Middletown, KY

Middletown, Kentucky is a great place to call home for those moving into Louisville from out of town or Louisville residents looking for a change. It is a town rich in history and charm, with several structures listed on the National Register of Historic Places. Residents wishing to step back to a simpler time, or those feeling a little quixotic, will love taking a stroll down Middletown’s historic streets – over 100 individual properties lie on the designated Historic District streets.

The name ‘Middletown’ is believed to be derived from its location between Louisville and Shelbyville. The City of Middletown also lies between two important early settlements along the Ohio River, and is possibly named after its location between Westport and Shippingport. Before the 1800’s, ‘Middle Station’ was the overnight stopping point between the two river ports. The town was an early trading center for the farms that surrounded it. There were a number of general stores, and its mid-point location made it a great stopping point for travelers going between Louisville and Lexington.

Middletown has come a long way since the days of farming, shipping, and rail lines. Today, it is a bustling suburb of Louisville, with over 7,000 residents and tons of unique shops, restaurants, and businesses. The city is filled with local boutiques, salons, antique shops, garden shops, and home furnishing stores. If its food you’re looking for – visit one of the many delicious cafes and restaurants or you can choose from a variety of chain restaurants, as Middletown offers both. The town was recently updated with new landscaping and curbs, adding even more charm to this lovely city.

One of the great draws to the City of Middletown is the fact the there are several fantastic neighborhoods that residents use to call home. For example, Lake Forest is just down the street and it remains one of the most-popular neighborhoods in all of Louisville. Douglass Hills is a significant part of the lifestyle in Middletown because it is so large and affordable for people wishing to live in the area.

You can find peace and quiet in this quaint suburb or the excitement of a bustling city – whatever your tastes, you’re sure to find your place in Middletown.

The beautiful, historic town of Middletown, Kentucky is filled with charm and small town feel, and that means that Middletown is a great place to call home! While only taking up a five-mile radius, the community has many local events and its residents are very involved with the community churches. Since Middletown is a part of Jefferson County, which is a part of the Louisville Metropolitan area, they are just around the corner from events like Thunder Over Louisville, Forecastle, and Derby. Middletown is in a perfect location and Louisville residents have decided that it is desirable to call Middletown home.

Middletown has many sites listed on the National Historic Registry. Middletown's historic First Gas Station was saved by City Commissioner Sam Tucker, who desperately wanted it renovated to preserve it for future generations. After years of hard, but slow work, Tucker finally saw the station back on its feet in 2003.

Middletown erected a War Memorial shortly after World War II as a representation of all those who gave their lives in the war. In 2003, the memorial was moved to the Wetherby House, which is another local historical site that was built in 1796 and originally owned by Esquire William White. The house stands on 100 acres and was once a popular Tavern and Inn. Today it has been renovated and has become the town’s City Hall.

Middletown, Kentucky is a wonderful place to call home and it is full of exciting, historic places, people, and buildings. There are many well-developed neighborhoods, such as Douglass Hills and Willow Wood, that help make Middletown and ideal place for Louisville residents. You can make your next home in Middletown and surround yourself with the best that Louisville has to offer.

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What is a short sale?

A short sale occurs when a house sells for an amount that falls short of the full amount owed to the bank. Hence the word “short” in short sale.

What happens to the difference between the amount owed and what the lender gets?

In an ideal short sale the shortfall is forgiven and the seller never has to pay it back. The lender often the forgives tens of thousands of dollars or even hundreds of thousands of dollars. The seller gets a confirmation in writing from the lender that the deficiency is forgiven.

Does the lender always forgive the shortfall?

No, not always. It varies from case to case.

Why would the lender forgive tens of thousands of dollars?

“The lender calls me every day to squeeze a monthly payment out of me. Why would they suddenly forgive tens of thousands?” The lender recognizes that market values have plummeted in recent years. Borrowers who have to sell for family, health, job related reasons and other reasons cannot sell their house for enough to cover the loan payoff. The lender wants to reduce their losses by settling now instead of losing much more later.

But I can’t afford a Realtor

The lender typically pays all the seller’s closing costs, including the Realtor commissions.

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We successfully close dozens of short sales every year. We routinely get hugs and tears of joy and relief at the closing. The lender doesn’t want to own your house or foreclose on you, and you want to avoid foreclosure. Everyone has the same goal. Please click here for testimonials.

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