many borrowers are tired of the stressful struggle or simply don’t have the funds to pay the increased payments each month. They see their house getting foreclosed upon anyway after throwing thousands of dollars of scarce survival money at the payments.

A Short Sale Can Often Help The Borrower Avoid Foreclosure and Bankruptcy

In many cases the short sale could have gotten the house sold, the deficiency forgiven by the lender and the bankruptcy avoided altogether.